# Montana HB 533: Revise insurance laws relating to wildfire and real property

Montana HB 533, Revise insurance laws relating to wildfire and real property, is a 69th Legislature, Regular Session (2025) House bill sponsored by Curtis Schomer (Republican); status signed, last action 2025-05-13 (Chapter Number Assigned) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/MT-HB533-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Montana HB 533
- State: Montana
- Session: 69th Legislature, Regular Session (2025)
- Title: Revise insurance laws relating to wildfire and real property
- Status: signed
- Chamber: House
- Introduced: 2025-02-18
- Last action: 2025-05-13, Chapter Number Assigned
- Sponsor: Curtis Schomer (Republican)
- Cosponsors: 1
- Subjects: Insurance
- Touches household money: no
- Roll calls: 7 (542 yes, 2 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Homeowners can get wildfire risk scores: mixed, low. If your admitted insurer uses a wildfire risk score to rate or evaluate your home, you, your agent, or an applicant can ask for details. The insurer must respond within 30 days with your current score, the model’s score range, who created the score, the date, and the key factors that adversely affe…

## Sponsors and cosponsors

- Sponsor: Curtis Schomer (Republican), House
- Cosponsor: Steve Fitzpatrick (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-04-16 | House | Do Concur | pass | 96 | 1 |   |
| 2025-04-15 | House | Do Concur | pass | 100 | 0 |   |
| 2025-04-07 | Senate | Do Concur | pass | 49 | 0 |   |
| 2025-04-05 | Senate | Do Concur | pass | 50 | 0 |   |
| 2025-04-02 | Senate | Do Concur | pass | 50 | 0 |   |
| 2025-03-06 | House | Do Pass | pass | 98 | 1 |   |
| 2025-03-04 | House | Do Pass | pass | 99 | 0 |   |

## Actions (29)

- 2025-05-13: Chapter Number Assigned (House)
- 2025-05-08: Signed by Governor (House)
- 2025-05-02: Transmitted to Governor (House)
- 2025-05-02: Signed by President (Senate)
- 2025-04-29: Signed by Speaker (House)
- 2025-04-19: Returned from Enrolling (House)
- 2025-04-16: Sent to Enrolling (House)
- 2025-04-16: 3rd Reading Senate Amendments (House)
- 2025-04-15: 2nd Reading Senate Amendments (House)
- 2025-04-07: Returned to House with Amendments (Senate)
- 2025-04-07: 3rd Reading (Senate)
- 2025-04-05: 2nd Reading (Senate)
- 2025-04-02: Reconsidered Previous Action (Senate)
- 2025-04-02: 2nd Reading (Senate)
- 2025-03-28: Committee Report (Senate)
- 2025-03-28: Committee Executive Action (Senate)
- 2025-03-19: Hearing (Senate)
- 2025-03-14: Referred to Committee (Senate)
- 2025-03-14: 1st Reading (Senate)
- 2025-03-06: Transmitted to Senate (House)
- 2025-03-06: 3rd Reading (House)
- 2025-03-04: 2nd Reading (House)
- 2025-02-28: Committee Report (House)
- 2025-02-27: Committee Executive Action (House)
- 2025-02-24: Hearing (House)
- 2025-02-21: Hearing (House)
- 2025-02-18: 1st Reading (House)
- 2025-02-18: Referred to Committee (House)
- 2025-02-18: Introduced (House)

## Bill text

- Enrolled, 2025-04-17: [PDF](https://docs.legmt.gov/download-ticket?ticketId=3beccdae-1fb0-428a-b948-f223a7acff42)
- As Amended (Version 3), 2025-03-28: [PDF](https://docs.legmt.gov/download-ticket?ticketId=66f46bd5-6891-4920-9439-e4f2b69f9164)
- As Amended (Version 2), 2025-02-28: [PDF](https://docs.legmt.gov/download-ticket?ticketId=234b501b-4f3b-4af4-a00b-8effcd248438)
- Introduced, 2025-02-18: [PDF](https://docs.legmt.gov/download-ticket?ticketId=f2a41861-fbfc-481a-a58e-33d8c1bd73e0)

## Related bills

- SB 437: Revise definition of sex in Montana law (signed)
- HB 831: Increase elderly homeowner and renter income tax credit (vetoed)
- HB 628: Revise early literacy targeted intervention laws (vetoed)
- SB 410: Provide for Montana genomic security act (vetoed)
- SB 424: Revising the disabled veteran property tax assistance program (vetoed)
- SB 422: Generally revise laws relating to insurance coverage relating to cancer (vetoed)

## Sources
- [Enrolled (PDF)](https://docs.legmt.gov/download-ticket?ticketId=3beccdae-1fb0-428a-b948-f223a7acff42)
- [As Amended (Version 3) (PDF)](https://docs.legmt.gov/download-ticket?ticketId=66f46bd5-6891-4920-9439-e4f2b69f9164)
- [As Amended (Version 2) (PDF)](https://docs.legmt.gov/download-ticket?ticketId=234b501b-4f3b-4af4-a00b-8effcd248438)
- [Introduced (PDF)](https://docs.legmt.gov/download-ticket?ticketId=f2a41861-fbfc-481a-a58e-33d8c1bd73e0)

## Related
- [SB 437: Revise definition of sex in Montana law](https://policyrisk.com/state-bill/MT-SB437-2025)
- [HB 831: Increase elderly homeowner and renter income tax credit](https://policyrisk.com/state-bill/MT-HB831-2025)
- [HB 628: Revise early literacy targeted intervention laws](https://policyrisk.com/state-bill/MT-HB628-2025)
- [SB 410: Provide for Montana genomic security act](https://policyrisk.com/state-bill/MT-SB410-2025)
- [SB 424: Revising the disabled veteran property tax assistance program](https://policyrisk.com/state-bill/MT-SB424-2025)
- [SB 422: Generally revise laws relating to insurance coverage relating to cancer](https://policyrisk.com/state-bill/MT-SB422-2025)
- [Montana bills](https://policyrisk.com/states/montana/bills)
- [Montana state hub](https://policyrisk.com/states/montana)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/MT-HB533-2025 (as of 2026-10-19).