# Montana HB 464: Revise insurance laws relating to interest of a named insured and change of interest by transfer on death

Montana HB 464, Revise insurance laws relating to interest of a named insured and change of interest by transfer on death, is a 69th Legislature, Regular Session (2025) House bill sponsored by Steve Fitzpatrick (Republican); status signed, last action 2025-05-05 (Chapter Number Assigned); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/MT-HB464-2025
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Montana HB 464
- State: Montana
- Session: 69th Legislature, Regular Session (2025)
- Title: Revise insurance laws relating to interest of a named insured and change of interest by transfer on death
- Status: signed
- Chamber: House
- Introduced: 2025-02-12
- Last action: 2025-05-05, Chapter Number Assigned
- Sponsor: Steve Fitzpatrick (Republican)
- Cosponsors: 0
- Subjects: Insurance
- Touches household money: yes
- Roll calls: 6 (493 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Home insurance covers transfer-on-death beneficiary: benefit, low. When a home passes by a transfer-on-death deed, the existing policy stays in force after the owner dies. The beneficiary is treated like the named insured and gets the same rights and duties, unless they disclaim the home. This temporary coverage ends at the earliest of 45 days after death, the pol…

## Sponsors and cosponsors

- Sponsor: Steve Fitzpatrick (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-15 | House | Do Concur | pass | 97 | 0 |   |
| 2025-04-14 | House | Do Concur | pass | 100 | 0 |   |
| 2025-04-03 | Senate | Do Concur | pass | 50 | 0 |   |
| 2025-04-02 | Senate | Do Concur | pass | 50 | 0 |   |
| 2025-03-01 | House | Do Pass | pass | 97 | 0 |   |
| 2025-02-28 | House | Do Pass | pass | 99 | 0 |   |

## Actions (25)

- 2025-05-05: Chapter Number Assigned (House)
- 2025-05-01: Signed by Governor (House)
- 2025-04-22: Signed by President (Senate)
- 2025-04-18: Signed by Speaker (House)
- 2025-04-15: Returned from Enrolling (House)
- 2025-04-15: Sent to Enrolling (House)
- 2025-04-15: 3rd Reading Senate Amendments (House)
- 2025-04-14: 2nd Reading Senate Amendments (House)
- 2025-04-03: Returned to House with Amendments (Senate)
- 2025-04-03: 3rd Reading (Senate)
- 2025-04-02: 2nd Reading (Senate)
- 2025-03-20: Committee Report (Senate)
- 2025-03-19: Committee Executive Action (Senate)
- 2025-03-15: Hearing (Senate)
- 2025-03-04: Referred to Committee (Senate)
- 2025-03-03: 1st Reading (Senate)
- 2025-03-01: 3rd Reading (House)
- 2025-02-28: 2nd Reading (House)
- 2025-02-27: 2nd Reading Pass Consideration (House)
- 2025-02-24: Committee Report (House)
- 2025-02-24: Committee Executive Action (House)
- 2025-02-14: Hearing (House)
- 2025-02-13: 1st Reading (House)
- 2025-02-13: Referred to Committee (House)
- 2025-02-12: Introduced (House)

## Bill text

- Enrolled, 2025-04-15: [PDF](https://docs.legmt.gov/download-ticket?ticketId=6649dded-3626-4863-b3b1-fc248ad9fdf5)
- As Amended (Version 2), 2025-03-20: [PDF](https://docs.legmt.gov/download-ticket?ticketId=4f53588a-4c22-4b0e-bff1-ae9a1859f52d)
- Introduced, 2025-02-12: [PDF](https://docs.legmt.gov/download-ticket?ticketId=ecd1fa9d-1426-4edf-9626-e78419e6ca59)

## Related bills

- SB 437: Revise definition of sex in Montana law (signed)
- HB 831: Increase elderly homeowner and renter income tax credit (vetoed)
- HB 628: Revise early literacy targeted intervention laws (vetoed)
- SB 410: Provide for Montana genomic security act (vetoed)
- SB 422: Generally revise laws relating to insurance coverage relating to cancer (vetoed)
- SB 424: Revising the disabled veteran property tax assistance program (vetoed)

## Sources
- [Enrolled (PDF)](https://docs.legmt.gov/download-ticket?ticketId=6649dded-3626-4863-b3b1-fc248ad9fdf5)
- [As Amended (Version 2) (PDF)](https://docs.legmt.gov/download-ticket?ticketId=4f53588a-4c22-4b0e-bff1-ae9a1859f52d)
- [Introduced (PDF)](https://docs.legmt.gov/download-ticket?ticketId=ecd1fa9d-1426-4edf-9626-e78419e6ca59)

## Related
- [SB 437: Revise definition of sex in Montana law](https://policyrisk.com/state-bill/MT-SB437-2025)
- [HB 831: Increase elderly homeowner and renter income tax credit](https://policyrisk.com/state-bill/MT-HB831-2025)
- [HB 628: Revise early literacy targeted intervention laws](https://policyrisk.com/state-bill/MT-HB628-2025)
- [SB 410: Provide for Montana genomic security act](https://policyrisk.com/state-bill/MT-SB410-2025)
- [SB 422: Generally revise laws relating to insurance coverage relating to cancer](https://policyrisk.com/state-bill/MT-SB422-2025)
- [SB 424: Revising the disabled veteran property tax assistance program](https://policyrisk.com/state-bill/MT-SB424-2025)
- [Montana bills](https://policyrisk.com/states/montana/bills)
- [Montana state hub](https://policyrisk.com/states/montana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MT-HB464-2025 (as of 2026-10-12).