# Nebraska LB609: Adopt the Controllable Electronic Record Fraud Prevention Act, require notice of potential fraud for purchasers of gift certificates and gift cards, and change provisions relating to search warrants

Nebraska LB609, Adopt the Controllable Electronic Record Fraud Prevention Act, require notice of potential fraud for purchasers of gift certificates and gift cards, and change provisions relating to search warrants, is a 109th Legislature 1st and 2nd Sessions legislature bill sponsored by Eliot Bostar; status signed, last action 2025-03-11 (Approved by Governor on March 11, 2025); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/NE-LB609-109
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Nebraska LB609
- State: Nebraska
- Session: 109th Legislature 1st and 2nd Sessions
- Title: Adopt the Controllable Electronic Record Fraud Prevention Act, require notice of potential fraud for purchasers of gift certificates and gift cards, and change provisions relating to search warrants
- Status: signed
- Chamber: legislature
- Introduced: 2025-01-22
- Last action: 2025-03-11, Approved by Governor on March 11, 2025
- Sponsor: Eliot Bostar
- Cosponsors: 0
- Subjects: Banking, Commerce and Insurance Committee
- Touches household money: yes
- Roll calls: 6 (240 yes, 0 no in all)
- Economic provisions PRIA read: 5

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Clear kiosk disclosures and receipts: benefit, low. At the kiosk, operators must show clear terms in your chosen language and ask you to confirm. They must show a strong fraud warning and list key risks. After each transaction, you get a receipt in your language, physical when possible. The receipt must include the operator’s contact, law enforcemen…
- Licenses and reports for kiosk operators: cost, medium. The law creates the Controllable Electronic Record Fraud Prevention Act, enforced by the Department of Banking and Finance. Kiosk operators must hold a Nebraska Money Transmitters license to operate. Each kiosk must be registered as an authorized delegate with the Department. Every quarter, operato…
- Daily caps on kiosk transactions: mixed, medium. The law caps how much you can use a kiosk each day. For the first 14 days after your first transaction with an operator, your daily cap is $2,000 across all kiosks. After 14 days, your daily cap is $10,500. These limits reduce large fraud losses but also restrict bigger transfers.
- Stronger anti-fraud rules for kiosks: mixed, medium. Operators must use blockchain analytics software to help block sending records to wallets known for fraud at the time of the transaction. The Department can ask operators to show proof they use such analytics. Operators must keep a written anti-fraud policy that lists risks, sets controls, assigns…
- Electronic records in search warrants: mixed, low. The law adds controllable electronic records to what counts as property for search warrants. Law enforcement can seize those records with a warrant under Nebraska’s rules. This aids investigations but narrows privacy expectations for holders of these records.

## Sponsors and cosponsors

- Sponsor: Eliot Bostar, Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-06 | legislature | Final Reading | pass | 48 | 0 | 1 |
| 2025-02-25 | legislature | Vote | fail | 39 | 0 | 10 |
| 2025-02-11 | legislature | Vote | fail | 40 | 0 | 9 |
| 2025-02-11 | legislature | Vote | fail | 37 | 0 | 12 |
|   | legislature | Vote | fail | 37 | 0 | 12 |
|   | legislature | Vote | fail | 39 | 0 | 10 |

## Actions (19)

- 2025-03-11: Approved by Governor on March 11, 2025 (legislature)
- 2025-03-06: Presented to Governor on March 6, 2025 (legislature)
- 2025-03-06: President/Speaker signed (legislature)
- 2025-03-06: Passed on Final Reading 48-0-1 (legislature)
- 2025-03-06: Dispensing of reading at large approved (legislature)
- 2025-03-04: Placed on Final Reading (legislature)
- 2025-02-25: Advanced to Enrollment and Review for Engrossment (legislature)
- 2025-02-25: Bostar AM352 adopted (legislature)
- 2025-02-25: Bostar AM352 to ER14 filed (legislature)
- 2025-02-25: Enrollment and Review ER14 adopted (legislature)
- 2025-02-19: Enrollment and Review ER14 filed (legislature)
- 2025-02-19: Placed on Select File with ER14 (legislature)
- 2025-02-11: Advanced to Enrollment and Review Initial (legislature)
- 2025-02-11: Banking, Commerce and Insurance AM157 adopted (legislature)
- 2025-02-06: Banking, Commerce and Insurance AM157 filed (legislature)
- 2025-02-06: Placed on General File with AM157 (legislature)
- 2025-01-27: Notice of hearing for February 03, 2025 (legislature)
- 2025-01-24: Referred to Banking, Commerce and Insurance Committee (legislature)
- 2025-01-22: Date of introduction (legislature)

## Bill text

- Introduced, 2025-01-22: [PDF](https://nebraskalegislature.gov/FloorDocs/109/PDF/Intro/LB609.pdf)
- Enrolled / Slip Law: [PDF](https://nebraskalegislature.gov/FloorDocs/109/PDF/Slip/LB609.pdf)
- Final / Enacted: [PDF](https://nebraskalegislature.gov/FloorDocs/109/PDF/Final/LB609.pdf)

## Related bills

- LB468: Change provisions relating to inheritance taxes, change certain fee and tax provisions, and eliminate a sales tax exemption relating to data centers (failed)
- LB13: Require the Department of Health and Human Services to file a state plan amendment relating to child care (failed)
- LB677: Change provisions of the Nebraska Medical Cannabis Regulation Act and provide for regulation of medical cannabis (failed)
- LB170: Eliminate the sales tax exemptions for candy and soft drinks (failed)
- LB646: Provide an exemption from brand inspections and change fees under the Livestock Brand Act (failed)
- LB714: Change provisions relating to motor vehicle taxes and fees (failed)

## Sources
- [Introduced (PDF)](https://nebraskalegislature.gov/FloorDocs/109/PDF/Intro/LB609.pdf)
- [Enrolled / Slip Law (PDF)](https://nebraskalegislature.gov/FloorDocs/109/PDF/Slip/LB609.pdf)
- [Final / Enacted (PDF)](https://nebraskalegislature.gov/FloorDocs/109/PDF/Final/LB609.pdf)

## Related
- [LB468: Change provisions relating to inheritance taxes, change certain fee and tax pro…](https://policyrisk.com/state-bill/NE-LB468-109)
- [LB13: Require the Department of Health and Human Services to file a state plan amendm…](https://policyrisk.com/state-bill/NE-LB13-109)
- [LB677: Change provisions of the Nebraska Medical Cannabis Regulation Act and provide f…](https://policyrisk.com/state-bill/NE-LB677-109)
- [LB170: Eliminate the sales tax exemptions for candy and soft drinks](https://policyrisk.com/state-bill/NE-LB170-109)
- [LB646: Provide an exemption from brand inspections and change fees under the Livestock…](https://policyrisk.com/state-bill/NE-LB646-109)
- [LB714: Change provisions relating to motor vehicle taxes and fees](https://policyrisk.com/state-bill/NE-LB714-109)
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Source: PRIA, https://policyrisk.com/state-bill/NE-LB609-109 (as of 2026-10-17).
