# Nevada AB512: AN ACT relating to insurance; establishing the policies of insurance to which certain requirements relating to coverage for legal defense costs are applicable; including certain insurance that provides for certain payments for certain legal services and certain expenses in the definition of “casualty insurance”; and providing other matters properly relating thereto. Nevada AB512, AN ACT relating to insurance; establishing the policies of insurance to which certain requirements relating to coverage for legal defense costs are applicable; including certain insurance that provides for certain payments for certain legal services and certain expenses in the definition of “casualty insurance”; and providing other matters properly relating thereto., is a 83rd Regular Session (2025) House bill sponsored by Assembly Committee on Commerce and Labor; status signed, last action 2025-05-29 (Chapter 95.) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/NV-AB512-83rd2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Nevada AB512 - State: Nevada - Session: 83rd Regular Session (2025) - Title: AN ACT relating to insurance; establishing the policies of insurance to which certain requirements relating to coverage for legal defense costs are applicable; including certain insurance that provides for certain payments for certain legal services and certain expenses in the definition of “casualty insurance”; and providing other matters properly relating thereto. - Status: signed - Chamber: House - Introduced: 2025-03-24 - Last action: 2025-05-29, Chapter 95. - Sponsor: Assembly Committee on Commerce and Labor - Cosponsors: 0 - Subjects: BDR 57-1089 - Touches household money: no - Roll calls: 2 (62 yes, 0 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Insurers can’t cut limits for defense costs: benefit, low. Insurers cannot reduce your liability policy limit by defense or legal costs. They also cannot cut off coverage for those defense costs. This covers motor vehicle, owner-occupied primary home, commercial general liability, commercial auto, and health-care professional liability policies. This rule… - Legal-fee insurance gets consumer protections: benefit, low. Insurance that pays or reimburses specific legal services is now treated as casualty insurance. That brings it under the state’s casualty insurance rules and oversight. Prepaid legal plans, direct group contracts with attorneys, and fixed-fee attorney arrangements are not included. ## Sponsors and cosponsors - Sponsor: Assembly Committee on Commerce and Labor ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-19 | Senate | Final Passage - Senate (1st Reprint) | pass | 20 | 0 | | | 2025-04-22 | House | Final Passage - Assembly (1st Reprint) | pass | 42 | 0 | | ## Actions (19) - 2025-05-29: Chapter 95. (legislature) - 2025-05-29: Approved by the Governor. (legislature) - 2025-05-23: Enrolled and delivered to Governor. (legislature) - 2025-05-20: In Assembly. To enrollment. (House) - 2025-05-19: Read third time. Passed. Title approved. (Yeas: 20, Nays: None, Excused: 1.) To Assembly. (Senate) - 2025-05-16: Read second time. (Senate) - 2025-05-15: From committee: Do pass. (Senate) - 2025-04-29: Read first time. Referred to Committee on Commerce and Labor. To committee. (Senate) - 2025-04-28: In Senate. (Senate) - 2025-04-25: To Senate. (House) - 2025-04-25: From printer. To engrossment. Engrossed. First reprint. (House) - 2025-04-22: To printer. (House) - 2025-04-22: Read third time. Passed, as amended. Title approved, as amended. (Yeas: 42, Nays: None.) (House) - 2025-04-21: Dispensed with reprinting. (House) - 2025-04-21: Read second time. Amended. (Amend. No. 192.) (House) - 2025-04-21: Placed on Second Reading File. (House) - 2025-04-21: From committee: Amend, and do pass as amended. (House) - 2025-03-25: From printer. To committee. (House) - 2025-03-24: Read first time. Referred to Committee on Commerce and Labor. To printer. (House) ## Bill text - As Enrolled: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512_EN.pdf) - As Introduced: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512.pdf) - Reprint 1: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512_R1.pdf) ## Related bills - AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered voter show photo identification to vote in person; requiring the Department of M… (vetoed) - AB397: AN ACT relating to higher education; revising provisions governing certain waivers of fees provided by the Board of Regents of the University of Nevada; revisi… (vetoed) - AB259: AN ACT relating to health care; prohibiting certain actions related to pricing and reimbursement for certain drugs; creating a cause of action for violating su… (vetoed) - AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board of the Public Employees' Benefits Program to report certain information relating… (vetoed) - SB217: AN ACT relating to health care; prohibiting a governmental entity from substantially burdening certain activity relating to assisted reproduction under certain… (vetoed) - AB514: AN ACT relating to mental health; requiring Medicaid to provide coverage for rehabilitative residential mental health care; requiring the State Long-Term Care… (signed) ## Sources - [As Enrolled (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512_EN.pdf) - [As Introduced (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512.pdf) - [Reprint 1 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/AB/AB512_R1.pdf) ## Related - [AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered…](https://policyrisk.com/state-bill/NV-AB499-83rd2025) - [AB397: AN ACT relating to higher education; revising provisions governing certain waiv…](https://policyrisk.com/state-bill/NV-AB397-83rd2025) - [AB259: AN ACT relating to health care; prohibiting certain actions related to pricing…](https://policyrisk.com/state-bill/NV-AB259-83rd2025) - [AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board…](https://policyrisk.com/state-bill/NV-AB188-83rd2025) - [SB217: AN ACT relating to health care; prohibiting a governmental entity from substant…](https://policyrisk.com/state-bill/NV-SB217-83rd2025) - [AB514: AN ACT relating to mental health; requiring Medicaid to provide coverage for re…](https://policyrisk.com/state-bill/NV-AB514-83rd2025) - [Nevada bills](https://policyrisk.com/states/nevada/bills) - [Nevada state hub](https://policyrisk.com/states/nevada) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NV-AB512-83rd2025 (as of 2026-11-01).