# New Hampshire HB499: making technical corrections to certain insurance laws. New Hampshire HB499, making technical corrections to certain insurance laws., is a 2025-2026 Regular Session House bill sponsored by John B. Hunt (Republican); status signed, last action 2025-07-22 (Signed by Governor Ayotte 07/15/2025; Chapter 191; eff. 09/13/2025 HJ 18); PRIA reads it as touching household money (as of 2026-10-17). - Canonical: https://policyrisk.com/state-bill/NH-HB499-2025-2026 - As of: 2026-10-17 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: New Hampshire HB499 - State: New Hampshire - Session: 2025-2026 Regular Session - Title: making technical corrections to certain insurance laws. - Status: signed - Chamber: House - Introduced: 2025-01-14 - Last action: 2025-07-22, Signed by Governor Ayotte 07/15/2025; Chapter 191; eff. 09/13/2025 HJ 18 - Sponsor: John B. Hunt (Republican) - Cosponsors: 0 - Touches household money: yes - Economic provisions PRIA read: 9 ## Summary No summary available. ## Bill overview: provisions PRIA read - Stronger protections when handling insurance claims: benefit, low. Claims adjusters must hold a license when handling policies covering New Hampshire risks, including policies from unadmitted surplus lines insurers. Public-adjuster contracts cannot require insured people to resolve disputes outside New Hampshire. This protection covers lawsuits, arbitration, and o… - Insurance businesses can reserve names longer: benefit, low. Applicants can reserve a corporation name through the Insurance Department for 120 days, up from 90 days. This gives them 30 more days before the reservation expires. - Lower fees for insurance professionals: benefit, low. Producers and claims adjusters avoid $50 amendment fees for name or address changes; producers also avoid required designated-producer change fees. Producers, claims adjusters, and public adjusters no longer pay $10 address-change or $25 returned-mail fees. Resident and nonresident consultants no l… - State oversight reaches surplus lines insurers: benefit, low. The Insurance Department can investigate approved unadmitted surplus lines insurers that meet the state's eligibility requirements. Investigations must concern laws or rules that apply to those insurers. These insurers remain subject to the state's unfair insurance trade practice rules, but not eve… - More warning before insurers leave markets: benefit, low. Insurers ending an entire line of business must give the Insurance Department and their appointed New Hampshire agents 120 days' notice. Related nonrenewals cannot take effect earlier than 120 days after notice to agents. This requirement does not itself require notice to policyholders. - Insurance Department fees are nonrefundable: cost, low. People and organizations must pay Insurance Department fees when they submit the related materials. Fees under the department's fee schedule are nonrefundable. - Insurers must hold more capital: cost, low. Covered stock companies organized in New Hampshire must hold at least $3 million in paid-up capital, up from $800,000. Stock insurers seeking a state license face the same increase. New Hampshire stock life insurers must hold $3 million in paid-in capital, up from $600,000. Life insurers must depos… - Insurers pay reviewers, then receive credits: mixed, low. The commissioner can hire independent specialists to review rates, policy forms, financial reports, and insurers' risk and solvency summaries. Regulated companies pay the reviewers directly. Companies receive a nontransferable credit against their administrative assessment for eligible costs paid i… - Fee deadlines decide insurance payment disputes: mixed, low. Each party submitting an offer in a managed-care fair-value dispute must include half of the independent review entity's fee. If one party fails to pay on time, the other party's offer wins only if that party paid on time. The rule does not set a household charge or benefit. ## Sponsors and cosponsors - Sponsor: John B. Hunt (Republican), House ## Actions (22) - 2025-07-22: Signed by Governor Ayotte 07/15/2025; Chapter 191; eff. 09/13/2025 HJ 18 (House) - 2025-07-08: Without Objection, the Clerk is authorized to make technical and administrative corrections which are necessary to reflect the intent of the Senate, MA; 