# New Hampshire SB85: relative to chartered bank lending limits.

New Hampshire SB85, relative to chartered bank lending limits., is a 2025-2026 Regular Session Senate bill sponsored by Howard Pearl (r); status signed, last action 2025-07-22 (Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/NH-SB85-2025-2026
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New Hampshire SB85
- State: New Hampshire
- Session: 2025-2026 Regular Session
- Title: relative to chartered bank lending limits.
- Status: signed
- Chamber: Senate
- Introduced: 2025-01-22
- Last action: 2025-07-22, Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025
- Sponsor: Howard Pearl (r)
- Cosponsors: 12
- Touches household money: yes
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Howard Pearl (r), Senate
- Cosponsor: Dan McGuire (Republican), House
- Cosponsor: Daniel E. Innis (Republican), Senate
- Cosponsor: John B. Hunt (Republican), House
- Cosponsor: John Michael Potucek (Republican), House
- Cosponsor: Keith R. Murphy (Republican), Senate
- Cosponsor: Timothy Lang (Republican), Senate
- Cosponsor: Mark McConkey (Republican), Senate
- Cosponsor: Tim McGough (Republican), Senate
- Cosponsor: Michael I Moffett (Republican), House
- Cosponsor: Tara Reardon (Democratic), Senate
- Cosponsor: Cindy Rosenwald (Democratic), Senate
- Cosponsor: David H. Watters (Democratic), Senate

## Actions (14)

- 2025-07-22: Signed by the Governor on 07/15/2025; Chapter 0225; Effective 07/15/2025 (Senate)
- 2025-07-02: Enrolled Adopted, VV, (In recess 06/26/2025); SJ 18 (Senate)
- 2025-07-02: Enrolled (in recess of) 06/26/2025 HJ 18 P. 59 (House)
- 2025-06-05: Ought to Pass: MA VV 06/05/2025 HJ 16 P. 4 (House)
- 2025-05-28: Committee Report: Ought to Pass 05/27/2025 (Vote 16-0; CC) HC 27 P. 7 (House)
- 2025-05-21: Executive Session: 05/27/2025 01:15 pm LOB 302-304 (House)
- 2025-04-30: Subcommittee Work Session: 05/06/2025 10:00 am LOB 302-304 (House)
- 2025-04-16: Public Hearing: 04/22/2025 02:00 pm LOB 302-304 (House)
- 2025-03-28: Introduced (in recess of) 03/27/2025 and referred to Commerce and Consumer Affairs HJ 11 P. 110 (House)
- 2025-03-20: Ought to Pass with Amendment #2025-0907s, MA, VV; OT3rdg; 03/20/2025; SJ 8 (Senate)
- 2025-03-20: Committee Amendment # 2025-0907s, AA, VV; 03/20/2025; SJ 8 (Senate)
- 2025-03-12: Committee Report: Ought to Pass with Amendment # 2025-0907s, 03/20/2025; Vote 6-0; CC; SC 13 (Senate)
- 2025-02-26: Hearing: 03/04/2025, Room 100, SH, 11:15 am; SC 11 (Senate)
- 2025-01-22: Introduced 01/09/2025 and Referred to Commerce; SJ 3 (Senate)

## Bill text

- Enrolled, 2025-07-02: [HTML](https://gc.nh.gov/bill_status/billinfo.aspx?id=1030&inflession=2025)
- Introduced, 2025-01-22: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=7767)
- CHAPTERED FINAL VERSION: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=16955)
- Version adopted by both bodies: [PDF](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=15907)

## Related bills

- HB2026: (New Title) relative to the state 10-year transportation improvement plan; relative to toll rate adjustments and periodic toll reviews for the New Hampshire tu… (became law)
- HB1002: repealing the solar energy systems tax exemption. (failed)
- HB1834: relative to the education freedom account enrollment cap. (failed)
- SB101: (Second New Title) authorizing parents to enroll their children in any public school in the state. (failed)
- CACR22: relating to the compensation of the legislature. Providing that the present compensation per elected term for legislators is hereby abolished. (failed)
- HB1786: relative to creating a state assessment on non-homestead luxury second homes to fund statewide housing development programs and address housing shortages and m… (failed)

## Sources
- [Enrolled (HTML)](https://gc.nh.gov/bill_status/billinfo.aspx?id=1030&inflession=2025)
- [Introduced (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=7767)
- [CHAPTERED FINAL VERSION (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=16955)
- [Version adopted by both bodies (PDF)](https://gc.nh.gov/bill_status/pdf.aspx?q=billVersion&id=15907)

## Related
- [HB2026: (New Title) relative to the state 10-year transportation improvement plan; rela…](https://policyrisk.com/state-bill/NH-HB2026-2025-2026)
- [HB1002: repealing the solar energy systems tax exemption.](https://policyrisk.com/state-bill/NH-HB1002-2025-2026)
- [HB1834: relative to the education freedom account enrollment cap.](https://policyrisk.com/state-bill/NH-HB1834-2025-2026)
- [SB101: (Second New Title) authorizing parents to enroll their children in any public s…](https://policyrisk.com/state-bill/NH-SB101-2025-2026)
- [CACR22: relating to the compensation of the legislature. Providing that the present com…](https://policyrisk.com/state-bill/NH-CACR22-2025-2026)
- [HB1786: relative to creating a state assessment on non-homestead luxury second homes to…](https://policyrisk.com/state-bill/NH-HB1786-2025-2026)
- [New Hampshire bills](https://policyrisk.com/states/new-hampshire/bills)
- [New Hampshire state hub](https://policyrisk.com/states/new-hampshire)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/NH-SB85-2025-2026 (as of 2026-10-17).