# Nevada SB44: AN ACT relating to financial services; imposing certain duties on providers of certain financial services relating to the safeguarding of customer information; establishing certain standards relating to the financial condition and corporate governance of certain mortgage servicers; requiring the Commissioner of Mortgage Lending and the Commissioner of Financial Institutions to adopt certain regulations; providing penalties; and providing other matters properly relating thereto. Nevada SB44, AN ACT relating to financial services; imposing certain duties on providers of certain financial services relating to the safeguarding of customer information; establishing certain standards relating to the financial condition and corporate governance of certain mortgage servicers; requiring the Commissioner of Mortgage Lending and the Commissioner of Financial Institutions to adopt certain regulations; providing penalties; and providing other matters properly relating thereto., is a 83rd Regular Session (2025) Senate bill sponsored by Senate Committee on Commerce and Labor; status signed, last action 2025-05-27 (Chapter 45.) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/NV-SB44-83rd2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Nevada SB44 - State: Nevada - Session: 83rd Regular Session (2025) - Title: AN ACT relating to financial services; imposing certain duties on providers of certain financial services relating to the safeguarding of customer information; establishing certain standards relating to the financial condition and corporate governance of certain mortgage servicers; requiring the Commissioner of Mortgage Lending and the Commissioner of Financial Institutions to adopt certain regulations; providing penalties; and providing other matters properly relating thereto. - Status: signed - Chamber: Senate - Introduced: 2024-11-18 - Last action: 2025-05-27, Chapter 45. - Sponsor: Senate Committee on Commerce and Labor - Cosponsors: 0 - Subjects: BDR 54-258 - Touches household money: no - Roll calls: 2 (63 yes, 0 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Stronger oversight of large mortgage servicers: benefit, medium. Beginning January 1, 2026, tougher rules apply to servicers that handle 2,000+ residential loans and operate in at least two states. Small servicers with 10 or fewer Nevada loans a year (counting affiliates) are exempt. Covered servicers must keep enough liquid, allowable assets and have written ca… - Stronger data security at lenders and servicers: benefit, low. Beginning January 1, 2026, many Nevada‑licensed financial firms must follow the federal Safeguards Rule. They must keep a written information‑security program and report data‑breach “notification events” to the state Commissioner under new rules. This covers mortgage and escrow companies, servicers… - Who is exempt from foreclosure rules: mixed, low. The law narrows who counts as a foreclosure consultant or purchaser. It exempts attorneys, banks and their agents, nonprofit credit counselors, people working under government programs, mortgage holders, certain licensed insurance or title professionals, and some judgment creditors. These exempt gr… ## Sponsors and cosponsors - Sponsor: Senate Committee on Commerce and Labor ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-05-19 | House | Final Passage - Assembly (1st Reprint) | pass | 42 | 0 | | | 2025-04-22 | Senate | Final Passage - Senate (1st Reprint) | pass | 21 | 0 | | ## Actions (22) - 2025-05-27: Chapter 45. (legislature) - 2025-05-26: Approved by the Governor. (legislature) - 2025-05-23: Enrolled and delivered to Governor. (legislature) - 2025-05-19: In Senate. To enrollment. (Senate) - 2025-05-19: Read third time. Passed. Title approved. (Yeas: 42, Nays: None.) To Senate. (House) - 2025-05-16: Taken from General File. Placed on General File for next legislative day. (House) - 2025-05-15: Taken from General File. Placed on General File for next legislative day. (House) - 2025-05-14: Taken from General File. Placed on General File for next legislative day. (House) - 2025-05-12: Read second time. (House) - 2025-05-08: From committee: Do pass. (House) - 2025-04-28: Read first time. Referred to Committee on Commerce and Labor. To committee. (House) - 2025-04-28: In Assembly. (House) - 2025-04-28: To Assembly. (Senate) - 2025-04-25: From printer. To engrossment. Engrossed. First reprint. (Senate) - 2025-04-22: Read third time. Passed, as amended. Title approved. (Yeas: 21, Nays: None.) To printer. (Senate) - 2025-04-21: Reprinting dispensed with. (Senate) - 2025-04-21: Read second time. Amended. (Amend. No. 299.) (Senate) - 2025-04-21: Placed on Second Reading File. (Senate) - 2025-04-21: From committee: Amend, and do pass as amended. (Senate) - 2025-02-03: Read first time. To committee. (Senate) - 2024-11-20: From printer. (Senate) - 2024-11-18: Prefiled. Referred to Committee on Commerce and Labor. To printer. (Senate) ## Bill text - As Enrolled: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44_EN.pdf) - As Introduced: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44.pdf) - Reprint 1: [PDF](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44_R1.pdf) ## Related bills - AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered voter show photo identification to vote in person; requiring the Department of M… (vetoed) - AB397: AN ACT relating to higher education; revising provisions governing certain waivers of fees provided by the Board of Regents of the University of Nevada; revisi… (vetoed) - AB259: AN ACT relating to health care; prohibiting certain actions related to pricing and reimbursement for certain drugs; creating a cause of action for violating su… (vetoed) - AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board of the Public Employees' Benefits Program to report certain information relating… (vetoed) - SB217: AN ACT relating to health care; prohibiting a governmental entity from substantially burdening certain activity relating to assisted reproduction under certain… (vetoed) - SB15: AN ACT relating to governmental administration; revising provisions relating to the timing of when an annual meeting of a debt management commission must occur… (signed) ## Sources - [As Enrolled (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44_EN.pdf) - [As Introduced (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44.pdf) - [Reprint 1 (PDF)](https://www.leg.state.nv.us/Session/83rd2025/Bills/SB/SB44_R1.pdf) ## Related - [AB499: AN ACT relating to elections; requiring, with certain exceptions, a registered…](https://policyrisk.com/state-bill/NV-AB499-83rd2025) - [AB397: AN ACT relating to higher education; revising provisions governing certain waiv…](https://policyrisk.com/state-bill/NV-AB397-83rd2025) - [AB259: AN ACT relating to health care; prohibiting certain actions related to pricing…](https://policyrisk.com/state-bill/NV-AB259-83rd2025) - [AB188: AN ACT relating to the Public Employees' Benefits Program; requiring the Board…](https://policyrisk.com/state-bill/NV-AB188-83rd2025) - [SB217: AN ACT relating to health care; prohibiting a governmental entity from substant…](https://policyrisk.com/state-bill/NV-SB217-83rd2025) - [SB15: AN ACT relating to governmental administration; revising provisions relating to…](https://policyrisk.com/state-bill/NV-SB15-83rd2025) - [Nevada bills](https://policyrisk.com/states/nevada/bills) - [Nevada state hub](https://policyrisk.com/states/nevada) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NV-SB44-83rd2025 (as of 2026-11-01).