# North Carolina HB 508: AN ACT TO LOWER THE CAP ON CREDIT CARD INTEREST AND TO MAKE TECHNICAL CHANGES.

North Carolina HB 508, AN ACT TO LOWER THE CAP ON CREDIT CARD INTEREST AND TO MAKE TECHNICAL CHANGES., is a 2025-2026 Session House bill sponsored by Lowery; status in committee, last action 2025-04-17 (Serial Referral To Rules, Calendar, and Operations of the House Added) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/NC-HB508-2025
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: North Carolina HB 508
- State: North Carolina
- Session: 2025-2026 Session
- Title: AN ACT TO LOWER THE CAP ON CREDIT CARD INTEREST AND TO MAKE TECHNICAL CHANGES.
- Status: in committee
- Chamber: House
- Introduced: 2025-03-25
- Last action: 2025-04-17, Serial Referral To Rules, Calendar, and Operations of the House Added
- Sponsor: Lowery
- Cosponsors: 2
- Subjects: CONSUMER CREDIT, FINANCIAL SERVICES, INTEREST, PUBLIC
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Lowery
- Cosponsor: Frances Jackson, PhD (Democratic), House
- Cosponsor: Pricey Harrison (Democratic), House

## Actions (7)

- 2025-04-17: Serial Referral To Rules, Calendar, and Operations of the House Added (House)
- 2025-04-17: Serial Referral To Judiciary 1 Added (House)
- 2025-04-17: Serial Referral To Rules, Calendar, and Operations of the House Stricken (House)
- 2025-04-17: Serial Referral To Finance Stricken (House)
- 2025-03-26: Ref to the Com on Commerce and Economic Development, if favorable, Finance, if favorable, Rules, Calendar, and Operations of the House (House)
- 2025-03-26: Passed 1st Reading (House)
- 2025-03-25: Filed (House)

## Bill text

- Filed: [PDF](https://www.ncleg.gov/Sessions/2025/Bills/House/PDF/H508v0.pdf)
- Latest Edition: [PDF](https://www.ncleg.gov/Sessions/2025/Bills/House/PDF/H508v1.pdf)

## Related bills

- HB 96: AN ACT TO CREATE AN ALTERNATIVE REMEDY FOR THE EXPEDITED REMOVAL OF UNAUTHORIZED PERSONS FROM PRIVATE PROPERTY BY A LAW ENFORCEMENT AGENCY. (vetoed)
- HB 377: 2026 Court Changes. (vetoed)
- HB 958: AN ACT TO MAKE VARIOUS CHANGES TO ELECTION ADMINISTRATION LAWS AND CAMPAIGN FINANCE LAWS. (vetoed)
- HB 268: 2026 Budget Technical Corrections - II. (signed)
- SB 445: Regulatory Reform Act of 2026. (signed)
- HB 199: Authorize Municipal Deannexation. (passed house)

## Sources
- [Filed (PDF)](https://www.ncleg.gov/Sessions/2025/Bills/House/PDF/H508v0.pdf)
- [Latest Edition (PDF)](https://www.ncleg.gov/Sessions/2025/Bills/House/PDF/H508v1.pdf)

## Related
- [HB 96: AN ACT TO CREATE AN ALTERNATIVE REMEDY FOR THE EXPEDITED REMOVAL OF UNAUTHORIZE…](https://policyrisk.com/state-bill/NC-HB96-2025)
- [HB 377: 2026 Court Changes.](https://policyrisk.com/state-bill/NC-HB377-2025)
- [HB 958: AN ACT TO MAKE VARIOUS CHANGES TO ELECTION ADMINISTRATION LAWS AND CAMPAIGN FIN…](https://policyrisk.com/state-bill/NC-HB958-2025)
- [HB 268: 2026 Budget Technical Corrections - II.](https://policyrisk.com/state-bill/NC-HB268-2025)
- [SB 445: Regulatory Reform Act of 2026.](https://policyrisk.com/state-bill/NC-SB445-2025)
- [HB 199: Authorize Municipal Deannexation.](https://policyrisk.com/state-bill/NC-HB199-2025)
- [North Carolina bills](https://policyrisk.com/states/north-carolina/bills)
- [North Carolina state hub](https://policyrisk.com/states/north-carolina)
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Source: PRIA, https://policyrisk.com/state-bill/NC-HB508-2025 (as of 2026-11-01).