# Mississippi SB 2383: Banks and banking; revise various definitions, procedures and provisions related to. Mississippi SB 2383, Banks and banking; revise various definitions, procedures and provisions related to., is a 2026 Regular Session Senate bill sponsored by Chris Johnson (Republican); status signed, last action 2026-03-13 (Approved by Governor); PRIA reads it as touching household money (as of 2026-10-27). - Canonical: https://policyrisk.com/state-bill/MS-SB2383-2026 - As of: 2026-10-27 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Mississippi SB 2383 - State: Mississippi - Session: 2026 Regular Session - Title: Banks and banking; revise various definitions, procedures and provisions related to. - Status: signed - Chamber: Senate - Introduced: 2026-01-19 - Last action: 2026-03-13, Approved by Governor - Sponsor: Chris Johnson (Republican) - Cosponsors: 0 - Subjects: Banking and Financial Services, Business and Financial Institutions - Touches household money: yes - Roll calls: 2 (130 yes, 38 no in all) - Economic provisions PRIA read: 5 ## Summary No summary available. ## Bill overview: provisions PRIA read - Banks can invest in community projects: benefit, low. Beginning July 1, 2026, state banks and trust companies can invest in community and economic development groups, projects, and other public welfare investments allowed for national banks. Banks must send required notices or approval requests to the state banking department. Banks that qualify as el… - Banks face fewer charter approval steps: benefit, low. Beginning July 1, 2026, the banking commissioner approves state bank charter renewals and changes. The former state comptroller, attorney general, and governor approval steps are removed. Stockholders must approve a change by a majority of all outstanding stock, and the bank must send three certifi… - Banks get more freedom over terminals: benefit, low. Beginning July 1, 2026, qualifying public electronic terminals are not state branches and do not need state branch licenses. Mississippi banks and thrifts can open or close these terminals without prior approval from the banking commissioner. They must use sound judgment and safe banking practices.… - Higher fees at shared bank terminals: cost, low. Beginning July 1, 2026, Mississippi banks and thrifts can set fees for terminals connected to shared networks, with no state-set fee cap. They must show the fee in time for you to cancel without paying it. Banks and thrifts must also use sound judgment and safe banking practices. - New safeguards for state bank dividends: mixed, low. Beginning July 1, 2026, state banks can pay dividends under their charter or bylaws without prior written approval in ordinary cases. Approval is still required if a bank is under a corrective plan or enforcement action, would become undercapitalized under its federal regulator’s definition, or the… ## Sponsors and cosponsors - Sponsor: Chris Johnson (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-03-04 | House | Passed | pass | 78 | 38 | 1 | | 2026-02-09 | Senate | Passed | pass | 52 | 0 | | ## Actions (11) - 2026-03-13: Approved by Governor (legislature) - 2026-03-09: Enrolled Bill Signed (House) - 2026-03-09: Enrolled Bill Signed (Senate) - 2026-03-05: Returned For Enrolling (House) - 2026-03-04: Passed (House) - 2026-02-26: Title Suff Do Pass (House) - 2026-02-12: Referred To Banking and Financial Services (House) - 2026-02-10: Transmitted To House (Senate) - 2026-02-09: Passed (Senate) - 2026-01-28: Title Suff Do Pass (Senate) - 2026-01-19: Referred To Business and Financial Institutions (Senate) ## Bill text - As Introduced: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383IN.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383IN.pdf) - As Passed: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383PS.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383PS.pdf) - Enrolled: [HTML](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383SG.htm), [PDF](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383SG.pdf) ## Related bills - HB 1653: Local Improvements Project Fund and IHL Capital Improvements Fund; revise certain projects funded with monies from. (signed) - HB 1924: Appropriation; Attorney General. (signed) - SB 3051: Appropriation; Finance and Administration, Department of. (signed) - SB 3110: Tax credits; authorize for contributions by certain taxpayers to certain hospitals. (signed) - SB 2917: Budget; provide for various transfers of funds, and create various special funds. (signed) - SB 3071: Appropriation; Gulf Coast Restoration Funds to the Mississippi Development Authority. (signed) ## Sources - [As Introduced (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383IN.htm) - [As Introduced (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383IN.pdf) - [As Passed (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383PS.htm) - [As Passed (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383PS.pdf) - [Enrolled (HTML)](https://billstatus.ls.state.ms.us/documents/2026/html/SB/2300-2399/SB2383SG.htm) - [Enrolled (PDF)](https://billstatus.ls.state.ms.us/documents/2026/pdf/SB/2300-2399/SB2383SG.pdf) ## Related - [HB 1653: Local Improvements Project Fund and IHL Capital Improvements Fund; revise certa…](https://policyrisk.com/state-bill/MS-HB1653-2026) - [HB 1924: Appropriation; Attorney General.](https://policyrisk.com/state-bill/MS-HB1924-2026) - [SB 3051: Appropriation; Finance and Administration, Department of.](https://policyrisk.com/state-bill/MS-SB3051-2026) - [SB 3110: Tax credits; authorize for contributions by certain taxpayers to certain hospit…](https://policyrisk.com/state-bill/MS-SB3110-2026) - [SB 2917: Budget; provide for various transfers of funds, and create various special fund…](https://policyrisk.com/state-bill/MS-SB2917-2026) - [SB 3071: Appropriation; Gulf Coast Restoration Funds to the Mississippi Development Auth…](https://policyrisk.com/state-bill/MS-SB3071-2026) - [Mississippi bills](https://policyrisk.com/states/mississippi/bills) - [Mississippi state hub](https://policyrisk.com/states/mississippi) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/MS-SB2383-2026 (as of 2026-10-27).