# New York A 8906: Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze

New York A 8906, Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, is a 2025-2026 Regular Session House bill sponsored by Emerita Torres (Democratic); status passed house, last action 2026-05-13 (REFERRED TO CONSUMER PROTECTION) (as of 2026-10-15).

- Canonical: https://policyrisk.com/state-bill/NY-A8906-2025
- As of: 2026-10-15
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New York A 8906
- State: New York
- Session: 2025-2026 Regular Session
- Title: Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze
- Status: passed house
- Chamber: House
- Introduced: 2025-06-16
- Last action: 2026-05-13, REFERRED TO CONSUMER PROTECTION
- Sponsor: Emerita Torres (Democratic)
- Cosponsors: 0
- Subjects: Consumer Protection, CONSUMER AFFAIRS AND PROTECTION, RULES
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Emerita Torres (Democratic), House

## Actions (11)

- 2026-05-13: REFERRED TO CONSUMER PROTECTION (Senate)
- 2026-05-13: DELIVERED TO SENATE (House)
- 2026-05-13: PASSED ASSEMBLY (House)
- 2026-01-07: ORDERED TO THIRD READING CAL.219 (House)
- 2025-06-17: SUBSTITUTED BY S6446 (House)
- 2025-06-17: ORDERED TO THIRD READING RULES CAL.923 (House)
- 2025-06-17: RULES REPORT CAL.923 (House)
- 2025-06-17: REPORTED (House)
- 2025-06-17: REPORTED REFERRED TO RULES (House)
- 2025-06-16: REFERENCE CHANGED TO WAYS AND MEANS (House)
- 2025-06-16: REFERRED TO CONSUMER AFFAIRS AND PROTECTION (House)

## Bill text

- Original, 2025-06-16: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A8906)

## Related bills

- S 9051: Prohibits artificial intelligence companions from using features which are considered unsafe for minors (signed)
- S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer (signed)
- A 5175: Requires certain security features and warning labels on baby monitors (signed)
- A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose real estate transfer taxes and to deposit revenue from such taxes into a community… (signed)
- S 9968: Establishes the Harris Hill Volunteer Fire Company Benevolent Association (signed)
- S 8953: Establishes the Clarence Center Volunteer Exempt Firefighter's Benevolent Association (signed)

## Sources
- [Original (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A8906)

## Related
- [S 9051: Prohibits artificial intelligence companions from using features which are cons…](https://policyrisk.com/state-bill/NY-S9051-2025)
- [S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer](https://policyrisk.com/state-bill/NY-S10643-2025)
- [A 5175: Requires certain security features and warning labels on baby monitors](https://policyrisk.com/state-bill/NY-A5175-2025)
- [A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose re…](https://policyrisk.com/state-bill/NY-A10052-2025)
- [S 9968: Establishes the Harris Hill Volunteer Fire Company Benevolent Association](https://policyrisk.com/state-bill/NY-S9968-2025)
- [S 8953: Establishes the Clarence Center Volunteer Exempt Firefighter's Benevolent Assoc…](https://policyrisk.com/state-bill/NY-S8953-2025)
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Source: PRIA, https://policyrisk.com/state-bill/NY-A8906-2025 (as of 2026-10-15).