# North Carolina SB 426: AN ACT TO ENACT A STUDENT BORROWERS' BILL OF RIGHTS, TO PROVIDE THAT THE COMMISSIONER OF BANKS SHALL LICENSE AND REGULATE STUDENT LOAN SERVICERS, AND TO ESTABLISH THE POSITION OF THE STUDENT LOAN OMBUDSMAN.

North Carolina SB 426, AN ACT TO ENACT A STUDENT BORROWERS' BILL OF RIGHTS, TO PROVIDE THAT THE COMMISSIONER OF BANKS SHALL LICENSE AND REGULATE STUDENT LOAN SERVICERS, AND TO ESTABLISH THE POSITION OF THE STUDENT LOAN OMBUDSMAN., is a 2025-2026 Session Senate bill sponsored by David W. Craven, Jr. (Republican), Amy S. Galey (Republican); status in committee, last action 2025-03-25 (Ref To Com On Rules and Operations of the Senate) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/NC-SB426-2025
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: North Carolina SB 426
- State: North Carolina
- Session: 2025-2026 Session
- Title: AN ACT TO ENACT A STUDENT BORROWERS' BILL OF RIGHTS, TO PROVIDE THAT THE COMMISSIONER OF BANKS SHALL LICENSE AND REGULATE STUDENT LOAN SERVICERS, AND TO ESTABLISH THE POSITION OF THE STUDENT LOAN OMBUDSMAN.
- Status: in committee
- Chamber: Senate
- Introduced: 2025-03-24
- Last action: 2025-03-25, Ref To Com On Rules and Operations of the Senate
- Sponsors: David W. Craven, Jr. (Republican), Amy S. Galey (Republican)
- Cosponsors: 9
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: David W. Craven, Jr. (Republican), Senate
- Sponsor: Amy S. Galey (Republican), Senate
- Cosponsor: Gale Adcock (Democratic), Senate
- Cosponsor: Val Applewhite (Democratic), Senate
- Cosponsor: Danny Earl Britt, Jr. (Republican), Senate
- Cosponsor: Michael Garrett (Democratic), Senate
- Cosponsor: Timothy D. Moffitt (Republican), Senate
- Cosponsor: Mujtaba A. Mohammed (Democratic), Senate
- Cosponsor: DeAndrea Salvador (Democratic), Senate
- Cosponsor: Benton G. Sawrey (Republican), Senate
- Cosponsor: Joyce Waddell (Democratic), Senate

## Actions (3)

- 2025-03-25: Ref To Com On Rules and Operations of the Senate (Senate)
- 2025-03-25: Passed 1st Reading (Senate)
- 2025-03-24: Filed (Senate)

## Bill text

- Filed: [PDF](https://www.ncleg.gov/Sessions/2025/Bills/Senate/PDF/S426v0.pdf)
- Latest Edition: [PDF](https://www.ncleg.gov/Sessions/2025/Bills/Senate/PDF/S426v1.pdf)

## Related bills

- HB 96: AN ACT TO CREATE AN ALTERNATIVE REMEDY FOR THE EXPEDITED REMOVAL OF UNAUTHORIZED PERSONS FROM PRIVATE PROPERTY BY A LAW ENFORCEMENT AGENCY. (vetoed)
- HB 958: AN ACT TO MAKE VARIOUS CHANGES TO ELECTION ADMINISTRATION LAWS AND CAMPAIGN FINANCE LAWS. (vetoed)
- HB 377: 2026 Court Changes. (vetoed)
- SB 445: Regulatory Reform Act of 2026. (signed)
- HB 268: 2026 Budget Technical Corrections - II. (signed)
- SB 403: AN ACT TO PROVIDE FOR THE EXPEDIENT IMPLEMENTATION OF MEDICAID WORK REQUIREMENTS. (passed house)

## Sources
- [Filed (PDF)](https://www.ncleg.gov/Sessions/2025/Bills/Senate/PDF/S426v0.pdf)
- [Latest Edition (PDF)](https://www.ncleg.gov/Sessions/2025/Bills/Senate/PDF/S426v1.pdf)

## Related
- [HB 96: AN ACT TO CREATE AN ALTERNATIVE REMEDY FOR THE EXPEDITED REMOVAL OF UNAUTHORIZE…](https://policyrisk.com/state-bill/NC-HB96-2025)
- [HB 958: AN ACT TO MAKE VARIOUS CHANGES TO ELECTION ADMINISTRATION LAWS AND CAMPAIGN FIN…](https://policyrisk.com/state-bill/NC-HB958-2025)
- [HB 377: 2026 Court Changes.](https://policyrisk.com/state-bill/NC-HB377-2025)
- [SB 445: Regulatory Reform Act of 2026.](https://policyrisk.com/state-bill/NC-SB445-2025)
- [HB 268: 2026 Budget Technical Corrections - II.](https://policyrisk.com/state-bill/NC-HB268-2025)
- [SB 403: AN ACT TO PROVIDE FOR THE EXPEDIENT IMPLEMENTATION OF MEDICAID WORK REQUIREMENT…](https://policyrisk.com/state-bill/NC-SB403-2025)
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Source: PRIA, https://policyrisk.com/state-bill/NC-SB426-2025 (as of 2026-11-01).