# Nevada SB292: AN ACT relating to insurance; requiring certain insurers to allow certain persons who are less than 65 years of age to purchase a Medicare supplemental policy that the insurer makes available for purchase to new insureds who are 65 years of age or older; imposing certain restrictions on the limitations, terms and conditions such an insurer may impose and the premiums such an insurer may charge for such policies to persons who are less than 65 years of age; requiring such an insurer to establish certain open enrollment periods for the purchase of a Medicare supplemental policy; prohibiting an insurer from imposing an exclusion of certain benefits with respect to a Medicare supplemental policy issued during an open enrollment period; and providing other matters properly relating thereto. Nevada SB292, AN ACT relating to insurance; requiring certain insurers to allow certain persons who are less than 65 years of age to purchase a Medicare supplemental policy that the insurer makes available for purchase to new insureds who are 65 years of age or older; imposing certain restrictions on the limitations, terms and conditions such an insurer may impose and the premiums such an insurer may charge for such policies to persons who are less than 65 years of age; requiring such an insurer to establish certain open enrollment periods for the purchase of a Medicare supplemental policy; prohibiting an insurer from imposing an exclusion of certain benefits with respect to a Medicare supplemental policy issued during an open enrollment period; and providing other matters properly relating thereto., is a 83rd Regular Session (2025) Senate bill sponsored by Roberta Lange (Democratic); status signed, last action 2025-06-06 (Chapter 287.); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/NV-SB292-83rd2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Nevada SB292 - State: Nevada - Session: 83rd Regular Session (2025) - Title: AN ACT relating to insurance; requiring certain insurers to allow certain persons who are less than 65 years of age to purchase a Medicare supplemental policy that the insurer makes available for purchase to new insureds who are 65 years of age or older; imposing certain restrictions on the limitations, terms and conditions such an insurer may impose and the premiums such an insurer may charge for such policies to persons who are less than 65 years of age; requiring such an insurer to establish certain open enrollment periods for the purchase of a Medicare supplemental policy; prohibiting an insurer from imposing an exclusion of certain benefits with respect to a Medicare supplemental policy issued during an open enrollment period; and providing other matters properly relating thereto. - Status: signed - Chamber: Senate - Introduced: 2025-03-06 - Last action: 2025-06-06, Chapter 287. - Sponsor: Roberta Lange (Democratic) - Cosponsors: 0 - Subjects: BDR 57-1069 - Touches household money: yes - Roll calls: 2 (59 yes, 3 no in all) - Economic provisions PRIA read: 4 ## Summary No summary available. ## Bill overview: provisions PRIA read - Birthday Medigap switch with no underwriting: benefit, medium. If you already have a Medigap policy, you get a yearly open enrollment starting the first day of your birthday month and lasting at least 60 days. During it, you can buy any plan your insurer sells in Nevada with the same or fewer benefits. Innovative benefits do not count in that comparison. Insur… - Under-65 Medigap window, guaranteed issue: benefit, medium. If you are under 65 and enrolled in Medicare Part B due to disability or end-stage renal disease on October 1, 2025, you get a one-time Medigap open enrollment. It runs from October 1, 2025 through April 1, 2026. Any insurer offering Medigap in Nevada on October 1, 2025 must let you buy a plan. The… - Public and nonprofit Medigap must comply: benefit, low. If your Medigap coverage is offered through a local government self-insurance fund, the Board’s self-insured plan, or a nonprofit service corporation, those plans must follow the same Medigap rules as licensed insurers. This includes the new open enrollment protections and other listed consumer pro… - Local plans exempt from budget rule: mixed, low. Local governments do not have to follow NRS 354.599 for extra costs tied to this law. This lets them budget and pay these costs outside that rule. ## Sponsors and cosponsors - Sponsor: Roberta Lange (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-22 | House | Final Passage - Assembly (1st Reprint) | pass | 39 | 3 | | | 2025-04-01 | Senate | Final Passage - Senate (As Introduced) | pass | 20 | 0 | | ## Actions (20) - 2025-06-06: Chapter 287. (legislature) - 2025-06-05: Approved by the Governor. (legislature) - 2025-05-31: Enrolled and delivered to Governor. (legislature) - 2025-05-29: Assembly Amendment No. 703 concurred in. To enrollment. (Senate) - 2025-05-23: In Senate. (Senate) - 2025-05-23: To Senate. (House) - 2025-05-23: From printer. To engrossment. Engrossed. First reprint. (House) - 2025-05-22: To printer. (House) - 2025-05-22: Read third time. Passed, as amended. Title approved. (Yeas: 39, Nays: 3.) (House) - 2025-05-21: Dispensed with reprinting. (House) - 2025-05-21: Read second time. Amended. (Amend. No. 703.) (House) - 2025-05-21: Placed on Second Reading File. (House) - 2025-05-21: From committee: Amend, and do pass as amended. (House) - 2025-04-03: Read first time. Referred to Committee on Commerce and Labor. To committee. (House) - 2025-04-03: In Assembly. (House) - 2025-04-01: Read third time. Passed. Title approved. (Yeas: 20, Nays: None, Excused: 1.) To Assembly. (Senate) - 2025-03-31: Read second time. (Senate) - 2025-03-27: From committee: Do pass. (Senate) - 2025-03-07: From printer. To committee. (Senate) - 2025-03-06: Read first time. Referred to Committee on Commerce and Labor. To printer. (Senate) ## Bill text - As Enrolled: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292_EN.pdf) - As Introduced: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292.pdf) - Reprint 1: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292_R1.pdf) ## Related bills - SB217: AN ACT relating to health care; prohibiting a governmental entity from substantially burdening certain activity relating to assisted reproduction under certain… (vetoed) - AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered voter show photo identification to vote in person; requiring the Department of M… (vetoed) - AB397: AN ACT relating to higher education; revising provisions governing certain waivers of fees provided by the Board of Regents of the University of Nevada; revisi… (vetoed) - AB259: AN ACT relating to health care; prohibiting certain actions related to pricing and reimbursement for certain drugs; creating a cause of action for violating su… (vetoed) - AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board of the Public Employees' Benefits Program to report certain information relating… (vetoed) - SB207: AN ACT relating to health care; transferring the authority to establish and administer a program of all-inclusive care for the elderly from the Aging and Disab… (signed) ## Sources - [As Enrolled (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292_EN.pdf) - [As Introduced (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292.pdf) - [Reprint 1 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB292_R1.pdf) ## Related - [SB217: AN ACT relating to health care; prohibiting a governmental entity from substant…](https://policyrisk.com/state-bill/NV-SB217-83rd2025) - [AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered…](https://policyrisk.com/state-bill/NV-AB499-83rd2025) - [AB397: AN ACT relating to higher education; revising provisions governing certain waiv…](https://policyrisk.com/state-bill/NV-AB397-83rd2025) - [AB259: AN ACT relating to health care; prohibiting certain actions related to pricing…](https://policyrisk.com/state-bill/NV-AB259-83rd2025) - [AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board…](https://policyrisk.com/state-bill/NV-AB188-83rd2025) - [SB207: AN ACT relating to health care; transferring the authority to establish and adm…](https://policyrisk.com/state-bill/NV-SB207-83rd2025) - [Nevada bills](https://policyrisk.com/states/nevada/bills) - [Nevada state hub](https://policyrisk.com/states/nevada) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NV-SB292-83rd2025 (as of 2026-11-01).