# North Dakota SB 2348: AN ACT to create and enact a new section to chapter 15-10 and a new chapter to title 50 of the North Dakota Century Code, relating to the acceptance of health care sharing ministries by an institution of higher education and health care sharing ministries' exemptions from insurance laws and regulations.

North Dakota SB 2348, AN ACT to create and enact a new section to chapter 15-10 and a new chapter to title 50 of the North Dakota Century Code, relating to the acceptance of health care sharing ministries by an institution of higher education and health care sharing ministries' exemptions from insurance laws and regulations., is a 2025 Regular Session Senate bill sponsored by Kent Weston (Republican); status signed, last action 2025-04-04 (Filed with Secretary Of State 04/03); PRIA reads it as touching household money (as of 2026-10-18).

- Canonical: https://policyrisk.com/state-bill/ND-SB2348-202501
- As of: 2026-10-18
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: North Dakota SB 2348
- State: North Dakota
- Session: 2025 Regular Session
- Title: AN ACT to create and enact a new section to chapter 15-10 and a new chapter to title 50 of the North Dakota Century Code, relating to the acceptance of health care sharing ministries by an institution of higher education and health care sharing ministries' exemptions from insurance laws and regulations.
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-22
- Last action: 2025-04-04, Filed with Secretary Of State 04/03
- Sponsor: Kent Weston (Republican)
- Cosponsors: 5
- Touches household money: yes
- Roll calls: 2 (116 yes, 20 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Students gain a health coverage option: benefit, low. Active participation in a qualifying health care sharing ministry meets a North Dakota college's health coverage requirement for enrollment. This option excludes international students covered by the law's visa-related insurance rules. Ministry participation is not insurance and does not guarantee…
- International students face health insurance requirements: cost, low. North Dakota colleges must ensure international students subject to federal visa health insurance rules obtain an insurance policy. This includes J, F, or M visa holders when those rules apply. Policies must meet U.S. Department of State minimum standards and State Board of Higher Education policy.…
- Sharing ministries gain exemptions with disclosures: mixed, low. Qualifying health care sharing ministries are not insurance businesses and are exempt from rules for insurance companies. They must be 501(c)(3) nonprofits whose members share ethical or religious beliefs. They arrange help through member contributions under their own criteria, without taking on ri…

## Sponsors and cosponsors

- Sponsor: Kent Weston (Republican), Senate
- Cosponsor: Karen A. Anderson (Republican), House
- Cosponsor: Jay Fisher (Republican), House
- Cosponsor: SuAnn Olson (Republican), House
- Cosponsor: Sean Cleary (Republican), Senate
- Cosponsor: Bob Paulson (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-28 | House | Second reading, passed, yeas 72 nays 19 | pass | 72 | 19 |   |
| 2025-02-17 | Senate | Second reading, passed, yeas 44 nays 1 | pass | 44 | 1 |   |

## Actions (16)

- 2025-04-04: Filed with Secretary Of State 04/03 (House)
- 2025-04-03: Signed by Governor 04/03 (Senate)
- 2025-04-02: Sent to Governor (Senate)
- 2025-04-02: Signed by President (Senate)
- 2025-04-02: Signed by Speaker (House)
- 2025-03-31: Returned to Senate (Senate)
- 2025-03-28: Second reading, passed, yeas 72 nays 19 (House)
- 2025-03-26: Reported back, do pass, place on calendar 12 1 1 (House)
- 2025-03-25: Committee Hearing 09:00 (House)
- 2025-02-21: Introduced, first reading, referred Industry, Business and Labor Committee (House)
- 2025-02-18: Received from Senate (House)
- 2025-02-17: Second reading, passed, yeas 44 nays 1 (Senate)
- 2025-02-14: Amendment adopted, placed on calendar (Senate)
- 2025-02-13: Reported back amended, do pass, amendment placed on calendar 5 0 0 (Senate)
- 2025-02-04: Committee Hearing 10:00 (Senate)
- 2025-01-22: Introduced, first reading, referred Industry and Business Committee (Senate)

## Bill text

- Adopted by the Senate Industry and Business Committee: [PDF](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-02001m.pdf)
- Enrollment: [PDF](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-04000.pdf)
- FIRST ENGROSSMENT: [PDF](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-03000.pdf)
- INTRODUCED: [PDF](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-02000.pdf)

## Related bills

- SB 2390: AN ACT to create and enact three new sections to chapter 54-40.1 of the North Dakota Century Code, relating to a rural catalyst committee, grant program, and f… (signed)
- HB 1298: AN ACT to amend and reenact sections 39-06.1-06, 39-09-02, 39-09-04, and 39-09-07.1, and subsection 2 of section 40-05-06 of the North Dakota Century Code, rel… (signed)
- HB 1229: AN ACT to create and enact a new subdivision to subsection 2 of section 39-06.1-06 and section 39-10-71.1 of the North Dakota Century Code, relating to statuto… (signed)
- SB 2113: AN ACT to create and enact two new sections to chapter 50-06 of the North Dakota Century Code, relating to certified community behavioral health clinics and th… (signed)
- SB 2147: AN ACT to create and enact a new subsection to section 15-10-38.4, a new subsection to section 15-62.4-03, a new section to chapter 15-62.4, and a new subsecti… (signed)
- SB 2018: AN ACT to provide an appropriation for defraying the expenses of the department of commerce; to provide an appropriation to the attorney general; to provide an… (signed)

## Sources
- [Adopted by the Senate Industry and Business Committee (PDF)](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-02001m.pdf)
- [Enrollment (PDF)](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-04000.pdf)
- [FIRST ENGROSSMENT (PDF)](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-03000.pdf)
- [INTRODUCED (PDF)](https://ndlegis.gov/assembly/69-2025/regular/documents/25-1024-02000.pdf)

## Related
- [SB 2390: AN ACT to create and enact three new sections to chapter 54-40.1 of the North D…](https://policyrisk.com/state-bill/ND-SB2390-202501)
- [HB 1298: AN ACT to amend and reenact sections 39-06.1-06, 39-09-02, 39-09-04, and 39-09-…](https://policyrisk.com/state-bill/ND-HB1298-202501)
- [HB 1229: AN ACT to create and enact a new subdivision to subsection 2 of section 39-06.1…](https://policyrisk.com/state-bill/ND-HB1229-202501)
- [SB 2113: AN ACT to create and enact two new sections to chapter 50-06 of the North Dakot…](https://policyrisk.com/state-bill/ND-SB2113-202501)
- [SB 2147: AN ACT to create and enact a new subsection to section 15-10-38.4, a new subsec…](https://policyrisk.com/state-bill/ND-SB2147-202501)
- [SB 2018: AN ACT to provide an appropriation for defraying the expenses of the department…](https://policyrisk.com/state-bill/ND-SB2018-202501)
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Source: PRIA, https://policyrisk.com/state-bill/ND-SB2348-202501 (as of 2026-10-18).
