# New Jersey S4486: Requires, or authorizes, as appropriate, financial institutions to take certain action upon certain financial transactions made by vulnerable or senior customer.

New Jersey S4486, Requires, or authorizes, as appropriate, financial institutions to take certain action upon certain financial transactions made by vulnerable or senior customer., is a 221st Legislature (2026-2027) Senate bill sponsored by John F. McKeon (Democratic); status in committee, last action 2026-06-22 (Introduced, 1st Reading in Senate, Referred to Senate Commerce Committee) (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/NJ-S4486-2026-2027
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New Jersey S4486
- State: New Jersey
- Session: 221st Legislature (2026-2027)
- Title: Requires, or authorizes, as appropriate, financial institutions to take certain action upon certain financial transactions made by vulnerable or senior customer.
- Status: in committee
- Chamber: Senate
- Introduced: 2026-06-22
- Last action: 2026-06-22, Introduced, 1st Reading in Senate, Referred to Senate Commerce Committee
- Sponsor: John F. McKeon (Democratic)
- Cosponsors: 0
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: John F. McKeon (Democratic), Senate

## Actions (1)

- 2026-06-22: Introduced, 1st Reading in Senate, Referred to Senate Commerce Committee (Senate)

## Bill text

- As Introduced, 2026-06-23: [HTML](https://pub.njleg.state.nj.us/Bills/2026/S4500/4486_I1.HTM), [PDF](https://pub.njleg.state.nj.us/Bills/2026/S4500/4486_I1.PDF)

## Related bills

- S1395: Allows certain limited liability companies to terminate alternate names before end of five-year registration period. (signed)
- S4420: Authorizes regional rehabilitation and reentry center authority to determine county proportional share assessment for budget purposes. (signed)
- S4515: Authorizes dual employment by certain employees of Rutgers University and affiliated contracting entities.* (signed)
- S4413: Establishes School-based Partnerships for Access and Resilience for Kids program in DCF; requires school districts to develop mental health support and partner… (signed)
- S2962: Provides seniority service credit to educational support professionals for military service. (signed)
- A4072: Establishes minimum qualifications for persons employed on public works contract. (signed)

## Sources
- [As Introduced (HTML)](https://pub.njleg.state.nj.us/Bills/2026/S4500/4486_I1.HTM)
- [As Introduced (PDF)](https://pub.njleg.state.nj.us/Bills/2026/S4500/4486_I1.PDF)

## Related
- [S1395: Allows certain limited liability companies to terminate alternate names before…](https://policyrisk.com/state-bill/NJ-S1395-2026-2027)
- [S4420: Authorizes regional rehabilitation and reentry center authority to determine co…](https://policyrisk.com/state-bill/NJ-S4420-2026-2027)
- [S4515: Authorizes dual employment by certain employees of Rutgers University and affil…](https://policyrisk.com/state-bill/NJ-S4515-2026-2027)
- [S4413: Establishes School-based Partnerships for Access and Resilience for Kids progra…](https://policyrisk.com/state-bill/NJ-S4413-2026-2027)
- [S2962: Provides seniority service credit to educational support professionals for mili…](https://policyrisk.com/state-bill/NJ-S2962-2026-2027)
- [A4072: Establishes minimum qualifications for persons employed on public works contrac…](https://policyrisk.com/state-bill/NJ-A4072-2026-2027)
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Source: PRIA, https://policyrisk.com/state-bill/NJ-S4486-2026-2027 (as of 2026-10-12).