# New Hampshire HB1486: prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.

New Hampshire HB1486, prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums., is a 2025-2026 Regular Session House bill sponsored by Ellen D Read (Democratic); status failed, last action 2026-03-11 (Inexpedient to Legislate: MA VV 03/11/2026 HJ 7 P. 12) (as of 2026-10-14).

- Canonical: https://policyrisk.com/state-bill/NH-HB1486-2025-2026
- As of: 2026-10-14
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New Hampshire HB1486
- State: New Hampshire
- Session: 2025-2026 Regular Session
- Title: prohibiting insurance companies from considering the driving record of household members not covered by the motor vehicle insurance policy when establishing policy premiums.
- Status: failed
- Chamber: House
- Introduced: 2025-12-05
- Last action: 2026-03-11, Inexpedient to Legislate: MA VV 03/11/2026 HJ 7 P. 12
- Sponsor: Ellen D Read (Democratic)
- Cosponsors: 1
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Ellen D Read (Democratic), House
- Cosponsor: Jonah Orion Wheeler (Democratic), House

## Actions (6)

- 2026-03-11: Inexpedient to Legislate: MA VV 03/11/2026 HJ 7 P. 12 (House)
- 2026-03-05: Committee Report: Inexpedient to Legislate 03/03/2026 (Vote 14-0; CC) HC 10 P. 8 (House)
- 2026-02-25: Executive Session: 03/03/2026 01:00 pm GP 229 (House)
- 2026-02-13: Full Committee Work Session: 02/18/2026 02:00 pm GP 229 (House)
- 2026-01-22: Public Hearing: 01/28/2026 02:15 pm GP 229 (House)
- 2025-12-05: Introduced 01/07/2026 and referred to Commerce and Consumer Affairs HJ 1 P. 22 (House)

## Bill text

- Introduced, 2025-12-05: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=23507)

## Related bills

- HB2026: (New Title) relative to the state 10-year transportation improvement plan; relative to toll rate adjustments and periodic toll reviews for the New Hampshire tu… (became law)
- HB1002: repealing the solar energy systems tax exemption. (failed)
- SB101: (Second New Title) authorizing parents to enroll their children in any public school in the state. (failed)
- CACR22: relating to the compensation of the legislature. Providing that the present compensation per elected term for legislators is hereby abolished. (failed)
- HB1834: relative to the education freedom account enrollment cap. (failed)
- HB1786: relative to creating a state assessment on non-homestead luxury second homes to fund statewide housing development programs and address housing shortages and m… (failed)

## Sources
- [Introduced (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=23507)

## Related
- [HB2026: (New Title) relative to the state 10-year transportation improvement plan; rela…](https://policyrisk.com/state-bill/NH-HB2026-2025-2026)
- [HB1002: repealing the solar energy systems tax exemption.](https://policyrisk.com/state-bill/NH-HB1002-2025-2026)
- [SB101: (Second New Title) authorizing parents to enroll their children in any public s…](https://policyrisk.com/state-bill/NH-SB101-2025-2026)
- [CACR22: relating to the compensation of the legislature. Providing that the present com…](https://policyrisk.com/state-bill/NH-CACR22-2025-2026)
- [HB1834: relative to the education freedom account enrollment cap.](https://policyrisk.com/state-bill/NH-HB1834-2025-2026)
- [HB1786: relative to creating a state assessment on non-homestead luxury second homes to…](https://policyrisk.com/state-bill/NH-HB1786-2025-2026)
- [New Hampshire bills](https://policyrisk.com/states/new-hampshire/bills)
- [New Hampshire state hub](https://policyrisk.com/states/new-hampshire)
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Source: PRIA, https://policyrisk.com/state-bill/NH-HB1486-2025-2026 (as of 2026-10-14).