# Pennsylvania SB 578: An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for availability, scope and amount of coverage, repealing provisions relat . . .ing to request for lower limits of coverage, providing for offer of lower limits of coverage, repealing provisions relating to coverages in excess of required amounts and to stacking of uninsured and underinsured benefits and option to waive, providing for stacking of uninsured and underinsured benefits prohibited and further providing for notice of available benefits and limits and for availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles.

Pennsylvania SB 578, An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for availability, scope and amount of coverage, repealing provisions relat . . .ing to request for lower limits of coverage, providing for offer of lower limits of coverage, repealing provisions relating to coverages in excess of required amounts and to stacking of uninsured and underinsured benefits and option to waive, providing for stacking of uninsured and underinsured benefits prohibited and further providing for notice of available benefits and limits and for availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles., is a 2025-2026 Regular Session Senate bill sponsored by Christopher Gebhard (Republican); status in committee, last action 2025-04-09 (Referred to Banking & Insurance) (as of 2026-10-11).

- Canonical: https://policyrisk.com/state-bill/PA-SB578-2025-2026
- As of: 2026-10-11
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Pennsylvania SB 578
- State: Pennsylvania
- Session: 2025-2026 Regular Session
- Title: An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for availability, scope and amount of coverage, repealing provisions relat . . .ing to request for lower limits of coverage, providing for offer of lower limits of coverage, repealing provisions relating to coverages in excess of required amounts and to stacking of uninsured and underinsured benefits and option to waive, providing for stacking of uninsured and underinsured benefits prohibited and further providing for notice of available benefits and limits and for availability of uninsured, underinsured, bodily injury liability and property damage coverages and mandatory deductibles.
- Status: in committee
- Chamber: Senate
- Introduced: 2025-04-09
- Last action: 2025-04-09, Referred to Banking & Insurance
- Sponsor: Christopher Gebhard (Republican)
- Cosponsors: 3
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Christopher Gebhard (Republican), Senate
- Cosponsor: Daniel Laughlin (Republican), Senate
- Cosponsor: Greg Rothman (Republican), Senate
- Cosponsor: Kristin Phillips-Hill (Republican), Senate

## Actions (1)

- 2025-04-09: Referred to Banking & Insurance (Senate)

## Bill text

- PN 586, 2025-04-09: [HTML](https://www.palegis.us/legislation/bills/text/HTM/2025/0/SB0578/PN0586), [PDF](https://www.palegis.us/legislation/bills/text/DOC/2025/0/SB0578/PN0586), [PDF](https://www.palegis.us/legislation/bills/text/PDF/2025/0/SB0578/PN0586)

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## Sources
- [PN 586 (HTML)](https://www.palegis.us/legislation/bills/text/HTM/2025/0/SB0578/PN0586)
- [PN 586 (PDF)](https://www.palegis.us/legislation/bills/text/DOC/2025/0/SB0578/PN0586)
- [PN 586 (PDF)](https://www.palegis.us/legislation/bills/text/PDF/2025/0/SB0578/PN0586)

## Related
- [SB 1334: An Act amending the act of December 20, 1985 (P.L.457, No.112), known as the Me…](https://policyrisk.com/state-bill/PA-SB1334-2025-2026)
- [SB 1260: An Act providing for licensure of electrical contractors, electricians, residen…](https://policyrisk.com/state-bill/PA-SB1260-2025-2026)
- [SB 908: An Act amending the act of August 15, 1961 (P.L.987, No.442), known as the Penn…](https://policyrisk.com/state-bill/PA-SB908-2025-2026)
- [SB 806: An Act providing for unfair methods of competition and for enforcement and pena…](https://policyrisk.com/state-bill/PA-SB806-2025-2026)
- [SB 804: An Act amending Title 35 (Health and Safety) of the Pennsylvania Consolidated S…](https://policyrisk.com/state-bill/PA-SB804-2025-2026)
- [SB 782: An Act amending Titles 24 (Education) and 71 (State Government) of the Pennsylv…](https://policyrisk.com/state-bill/PA-SB782-2025-2026)
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Source: PRIA, https://policyrisk.com/state-bill/PA-SB578-2025-2026 (as of 2026-10-11).