# Nevada AB204: AN ACT relating to medical debt; prohibiting certain actions by certain entities that provide health care and collection agencies to collect a medical debt; providing requirements for engaging in extraordinary collection actions to collect a medical debt; and providing other matters properly relating thereto. Nevada AB204, AN ACT relating to medical debt; prohibiting certain actions by certain entities that provide health care and collection agencies to collect a medical debt; providing requirements for engaging in extraordinary collection actions to collect a medical debt; and providing other matters properly relating thereto., is a 83rd Regular Session (2025) House bill sponsored by Max E. Carter II (Democratic); status vetoed, last action 2025-06-10 (Vetoed by the Governor.); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/NV-AB204-83rd2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Nevada AB204 - State: Nevada - Session: 83rd Regular Session (2025) - Title: AN ACT relating to medical debt; prohibiting certain actions by certain entities that provide health care and collection agencies to collect a medical debt; providing requirements for engaging in extraordinary collection actions to collect a medical debt; and providing other matters properly relating thereto. - Status: vetoed - Chamber: House - Introduced: 2025-02-03 - Last action: 2025-06-10, Vetoed by the Governor. - Sponsor: Max E. Carter II (Democratic) - Cosponsors: 0 - Subjects: BDR 52-135 - Touches household money: yes - Roll calls: 2 (40 yes, 22 no in all) - Economic provisions PRIA read: 5 ## Summary No summary available. ## Bill overview: provisions PRIA read - Financial help brings patients refunds and relief: benefit, medium. Beginning January 1, 2026, health care entities and collectors must undo extraordinary collection actions when later-approved financial assistance eliminates medical debt. This also applies when the assistance would have eliminated the debt when collection began. They must remove related liens, att… - Medical debt protections for homes and savings: benefit, medium. Beginning January 1, 2026, Nevada health care entities and collection agencies cannot cause or threaten arrest over medical debt. They cannot place liens on property containing your primary home, foreclose on that home, or threaten either action. They also cannot take or threaten to take bank-accou… - Patients face capped fees and limited lawsuits: benefit, medium. Beginning January 1, 2026, Nevada collection agencies and their staff cannot charge a collection or attorney fee above 5% of medical debt. The calculation excludes interest, late fees, collection costs, attorney fees, and other costs. They cannot file regular civil lawsuits for debts below Nevada’s… - Patients get time before serious debt collection: benefit, low. Beginning January 1, 2026, health care entities and collectors must wait 180 days after sending the first medical-debt bill. This wait covers extraordinary collection actions, including debt sales or transfers to collectors, court actions, wage garnishment, and credit-reporting threats or reports.… - Emergency pauses protect medical debt patients: mixed, medium. Beginning January 1, 2026, health care entities and collectors must pause extraordinary medical-debt collection during qualifying emergencies. State emergencies, disasters, public health emergencies, or specified health events qualify when they affect any part of your Nevada county. Federal emergen… ## Sponsors and cosponsors - Sponsor: Max E. Carter II (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-06-02 | Senate | Final Passage - Senate (4th Reprint) | pass | 12 | 8 | | | 2025-05-29 | House | Final Passage - Assembly (3rd Reprint) | pass | 28 | 14 | | ## Actions (32) - 2025-06-10: Vetoed by the Governor. (legislature) - 2025-06-05: Enrolled and delivered to Governor. (legislature) - 2025-06-02: Senate Amendment No. 951 concurred in. To enrollment. (House) - 2025-06-02: In Assembly. (House) - 2025-06-02: Read third time. Passed, as amended. Title approved, as amended. (Yeas: 12, Nays: 8, Excused: 1.) To Assembly. (Senate) - 2025-06-01: From printer. To re-engrossment. Re-engrossed. Fourth reprint. (Senate) - 2025-06-01: Read second time. Amended. (Amend. No. 951.) To printer. (Senate) - 2025-06-01: Placed on Second Reading File. (Senate) - 2025-06-01: From committee: