# New York A 979: Relates to contractual liability insurance policies

New York A 979, Relates to contractual liability insurance policies, is a 2025-2026 Regular Session House bill sponsored by Jen Lunsford (Democratic); status signed, last action 2025-10-16 (SIGNED CHAP.441) (as of 2026-10-19).

- Canonical: https://policyrisk.com/state-bill/NY-A979-2025
- As of: 2026-10-19
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: New York A 979
- State: New York
- Session: 2025-2026 Regular Session
- Title: Relates to contractual liability insurance policies
- Status: signed
- Chamber: House
- Introduced: 2025-01-08
- Last action: 2025-10-16, SIGNED CHAP.441
- Sponsor: Jen Lunsford (Democratic)
- Cosponsors: 1
- Subjects: INSURANCE
- Touches household money: no
- Roll calls: 2 (209 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Service contract providers face five-policy insurance cap: cost, low. Effective immediately, New York limits each service contract provider to five reimbursement insurance policies covering contracts it actively offers. Providers must insure the performance of all service contracts. Policies must come from an authorized insurer or be obtained through a licensed exces…

## Sponsors and cosponsors

- Sponsor: Jen Lunsford (Democratic), House
- Cosponsor: David Weprin (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-06-09 | Senate | FLOOR Vote | pass | 62 | 0 |   |
| 2025-05-20 | House | Assembly floor vote | pass | 147 | 0 |   |

## Actions (14)

- 2025-10-16: SIGNED CHAP.441 (House)
- 2025-10-09: DELIVERED TO GOVERNOR (House)
- 2025-06-09: RETURNED TO ASSEMBLY (Senate)
- 2025-06-09: PASSED SENATE (Senate)
- 2025-06-09: 3RD READING CAL.1448 (Senate)
- 2025-06-09: SUBSTITUTED FOR S5048A (Senate)
- 2025-05-20: REFERRED TO INSURANCE (Senate)
- 2025-05-20: DELIVERED TO SENATE (House)
- 2025-05-20: PASSED ASSEMBLY (House)
- 2025-05-15: ADVANCED TO THIRD READING CAL.142 (House)
- 2025-05-13: REPORTED (House)
- 2025-04-15: PRINT NUMBER 979A (House)
- 2025-04-15: AMEND AND RECOMMIT TO INSURANCE (House)
- 2025-01-08: REFERRED TO INSURANCE (House)

## Bill text

- Amendment A, 2025-04-15: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A979A)
- Original, 2025-01-07: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/A979)

## Related bills

- S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer (signed)
- S 9051: Prohibits artificial intelligence companions from using features which are considered unsafe for minors (signed)
- A 5175: Requires certain security features and warning labels on baby monitors (signed)
- A 11443: Relates to commercial food fish licenses (signed)
- A 10343: Relates to fees and expenses in unemployment insurance proceedings; extending effectiveness (signed)
- A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose real estate transfer taxes and to deposit revenue from such taxes into a community… (signed)

## Sources
- [Amendment A (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A979A)
- [Original (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/A979)

## Related
- [S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer](https://policyrisk.com/state-bill/NY-S10643-2025)
- [S 9051: Prohibits artificial intelligence companions from using features which are cons…](https://policyrisk.com/state-bill/NY-S9051-2025)
- [A 5175: Requires certain security features and warning labels on baby monitors](https://policyrisk.com/state-bill/NY-A5175-2025)
- [A 11443: Relates to commercial food fish licenses](https://policyrisk.com/state-bill/NY-A11443-2025)
- [A 10343: Relates to fees and expenses in unemployment insurance proceedings; extending e…](https://policyrisk.com/state-bill/NY-A10343-2025)
- [A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose re…](https://policyrisk.com/state-bill/NY-A10052-2025)
- [New York bills](https://policyrisk.com/states/new-york/bills)
- [New York state hub](https://policyrisk.com/states/new-york)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/NY-A979-2025 (as of 2026-10-19).