# Mississippi HB 1596: Money transmitters; require to implement certain data security measures and customer protections.

Mississippi HB 1596, Money transmitters; require to implement certain data security measures and customer protections., is a 2026 Regular Session House bill sponsored by Shane Aguirre (Republican); status signed, last action 2026-04-08 (Approved by Governor); PRIA reads it as touching household money (as of 2026-10-27).

- Canonical: https://policyrisk.com/state-bill/MS-HB1596-2026
- As of: 2026-10-27
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Mississippi HB 1596
- State: Mississippi
- Session: 2026 Regular Session
- Title: Money transmitters; require to implement certain data security measures and customer protections.
- Status: signed
- Chamber: House
- Introduced: 2026-01-19
- Last action: 2026-04-08, Approved by Governor
- Sponsor: Shane Aguirre (Republican)
- Cosponsors: 0
- Subjects: Banking and Financial Services, Business and Financial Institutions, Accountability, Efficiency, Transparency
- Touches household money: yes
- Roll calls: 4 (317 yes, 0 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Money transmitters train delegates on elder fraud: benefit, low. Starting July 1, 2026, money transmitters that use delegates must train them to spot and respond to suspected elder financial abuse. They must provide training materials by April 1 each year. New delegates must receive the materials within one month of appointment.
- Money transmitters need delegate contracts: cost, low. Starting July 1, 2026, money transmitters that use authorized delegates must have written contracts with them. The contracts must set out delegate duties and comply with the law. The contracts must be available to the state banking commissioner upon request.
- Data security rules for money transfer customers: mixed, low. Starting July 1, 2026, Mississippi money transmitters must protect customer information through a written security program. The safeguards must fit the business and the information it handles. The state banking commissioner can examine transmitters and take enforcement action for violations. Transm…

## Sponsors and cosponsors

- Sponsor: Shane Aguirre (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-31 | House | Conference Report Adopted | pass | 100 | 0 | 12 |
| 2026-03-30 | Senate | Conference Report Adopted | pass | 52 | 0 |   |
| 2026-03-10 | Senate | Passed As Amended | pass | 52 | 0 |   |
| 2026-02-10 | House | Passed As Amended | pass | 113 | 0 | 1 |

## Actions (21)

- 2026-04-08: Approved by Governor (legislature)
- 2026-04-06: Enrolled Bill Signed (Senate)
- 2026-04-02: Enrolled Bill Signed (House)
- 2026-03-31: Conference Report Adopted (House)
- 2026-03-30: Conference Report Adopted (Senate)
- 2026-03-29: Conference Report Filed (House)
- 2026-03-29: Conference Report Filed (Senate)
- 2026-03-23: Conferees Named Johnson,Blackwell,Brumfield (Senate)
- 2026-03-23: Conferees Named Aguirre,Boyd (37th),Varner (House)
- 2026-03-17: Decline to Concur/Invite Conf (House)
- 2026-03-11: Returned For Concurrence (Senate)
- 2026-03-10: Passed As Amended (Senate)
- 2026-03-10: Amended (Senate)
- 2026-03-03: Title Suff Do Pass As Amended (Senate)
- 2026-02-26: DR - TSDPAA: BF To AC (Senate)
- 2026-02-19: Referred To Business and Financial Institutions;Accountability, Efficiency, Transparency (Senate)
- 2026-02-12: Transmitted To Senate (House)
- 2026-02-10: Passed As Amended (House)
- 2026-02-10: Amended (House)
- 2026-01-29: Title Suff Do Pass (House)
- 2026-01-19: Referred To Banking and Financial Services (House)

## Bill text

- Amendment No 1 (Adopted): [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/ham/HB1596_H_Amend_01.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/ham/HB1596_H_Amend_01.pdf)
- As Introduced: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596IN.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596IN.pdf)
- As Passed: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596PS.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596PS.pdf)
- Committee Amendment No 1 (Adopted): [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/sam/HB1596_S_Cmte_Amend_01.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/sam/HB1596_S_Cmte_Amend_01.pdf)
- Enrolled: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596SG.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596SG.pdf)

## Related bills

- HB 1653: Local Improvements Project Fund and IHL Capital Improvements Fund; revise certain projects funded with monies from. (signed)
- HB 1924: Appropriation; Attorney General. (signed)
- SB 3051: Appropriation; Finance and Administration, Department of. (signed)
- SB 3110: Tax credits; authorize for contributions by certain taxpayers to certain hospitals. (signed)
- SB 2917: Budget; provide for various transfers of funds, and create various special funds. (signed)
- SB 3071: Appropriation; Gulf Coast Restoration Funds to the Mississippi Development Authority. (signed)

## Sources
- [Amendment No 1 (Adopted) (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/ham/HB1596_H_Amend_01.htm)
- [Amendment No 1 (Adopted) (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/ham/HB1596_H_Amend_01.pdf)
- [As Introduced (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596IN.htm)
- [As Introduced (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596IN.pdf)
- [As Passed (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596PS.htm)
- [As Passed (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596PS.pdf)
- [Committee Amendment No 1 (Adopted) (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/sam/HB1596_S_Cmte_Amend_01.htm)
- [Committee Amendment No 1 (Adopted) (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/sam/HB1596_S_Cmte_Amend_01.pdf)
- [Enrolled (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/HB/1500-1599/HB1596SG.htm)
- [Enrolled (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/HB/1500-1599/HB1596SG.pdf)

## Related
- [HB 1653: Local Improvements Project Fund and IHL Capital Improvements Fund; revise certa…](https://policyrisk.com/state-bill/MS-HB1653-2026)
- [HB 1924: Appropriation; Attorney General.](https://policyrisk.com/state-bill/MS-HB1924-2026)
- [SB 3051: Appropriation; Finance and Administration, Department of.](https://policyrisk.com/state-bill/MS-SB3051-2026)
- [SB 3110: Tax credits; authorize for contributions by certain taxpayers to certain hospit…](https://policyrisk.com/state-bill/MS-SB3110-2026)
- [SB 2917: Budget; provide for various transfers of funds, and create various special fund…](https://policyrisk.com/state-bill/MS-SB2917-2026)
- [SB 3071: Appropriation; Gulf Coast Restoration Funds to the Mississippi Development Auth…](https://policyrisk.com/state-bill/MS-SB3071-2026)
- [Mississippi bills](https://policyrisk.com/states/mississippi/bills)
- [Mississippi state hub](https://policyrisk.com/states/mississippi)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MS-HB1596-2026 (as of 2026-10-27).