Amend, and do pass as amended. (Senate) - 2025-05-29: Read first time. Referred to Committee on Commerce and Labor. To committee. (Senate) - 2025-05-29: In Senate. (Senate) - 2025-05-29: Read third time. Passed, as amended. Title approved, as amended. (Yeas: 28, Nays: 14.) To Senate. (House) - 2025-05-29: From printer. To reengrossment. Reengrossed. Third reprint. (House) - 2025-05-28: Read third time. Amended. (Amend. No. 808.) To printer. (House) - 2025-05-28: From printer. To reengrossment. Reengrossed. Second reprint. (House) - 2025-05-27: Read third time. Amended. (Amend. No. 798.) To printer. (House) - 2025-05-27: Placed on General File. (House) - 2025-05-27: From committee: Amend, and do pass as amended. (House) - 2025-04-23: To committee. (House) - 2025-04-23: From printer. To engrossment. Engrossed. First reprint. (House) - 2025-04-21: To printer. (House) - 2025-04-21: Rereferred to Committee on Ways and Means. Exemption effective. (House) - 2025-04-21: Taken from General File. (House) - 2025-04-21: Read second time. Amended. (Amend. No. 444.) (House) - 2025-04-21: Placed on Second Reading File. (House) - 2025-04-21: From committee: Amend, and do pass as amended. (House) - 2025-04-21: Notice of eligibility for exemption. (House) - 2025-02-05: From printer. To committee. (House) - 2025-02-04: To printer. (House) - 2025-02-04: Read first time. (House) - 2025-02-03: Referred to Committee on Commerce and Labor. (House) - 2025-02-03: Prefiled. (House) ## Bill text - As Enrolled: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_EN.pdf) - As Introduced: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204.pdf) - Reprint 1: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R1.pdf) - Reprint 2: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R2.pdf) - Reprint 3: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R3.pdf) - Reprint 4: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204.pdf) ## Related bills - AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board of the Public Employees' Benefits Program to report certain information relating… (vetoed) - SB217: AN ACT relating to health care; prohibiting a governmental entity from substantially burdening certain activity relating to assisted reproduction under certain… (vetoed) - AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered voter show photo identification to vote in person; requiring the Department of M… (vetoed) - AB397: AN ACT relating to higher education; revising provisions governing certain waivers of fees provided by the Board of Regents of the University of Nevada; revisi… (vetoed) - AB259: AN ACT relating to health care; prohibiting certain actions related to pricing and reimbursement for certain drugs; creating a cause of action for violating su… (vetoed) - AB234: AN ACT relating to Medicaid; requiring Medicaid to provide coverage for screening for certain forms of cancer; and providing other matters properly relating th… (signed) ## Sources - [As Enrolled (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_EN.pdf) - [As Introduced (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204.pdf) - [Reprint 1 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R1.pdf) - [Reprint 2 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R2.pdf) - [Reprint 3 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB204_R3.pdf) ## Related - [AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board…](https://policyrisk.com/state-bill/NV-AB188-83rd2025) - [SB217: AN ACT relating to health care; prohibiting a governmental entity from substant…](https://policyrisk.com/state-bill/NV-SB217-83rd2025) - [AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered…](https://policyrisk.com/state-bill/NV-AB499-83rd2025) - [AB397: AN ACT relating to higher education; revising provisions governing certain waiv…](https://policyrisk.com/state-bill/NV-AB397-83rd2025) - [AB259: AN ACT relating to health care; prohibiting certain actions related to pricing…](https://policyrisk.com/state-bill/NV-AB259-83rd2025) - [AB234: AN ACT relating to Medicaid; requiring Medicaid to provide coverage for screeni…](https://policyrisk.com/state-bill/NV-AB234-83rd2025) - [Nevada bills](https://policyrisk.com/states/nevada/bills) - [Nevada state hub](https://policyrisk.com/states/nevada) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NV-AB204-83rd2025 (as of 2026-11-01).