# Rhode Island H7865: AN ACT RELATING TO INSURANCE -- WEATHER-RELATED LOSSES . Rhode Island H7865, AN ACT RELATING TO INSURANCE -- WEATHER-RELATED LOSSES ., is a 2026 Regular Session House bill sponsored by Brian Patrick Kennedy (Democratic); status signed, last action 2026-06-23 (Signed by Governor — Chapter 294); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/RI-H7865-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Rhode Island H7865 - State: Rhode Island - Session: 2026 Regular Session - Title: AN ACT RELATING TO INSURANCE -- WEATHER-RELATED LOSSES . - Status: signed - Chamber: House - Introduced: 2026-02-27 - Last action: 2026-06-23, Signed by Governor — Chapter 294 - Sponsor: Brian Patrick Kennedy (Democratic) - Cosponsors: 9 - Touches household money: yes - Roll calls: 2 (98 yes, 12 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Program fund protects grant dollars: benefit, low. The law creates a Strengthen Rhody Homes Revolving Fund in the Department of Business Regulation. It holds federal and other grant dollars for this program. Money in the fund does not expire each year, cannot be moved to other state uses, and is exempt from the state’s 15% indirect cost transfer. T… - Rules for program contractors and evaluators: cost, low. Contractors on funded jobs must have a valid Rhode Island license, IBHS FORTIFIED certification, required insurance, and no disqualifying discipline. They cannot also serve as the project’s evaluator and must disclose conflicts. Evaluators must hold IBHS evaluator credentials, be independent from t… - Home resilience grants for Rhode Island owners: mixed, medium. Rhode Island now offers Strengthen Rhody Homes grants to harden owner-occupied, single-family primary homes (not condos or mobile homes). The program runs only when federal or other non-state money is available, and grants are not guaranteed. To apply, your home must be in a county where grants are… ## Sponsors and cosponsors - Sponsor: Brian Patrick Kennedy (Democratic), House - Cosponsor: Samuel A. Azzinaro (Democratic), House - Cosponsor: Megan L. Cotter (Democratic), House - Cosponsor: Grace Diaz (Democratic), House - Cosponsor: John G. Edwards (Democratic), House - Cosponsor: William W. O'Brien (Democratic), House - Cosponsor: Patricia A. Serpa (Democratic), House - Cosponsor: Mary Ann Shallcross Smith (Democratic), House - Cosponsor: Joseph J. Solomon, Jr. (Democratic), House - Cosponsor: Tina L. Spears (Democratic), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-06-11 | Senate | RELATING TO INSURANCE -- WEATHER-RELATED LOSSES In Concurrence | pass | 36 | 1 | | | 2026-05-05 | House | INSURANCE WEATHER-RELATED LOSSES PASSAGE | pass | 62 | 11 | | ## Actions (15) - 2026-06-23: Signed by Governor — Chapter 294 (Governor) - 2026-06-18: Transmitted to Governor (Governor) - 2026-06-11: Senate passed Sub A in concurrence (Senate) - 2026-06-10: Placed on Senate Calendar (06/11/2026) (Senate) - 2026-06-02: Committee recommends passage of Sub A in concurrence - 2026-05-29: Scheduled for consideration (06/02/2026) - 2026-05-22: Referred to Senate Environment and Agriculture (Senate) - 2026-05-05: House passed Sub A (House) - 2026-05-01: Placed on House Calendar (05/05/2026) (House) - 2026-04-28: Committee recommends passage of Sub A - 2026-04-24: Proposed Substitute - 2026-04-24: Scheduled for consideration (04/28/2026) - 2026-04-02: Committee recommended measure be held for further study - 2026-03-27: Scheduled for hearing and/or consideration (04/02/2026) - 2026-02-27: Introduced, referred to House Corporations (House) ## Bill text - H7865 - As Introduced, 2026-02-27: [HTML](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865.htm), [PDF](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865.pdf) - H7865 - Substitute, 2026-02-27: [HTML](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865A.htm), [PDF](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865A.pdf) ## Related bills - H8104: AN ACT RELATING TO PROPERTY -- MORTGAGES OF REAL PROPERTY . (became law) - H8046: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE--PROCEDURE GENERALLY -- FEES . (became law) - H8025: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION . (became law) - H7866: AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT . (became law) - H7642: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE -- PROCEDURE GENERALLY -- DISTRICT COURT PRACTICE . (became law) - S3363: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION . (became law) ## Sources - [H7865 - As Introduced (HTML)](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865.htm) - [H7865 - As Introduced (PDF)](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865.pdf) - [H7865 - Substitute (HTML)](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865A.htm) - [H7865 - Substitute (PDF)](https://webserver.rilegislature.gov/BillText26/HouseText26/H7865A.pdf) ## Related - [H8104: AN ACT RELATING TO PROPERTY -- MORTGAGES OF REAL PROPERTY .](https://policyrisk.com/state-bill/RI-H8104-2026) - [H8046: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE--PROCEDURE GENERALLY -- FEES .](https://policyrisk.com/state-bill/RI-H8046-2026) - [H8025: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION .](https://policyrisk.com/state-bill/RI-H8025-2026) - [H7866: AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT .](https://policyrisk.com/state-bill/RI-H7866-2026) - [H7642: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE -- PROCEDURE GENERALLY -- DISTRIC…](https://policyrisk.com/state-bill/RI-H7642-2026) - [S3363: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION .](https://policyrisk.com/state-bill/RI-S3363-2026) - [Rhode Island bills](https://policyrisk.com/states/rhode-island/bills) - [Rhode Island state hub](https://policyrisk.com/states/rhode-island) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/RI-H7865-2026 (as of 2026-11-01).