# New York A 3228: Provides for electronic notice for collateral loan brokers

New York A 3228, Provides for electronic notice for collateral loan brokers, is a 2025-2026 Regular Session House bill sponsored by Charles Lavine (Democratic); status passed senate, last action 2026-05-29 (RETURNED TO ASSEMBLY) (as of 2026-10-15).

- Canonical: https://policyrisk.com/state-bill/NY-A3228-2025
- As of: 2026-10-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New York A 3228
- State: New York
- Session: 2025-2026 Regular Session
- Title: Provides for electronic notice for collateral loan brokers
- Status: passed senate
- Chamber: House
- Introduced: 2025-01-27
- Last action: 2026-05-29, RETURNED TO ASSEMBLY
- Sponsor: Charles Lavine (Democratic)
- Cosponsors: 1
- Subjects: CONSUMER AFFAIRS AND PROTECTION, CODES, RULES, CONSUMER PROTECTION
- Touches household money: no
- Roll calls: 3 (335 yes, 1 no in all)
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Charles Lavine (Democratic), House
- Cosponsor: Angelo Santabarbara (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-05-29 | Senate | FLOOR Vote | pass | 58 | 0 |   |
| 2026-01-28 | House | Assembly floor vote | pass | 140 | 1 |   |
| 2025-06-13 | House | Assembly floor vote | pass | 137 | 0 |   |

## Actions (19)

- 2026-05-29: RETURNED TO ASSEMBLY (Senate)
- 2026-05-29: PASSED SENATE (Senate)
- 2026-05-29: 3RD READING CAL.833 (Senate)
- 2026-05-29: SUBSTITUTED FOR S6388A (Senate)
- 2026-01-28: REFERRED TO CONSUMER PROTECTION (Senate)
- 2026-01-28: DELIVERED TO SENATE (House)
- 2026-01-28: PASSED ASSEMBLY (House)
- 2026-01-20: AMENDED ON THIRD READING 3228A (House)
- 2026-01-07: ORDERED TO THIRD READING CAL.105 (House)
- 2026-01-07: RETURNED TO ASSEMBLY (Senate)
- 2026-01-07: DIED IN SENATE (Senate)
- 2025-06-13: DELIVERED TO SENATE (House)
- 2025-06-13: PASSED ASSEMBLY (House)
- 2025-06-12: ORDERED TO THIRD READING RULES CAL.647 (House)
- 2025-06-12: RULES REPORT CAL.647 (House)
- 2025-06-12: REPORTED (House)
- 2025-06-05: REPORTED REFERRED TO RULES (House)
- 2025-05-19: REPORTED REFERRED TO CODES (House)
- 2025-01-27: REFERRED TO CONSUMER AFFAIRS AND PROTECTION (House)

## Bill text

- Amendment A, 2026-01-20: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A3228A)
- Original, 2025-01-27: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A3228)

## Related bills

- S 9051: Prohibits artificial intelligence companions from using features which are considered unsafe for minors (signed)
- S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer (signed)
- A 5175: Requires certain security features and warning labels on baby monitors (signed)
- A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose real estate transfer taxes and to deposit revenue from such taxes into a community… (signed)
- S 9968: Establishes the Harris Hill Volunteer Fire Company Benevolent Association (signed)
- S 8953: Establishes the Clarence Center Volunteer Exempt Firefighter's Benevolent Association (signed)

## Sources
- [Amendment A (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A3228A)
- [Original (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A3228)

## Related
- [S 9051: Prohibits artificial intelligence companions from using features which are cons…](https://policyrisk.com/state-bill/NY-S9051-2025)
- [S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer](https://policyrisk.com/state-bill/NY-S10643-2025)
- [A 5175: Requires certain security features and warning labels on baby monitors](https://policyrisk.com/state-bill/NY-A5175-2025)
- [A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose re…](https://policyrisk.com/state-bill/NY-A10052-2025)
- [S 9968: Establishes the Harris Hill Volunteer Fire Company Benevolent Association](https://policyrisk.com/state-bill/NY-S9968-2025)
- [S 8953: Establishes the Clarence Center Volunteer Exempt Firefighter's Benevolent Assoc…](https://policyrisk.com/state-bill/NY-S8953-2025)
- [New York bills](https://policyrisk.com/states/new-york/bills)
- [New York state hub](https://policyrisk.com/states/new-york)
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Source: PRIA, https://policyrisk.com/state-bill/NY-A3228-2025 (as of 2026-10-15).