# Nevada SB437: AN ACT relating to financial services; setting forth certain requirements for a contract between an Internet consumer lender and a resident of this State for the provision of a loan; authorizing an Internet consumer lender to apply for a license to engage in the business of lending for an office or place of business located outside this State without having a license for an office or place of business located inside this State; exempting Internet consumer lenders from provisions prohibiting a person from conducting the business of making loans in the same office or place of business as any other business; and providing other matters properly relating thereto. Nevada SB437, AN ACT relating to financial services; setting forth certain requirements for a contract between an Internet consumer lender and a resident of this State for the provision of a loan; authorizing an Internet consumer lender to apply for a license to engage in the business of lending for an office or place of business located outside this State without having a license for an office or place of business located inside this State; exempting Internet consumer lenders from provisions prohibiting a person from conducting the business of making loans in the same office or place of business as any other business; and providing other matters properly relating thereto., is a 83rd Regular Session (2025) Senate bill sponsored by Senate Committee on Commerce and Labor; status signed, last action 2025-05-28 (Approved by the Governor. Chapter 91.) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/NV-SB437-83rd2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Nevada SB437 - State: Nevada - Session: 83rd Regular Session (2025) - Title: AN ACT relating to financial services; setting forth certain requirements for a contract between an Internet consumer lender and a resident of this State for the provision of a loan; authorizing an Internet consumer lender to apply for a license to engage in the business of lending for an office or place of business located outside this State without having a license for an office or place of business located inside this State; exempting Internet consumer lenders from provisions prohibiting a person from conducting the business of making loans in the same office or place of business as any other business; and providing other matters properly relating thereto. - Status: signed - Chamber: Senate - Introduced: 2025-03-24 - Last action: 2025-05-28, Approved by the Governor. Chapter 91. - Sponsor: Senate Committee on Commerce and Labor - Cosponsors: 0 - Subjects: BDR 55-951 - Touches household money: no - Roll calls: 2 (62 yes, 1 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Nevada rules for online consumer loans: benefit, low. The law requires online consumer loan contracts with Nevada residents to use Nevada law. All lawsuits, arbitration, or other disputes must take place in Nevada. Any term choosing another state’s law or venue is void unless federal law preempts this rule. Beginning October 1, 2025, this applies to n… - Easier licensing and office sharing for online lenders: mixed, low. Online lenders can apply for a Nevada license for an office outside Nevada. They must either make the office’s records available in Nevada or pay examiners’ reasonable travel, meal, and lodging costs. Licensed online lenders may share an office with other businesses. The Commissioner may treat an a… ## Sponsors and cosponsors - Sponsor: Senate Committee on Commerce and Labor ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-21 | House | Final Passage - Assembly (1st Reprint) | pass | 42 | 0 | | | 2025-04-22 | Senate | Final Passage - Senate (1st Reprint) | pass | 20 | 1 | | ## Actions (18) - 2025-05-28: Approved by the Governor. Chapter 91. (legislature) - 2025-05-27: Enrolled and delivered to Governor. (legislature) - 2025-05-22: To enrollment. (Senate) - 2025-05-21: In Senate. (Senate) - 2025-05-21: Read third time. Passed. Title approved. (Yeas: 42, Nays: None.) To Senate. (House) - 2025-05-20: Read second time. (House) - 2025-05-19: From committee: Do pass. (House) - 2025-04-28: Read first time. Referred to Committee on Commerce and Labor. To committee. (House) - 2025-04-28: In Assembly. (House) - 2025-04-28: To Assembly. (Senate) - 2025-04-25: From printer. To engrossment. Engrossed. First reprint. (Senate) - 2025-04-22: Read third time. Passed, as amended. Title approved. (Yeas: 20, Nays: 1.) To printer. (Senate) - 2025-04-21: Reprinting dispensed with. (Senate) - 2025-04-21: Read second time. Amended. (Amend. No. 325.) (Senate) - 2025-04-21: Placed on Second Reading File. (Senate) - 2025-04-21: From committee: Amend, and do pass as amended. (Senate) - 2025-03-26: From printer. To committee. (Senate) - 2025-03-24: Read first time. Referred to Committee on Commerce and Labor. To printer. (Senate) ## Bill text - As Enrolled: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437_EN.pdf) - As Introduced: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437.pdf) - Reprint 1: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437_R1.pdf) ## Related bills - SB217: AN ACT relating to health care; prohibiting a governmental entity from substantially burdening certain activity relating to assisted reproduction under certain… (vetoed) - AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered voter show photo identification to vote in person; requiring the Department of M… (vetoed) - AB397: AN ACT relating to higher education; revising provisions governing certain waivers of fees provided by the Board of Regents of the University of Nevada; revisi… (vetoed) - AB259: AN ACT relating to health care; prohibiting certain actions related to pricing and reimbursement for certain drugs; creating a cause of action for violating su… (vetoed) - AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board of the Public Employees' Benefits Program to report certain information relating… (vetoed) - SB376: AN ACT relating to industrial insurance; authorizing an injured employee with a claim for an occupational lung disease or occupational heart disease to seek tr… (signed) ## Sources - [As Enrolled (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437_EN.pdf) - [As Introduced (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437.pdf) - [Reprint 1 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB437_R1.pdf) ## Related - [SB217: AN ACT relating to health care; prohibiting a governmental entity from substant…](https://policyrisk.com/state-bill/NV-SB217-83rd2025) - [AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered…](https://policyrisk.com/state-bill/NV-AB499-83rd2025) - [AB397: AN ACT relating to higher education; revising provisions governing certain waiv…](https://policyrisk.com/state-bill/NV-AB397-83rd2025) - [AB259: AN ACT relating to health care; prohibiting certain actions related to pricing…](https://policyrisk.com/state-bill/NV-AB259-83rd2025) - [AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board…](https://policyrisk.com/state-bill/NV-AB188-83rd2025) - [SB376: AN ACT relating to industrial insurance; authorizing an injured employee with a…](https://policyrisk.com/state-bill/NV-SB376-83rd2025) - [Nevada bills](https://policyrisk.com/states/nevada/bills) - [Nevada state hub](https://policyrisk.com/states/nevada) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NV-SB437-83rd2025 (as of 2026-11-01).