06/05/2025; SJ 15 (Senate) - 2025-07-02: Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18 (Senate) - 2025-07-02: Enrolled (in recess of) 06/26/2025 HJ 18 P. 59 (House) - 2025-06-05: Ought to Pass: MA, VV; OT3rdg; 06/05/2025; SJ 15 (Senate) - 2025-05-27: Committee Report: Ought to Pass, 06/05/2025; Vote 7-1; CC; SC 24 (Senate) - 2025-05-22: Ought to Pass: MA, VV; Refer to Finance Rule 4-5; 05/22/2025; SJ 14 (Senate) - 2025-05-08: Committee Report: Ought to Pass, 05/22/2025, Vote 5-0; SC 22 (Senate) - 2025-05-08: Special Order to 05/22/2025, Without Objection, MA; 05/08/2025 SJ 12 (Senate) - 2025-05-08: HB 499 was Removed from the Consent Calendar; 05/08/2025; SJ 12 (Senate) - 2025-04-30: Committee Report: Ought to Pass, 05/08/2025; Vote 5-0; CC; SC 20 (Senate) - 2025-04-01: Hearing: 04/08/2025, Room 100, SH, 10:55 am; SC 16 (Senate) - 2025-03-19: Introduced 03/13/2025 and Referred to Commerce; SJ 8 (Senate) - 2025-03-13: Referral Waived by Committee Chair per House Rule 47(f) 03/13/2025 HJ 8 P. 76 (House) - 2025-03-13: Referred to Ways and Means 03/13/2025 HJ 8 P. 8 (House) - 2025-03-13: Ought to Pass with Amendment 2025-0364h: MA VV 03/13/2025 HJ 8 P. 7 (House) - 2025-03-13: Amendment # 2025-0364h: AA VV 03/13/2025 HJ 8 P. 7 (House) - 2025-03-06: Committee Report: Ought to Pass with Amendment # 2025-0364h 03/05/2025 (Vote 17-0; CC) (House) - 2025-02-21: Subcommittee Work Session: 02/12/2025 10:45 am LOB 302-304 (House) - 2025-02-13: Executive Session: 03/05/2025 10:00 am LOB 302-304 (House) - 2025-01-23: Public Hearing: 01/29/2025 01:45 pm LOB 302-304 (House) - 2025-01-14: Introduced (in recess of) 01/09/2025 and referred to Commerce and Consumer Affairs HJ 3 P. 13 (House) ## Bill text - Enrolled, 2025-07-02: [HTML](https://gc.nh.gov/bill_status/billinfo.aspx?id=504&inflession=2025) - Introduced, 2025-01-14: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=6380) - CHAPTERED FINAL VERSION: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=16921) - Version adopted by both bodies: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=15941) ## Related bills - HB2026: (New Title) relative to the state 10-year transportation improvement plan; relative to toll rate adjustments and periodic toll reviews for the New Hampshire tu… (became law) - HB1002: repealing the solar energy systems tax exemption. (failed) - HB1834: relative to the education freedom account enrollment cap. (failed) - SB101: (Second New Title) authorizing parents to enroll their children in any public school in the state. (failed) - CACR22: relating to the compensation of the legislature. Providing that the present compensation per elected term for legislators is hereby abolished. (failed) - HB1786: relative to creating a state assessment on non-homestead luxury second homes to fund statewide housing development programs and address housing shortages and m… (failed) ## Sources - [Enrolled (HTML)](https://gc.nh.gov/bill_status/billinfo.aspx?id=504&inflession=2025) - [Introduced (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=6380) - [CHAPTERED FINAL VERSION (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=16921) - [Version adopted by both bodies (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=15941) ## Related - [HB2026: (New Title) relative to the state 10-year transportation improvement plan; rela…](https://policyrisk.com/state-bill/NH-HB2026-2025-2026) - [HB1002: repealing the solar energy systems tax exemption.](https://policyrisk.com/state-bill/NH-HB1002-2025-2026) - [HB1834: relative to the education freedom account enrollment cap.](https://policyrisk.com/state-bill/NH-HB1834-2025-2026) - [SB101: (Second New Title) authorizing parents to enroll their children in any public s…](https://policyrisk.com/state-bill/NH-SB101-2025-2026) - [CACR22: relating to the compensation of the legislature. Providing that the present com…](https://policyrisk.com/state-bill/NH-CACR22-2025-2026) - [HB1786: relative to creating a state assessment on non-homestead luxury second homes to…](https://policyrisk.com/state-bill/NH-HB1786-2025-2026) - [New Hampshire bills](https://policyrisk.com/states/new-hampshire/bills) - [New Hampshire state hub](https://policyrisk.com/states/new-hampshire) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NH-HB499-2025-2026 (as of 2026-10-17).