# New York S 5331: Establishes an online insurance verification system for motor vehicle insurance New York S 5331, Establishes an online insurance verification system for motor vehicle insurance, is a 2025-2026 Regular Session Senate bill sponsored by Jamaal Bailey (Republican); status signed, last action 2025-11-12 (SIGNED CHAP.500) (as of 2026-10-19). - Canonical: https://policyrisk.com/state-bill/NY-S5331-2025 - As of: 2026-10-19 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: New York S 5331 - State: New York - Session: 2025-2026 Regular Session - Title: Establishes an online insurance verification system for motor vehicle insurance - Status: signed - Chamber: Senate - Introduced: 2025-02-20 - Last action: 2025-11-12, SIGNED CHAP.500 - Sponsor: Jamaal Bailey (Republican) - Cosponsors: 4 - Subjects: TRANSPORTATION - Touches household money: no - Roll calls: 3 (215 yes, 2 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Privacy protections for drivers' insurance records: benefit, low. Beginning December 31, 2028, New York's motor vehicle agency faces strict limits on using, accessing, sharing, or selling verification data. It may answer specific individual requests only as allowed by the federal Driver's Privacy Protection Act. Knowingly sharing data for an unauthorized purpose… - Online insurance checks for New York drivers: benefit, low. Beginning December 31, 2028, New York must build a secure online system to check vehicle insurance and identify uninsured vehicles. Information must be accurate within seven days. Private passenger and commercial vehicle insurers must share policy starts, cancellations, terminations, nonrenewals, l… - Insurers help fund vehicle insurance checks: mixed, low. Beginning December 31, 2028, three revenue sources must fully fund the online insurance verification system and barcode program. Funding includes 25% of specified existing uninsured-driving civil penalties and grants from the motor vehicle theft and insurance fraud prevention fund. Covered insurers… ## Sponsors and cosponsors - Sponsor: Jamaal Bailey (Republican), Senate - Cosponsor: Joseph P. Addabbo Jr. (Democratic), Senate - Cosponsor: Pamela Helming (Republican), Senate - Cosponsor: Patricia Fahy (Democratic), Senate - Cosponsor: Steve Rhoads (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-06-16 | House | Assembly floor vote | pass | 144 | 1 | | | 2025-06-12 | Senate | FLOOR Vote | pass | 58 | 1 | | | 2025-03-18 | committee | Transportation Committee Vote | pass | 13 | 0 | | ## Actions (14) - 2025-11-12: SIGNED CHAP.500 (Senate) - 2025-11-03: DELIVERED TO GOVERNOR (Senate) - 2025-06-16: RETURNED TO SENATE (House) - 2025-06-16: PASSED ASSEMBLY (House) - 2025-06-16: ORDERED TO THIRD READING RULES CAL.783 (House) - 2025-06-16: SUBSTITUTED FOR A4404A (House) - 2025-06-12: REFERRED TO TRANSPORTATION (House) - 2025-06-12: DELIVERED TO ASSEMBLY (Senate) - 2025-06-12: PASSED SENATE (Senate) - 2025-06-09: AMENDED ON THIRD READING (T) 5331A (Senate) - 2025-03-20: ADVANCED TO THIRD READING (Senate) - 2025-03-19: 2ND REPORT CAL. (Senate) - 2025-03-18: 1ST REPORT CAL.580 (Senate) - 2025-02-20: REFERRED TO TRANSPORTATION (Senate) ## Bill text - Amendment A, 2025-06-09: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/S5331A) - Original, 2025-02-20: [PDF](https://legislation.nysenate.gov/pdf/bills/2025/S5331) ## Related bills - S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer (signed) - S 9051: Prohibits artificial intelligence companions from using features which are considered unsafe for minors (signed) - A 5175: Requires certain security features and warning labels on baby monitors (signed) - A 11443: Relates to commercial food fish licenses (signed) - A 10343: Relates to fees and expenses in unemployment insurance proceedings; extending effectiveness (signed) - A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose real estate transfer taxes and to deposit revenue from such taxes into a community… (signed) ## Sources - [Amendment A (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/S5331A) - [Original (PDF)](https://legislation.nysenate.gov/pdf/bills/2025/S5331) ## Related - [S 10643: Relates to labor peace agreements and the cannabis industry wage board; repealer](https://policyrisk.com/state-bill/NY-S10643-2025) - [S 9051: Prohibits artificial intelligence companions from using features which are cons…](https://policyrisk.com/state-bill/NY-S9051-2025) - [A 5175: Requires certain security features and warning labels on baby monitors](https://policyrisk.com/state-bill/NY-A5175-2025) - [A 11443: Relates to commercial food fish licenses](https://policyrisk.com/state-bill/NY-A11443-2025) - [A 10343: Relates to fees and expenses in unemployment insurance proceedings; extending e…](https://policyrisk.com/state-bill/NY-A10343-2025) - [A 10052: Extends the effectiveness of the authority of the town of Red Hook to impose re…](https://policyrisk.com/state-bill/NY-A10052-2025) - [New York bills](https://policyrisk.com/states/new-york/bills) - [New York state hub](https://policyrisk.com/states/new-york) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/NY-S5331-2025 (as of 2026-10-19).