# Montana HB 434: Revise banking laws relating to interactive teller machines

Montana HB 434, Revise banking laws relating to interactive teller machines, is a 69th Legislature, Regular Session (2025) House bill sponsored by Ken Walsh (Republican); status signed, last action 2025-04-07 (Chapter Number Assigned) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/MT-HB434-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Montana HB 434
- State: Montana
- Session: 69th Legislature, Regular Session (2025)
- Title: Revise banking laws relating to interactive teller machines
- Status: signed
- Chamber: House
- Introduced: 2025-02-07
- Last action: 2025-04-07, Chapter Number Assigned
- Sponsor: Ken Walsh (Republican)
- Cosponsors: 1
- Subjects: Financial Institutions
- Touches household money: no
- Roll calls: 4 (294 yes, 4 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- ITM transfers get same protections: benefit, low. Transfers you start at an ITM are covered by the state's electronic funds transfer rules. The law also treats ITMs as electronic terminals, like ATMs and point‑of‑sale devices. You get the same protections when using an ITM as you do at other terminals. Payments by paper checks at a terminal are st…
- Banks can add ITMs without branches: benefit, low. The law defines an interactive teller machine (ITM). An ITM is an unstaffed bank device that can start a live session with remote bank staff. Customers can do core banking at the machine without staff and can start or end the session themselves. Qualifying ITMs do not count as bank branches. This m…
- Different rules for on-site and off-site ITMs: mixed, low. An ITM located away from a bank’s building is a satellite terminal. Satellite-terminal rules apply to that off-site machine. An ITM on the bank’s premises is not a satellite terminal. Those satellite rules do not apply to on-site ITMs.

## Sponsors and cosponsors

- Sponsor: Ken Walsh (Republican), House
- Cosponsor: Gregg Hunter (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-24 | Senate | Do Concur | pass | 47 | 3 |   |
| 2025-03-21 | Senate | Do Concur | pass | 49 | 1 |   |
| 2025-02-22 | House | Do Pass | pass | 98 | 0 |   |
| 2025-02-21 | House | Do Pass | pass | 100 | 0 |   |

## Actions (26)

- 2025-04-07: Chapter Number Assigned (House)
- 2025-04-07: Signed by Governor (House)
- 2025-04-01: Transmitted to Governor (House)
- 2025-04-01: Signed by President (Senate)
- 2025-03-28: Signed by Speaker (House)
- 2025-03-26: Returned from Enrolling (House)
- 2025-03-24: Sent to Enrolling (House)
- 2025-03-24: 3rd Reading (Senate)
- 2025-03-21: 2nd Reading (Senate)
- 2025-03-19: Committee Report (Senate)
- 2025-03-19: Committee Executive Action (Senate)
- 2025-03-15: Hearing (Senate)
- 2025-03-06: Hearing (Senate)
- 2025-03-03: Referred to Committee (Senate)
- 2025-02-25: 1st Reading (Senate)
- 2025-02-24: Transmitted to Senate (House)
- 2025-02-22: 3rd Reading (House)
- 2025-02-21: 2nd Reading (House)
- 2025-02-19: Committee Report (House)
- 2025-02-19: Committee Executive Action (House)
- 2025-02-14: Hearing (House)
- 2025-02-14: Hearing Canceled (House)
- 2025-02-10: Hearing (House)
- 2025-02-10: 1st Reading (House)
- 2025-02-10: Referred to Committee (House)
- 2025-02-07: Introduced (House)

## Bill text

- Enrolled, 2025-03-25: [PDF](https://docs.legmt.gov/download-ticket?ticketId=8e80ef4e-74a4-4547-9760-7be9af83771a)
- Introduced, 2025-02-07: [PDF](https://docs.legmt.gov/download-ticket?ticketId=baa2e436-756a-4bc7-90c9-cc424669316b)

## Related bills

- SB 437: Revise definition of sex in Montana law (signed)
- HB 831: Increase elderly homeowner and renter income tax credit (vetoed)
- HB 628: Revise early literacy targeted intervention laws (vetoed)
- SB 410: Provide for Montana genomic security act (vetoed)
- SB 424: Revising the disabled veteran property tax assistance program (vetoed)
- SB 422: Generally revise laws relating to insurance coverage relating to cancer (vetoed)

## Sources
- [Enrolled (PDF)](https://docs.legmt.gov/download-ticket?ticketId=8e80ef4e-74a4-4547-9760-7be9af83771a)
- [Introduced (PDF)](https://docs.legmt.gov/download-ticket?ticketId=baa2e436-756a-4bc7-90c9-cc424669316b)

## Related
- [SB 437: Revise definition of sex in Montana law](https://policyrisk.com/state-bill/MT-SB437-2025)
- [HB 831: Increase elderly homeowner and renter income tax credit](https://policyrisk.com/state-bill/MT-HB831-2025)
- [HB 628: Revise early literacy targeted intervention laws](https://policyrisk.com/state-bill/MT-HB628-2025)
- [SB 410: Provide for Montana genomic security act](https://policyrisk.com/state-bill/MT-SB410-2025)
- [SB 424: Revising the disabled veteran property tax assistance program](https://policyrisk.com/state-bill/MT-SB424-2025)
- [SB 422: Generally revise laws relating to insurance coverage relating to cancer](https://policyrisk.com/state-bill/MT-SB422-2025)
- [Montana bills](https://policyrisk.com/states/montana/bills)
- [Montana state hub](https://policyrisk.com/states/montana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MT-HB434-2025 (as of 2026-10-19).