# New York A 3470: Relates to notice to be provided prior to a foreclosure action by a homeowners' association

New York A 3470, Relates to notice to be provided prior to a foreclosure action by a homeowners' association, is a 2025-2026 Regular Session House bill sponsored by Charles Lavine (Democratic); status signed, last action 2025-10-16 (SIGNED CHAP.433) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/NY-A3470-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New York A 3470
- State: New York
- Session: 2025-2026 Regular Session
- Title: Relates to notice to be provided prior to a foreclosure action by a homeowners' association
- Status: signed
- Chamber: House
- Introduced: 2025-01-27
- Last action: 2025-10-16, SIGNED CHAP.433
- Sponsor: Charles Lavine (Democratic)
- Cosponsors: 1
- Subjects: JUDICIARY, CODES, RULES
- Touches household money: no
- Roll calls: 2 (197 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Homeowners get 90-day notice before association foreclosure: benefit, low. Condominium boards and incorporated homeowners’ associations must give owners at least 90 days’ notice before starting lien foreclosure. For homeowners’ associations, this covers unpaid common charges, assessments, fees, or fines when their governing documents allow foreclosure. Notice must go to t…

## Sponsors and cosponsors

- Sponsor: Charles Lavine (Democratic), House
- Cosponsor: Rebecca Seawright (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-06-06 | Senate | FLOOR Vote | pass | 53 | 0 |   |
| 2025-05-21 | House | Assembly floor vote | pass | 144 | 0 |   |

## Actions (15)

- 2025-10-16: SIGNED CHAP.433 (House)
- 2025-10-09: DELIVERED TO GOVERNOR (House)
- 2025-06-06: RETURNED TO ASSEMBLY (Senate)
- 2025-06-06: PASSED SENATE (Senate)
- 2025-06-06: 3RD READING CAL.1204 (Senate)
- 2025-06-06: SUBSTITUTED FOR S7413 (Senate)
- 2025-05-21: REFERRED TO JUDICIARY (Senate)
- 2025-05-21: DELIVERED TO SENATE (House)
- 2025-05-21: PASSED ASSEMBLY (House)
- 2025-05-21: ORDERED TO THIRD READING RULES CAL.210 (House)
- 2025-05-21: RULES REPORT CAL.210 (House)
- 2025-05-21: REPORTED (House)
- 2025-05-20: REPORTED REFERRED TO RULES (House)
- 2025-05-13: REPORTED REFERRED TO CODES (House)
- 2025-01-27: REFERRED TO JUDICIARY (House)

## Bill text

- Original, 2025-01-27: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A3470)

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## Sources
- [Original (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A3470)

## Related
- [S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer](https://policyrisk.com/state-bill/NY-S10643-2025)
- [S 9051: Prohibits artificial intelligence companions from using features which are cons…](https://policyrisk.com/state-bill/NY-S9051-2025)
- [A 5175: Requires certain security features and warning labels on baby monitors](https://policyrisk.com/state-bill/NY-A5175-2025)
- [A 11443: Relates to commercial food fish licenses](https://policyrisk.com/state-bill/NY-A11443-2025)
- [A 10343: Relates to fees and expenses in unemployment insurance proceedings; extending e…](https://policyrisk.com/state-bill/NY-A10343-2025)
- [A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose re…](https://policyrisk.com/state-bill/NY-A10052-2025)
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Source: PRIA, https://policyrisk.com/state-bill/NY-A3470-2025 (as of 2026-10-19).