# Rhode Island S2011: AN ACT RELATING TO INSURANCE-CASUALTY INSURANCE GENERALLY-LIMITATIONS ON POLICY CANCELLATIONS AND RENEWALS . Rhode Island S2011, AN ACT RELATING TO INSURANCE-CASUALTY INSURANCE GENERALLY-LIMITATIONS ON POLICY CANCELLATIONS AND RENEWALS ., is a 2026 Regular Session Senate bill sponsored by Victoria Gu (Democratic); status signed, last action 2026-06-19 (Signed by Governor — Chapter 391); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/RI-S2011-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Rhode Island S2011 - State: Rhode Island - Session: 2026 Regular Session - Title: AN ACT RELATING TO INSURANCE-CASUALTY INSURANCE GENERALLY-LIMITATIONS ON POLICY CANCELLATIONS AND RENEWALS . - Status: signed - Chamber: Senate - Introduced: 2026-01-09 - Last action: 2026-06-19, Signed by Governor — Chapter 391 - Sponsor: Victoria Gu (Democratic) - Cosponsors: 9 - Touches household money: yes - Roll calls: 2 (107 yes, 0 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Stronger renewal rules and insurer fines: benefit, medium. The Insurance Commissioner can set statewide rules for cancelling and renewing personal auto, homeowners, and residential fire policies, including reasons for nonrenewal. Breaking the notice rules is a deceptive trade practice. Each violation can be fined up to $1,000. - Two months’ notice for big homeowner hikes: benefit, low. Beginning September 1, 2026, your insurer must give you two months’ notice before your homeowner renewal premium rises by more than 20%. If the insurer will not renew your homeowner policy, it must also give at least two months’ notice before it ends. This gives you time to shop or line up other co… - Advance notice when auto/home coverage drops: mixed, medium. Insurers must warn you at least 30 days before renewal if they cut coverage or raise a deductible you did not ask for. The notice must be titled “NOTICE OF REDUCTION IN COVERAGE” and list each change. It can be sent by mail or email and must be easy to spot. This applies to personal auto liability… ## Sponsors and cosponsors - Sponsor: Victoria Gu (Democratic), Senate - Cosponsor: Samuel W. Bell (Democratic), Senate - Cosponsor: Jacob Bissaillon (Democratic), Senate - Cosponsor: Robert Britto (Democratic), Senate - Cosponsor: John P. Burke (Democratic), Senate - Cosponsor: Alana M. DiMario (Democratic), Senate - Cosponsor: Hanna M. Gallo (Democratic), Senate - Cosponsor: Meghan E. Kallman (Democratic), Senate - Cosponsor: Tiara T. Mack (Democratic), Senate - Cosponsor: V. Susan Sosnowski (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-06-08 | House | INS. POLICY CANCEL & RENEWALS PASSAGE IN CONCURRENCE | pass | 69 | 0 | | | 2026-05-12 | Senate | INSURANCE--LIMITATIONS ON POLICY CANCELLATIONS AND RENEWALS Passage | pass | 38 | 0 | | ## Actions (19) - 2026-06-19: Signed by Governor — Chapter 391 (Governor) - 2026-06-16: Transmitted to Governor (Governor) - 2026-06-08: House passed Sub A in concurrence (House) - 2026-06-05: Placed on the House Consent Calendar (06/08/2026) (House) - 2026-05-26: Committee recommends passage of Sub A in concurrence - 2026-05-22: Scheduled for consideration (05/26/2026) - 2026-05-13: Referred to House Corporations (House) - 2026-05-12: Senate passed Sub A (Senate) - 2026-05-06: Placed on Senate Calendar (05/12/2026) (Senate) - 2026-05-05: Committee recommends passage of Sub A - 2026-05-04: Proposed Substitute - 2026-05-01: Scheduled for consideration (05/05/2026) - 2026-04-28: Committee recommended Substitute A be held for further study - 2026-04-28: Committee recommended indefinite postponement - 2026-04-27: Proposed Substitute - 2026-04-24: Scheduled for consideration (04/28/2026) - 2026-03-31: Committee recommended measure be held for further study - 2026-03-27: Scheduled for hearing and/or consideration (03/31/2026) - 2026-01-09: Introduced, referred to Senate Commerce (Senate) ## Bill text - S2011 - As Introduced, 2026-01-09: [HTML](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011.htm), [PDF](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011.pdf) - S2011 - Substitute, 2026-01-09: [HTML](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011A.htm), [PDF](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011A.pdf) ## Related bills - H8605: JOINT RESOLUTION MAKING AN APPROPRIATION TO PAY CERTAIN CLAIMS . (became law) - H8580: AN ACT RELATING TO THE NORTH TIVERTON FIRE DISTRICT . (became law) - H8586: AN ACT RELATING TO HIGHWAYS -- RHODE ISLAND TURNPIKE AND BRIDGE AUTHORITY . (became law) - H8525: AN ACT RELATING TO TAXATION -- LEVY AND ASSESSMENT OF LOCAL TAXES . (became law) - H8506: AN ACT RELATING TO TOWNS AND CITIES -- RELATING TO CENTRAL FALLS PENSION PLAN . (became law) - H8437: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION . (became law) ## Sources - [S2011 - As Introduced (HTML)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011.htm) - [S2011 - As Introduced (PDF)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011.pdf) - [S2011 - Substitute (HTML)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011A.htm) - [S2011 - Substitute (PDF)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2011A.pdf) ## Related - [H8605: JOINT RESOLUTION MAKING AN APPROPRIATION TO PAY CERTAIN CLAIMS .](https://policyrisk.com/state-bill/RI-H8605-2026) - [H8580: AN ACT RELATING TO THE NORTH TIVERTON FIRE DISTRICT .](https://policyrisk.com/state-bill/RI-H8580-2026) - [H8586: AN ACT RELATING TO HIGHWAYS -- RHODE ISLAND TURNPIKE AND BRIDGE AUTHORITY .](https://policyrisk.com/state-bill/RI-H8586-2026) - [H8525: AN ACT RELATING TO TAXATION -- LEVY AND ASSESSMENT OF LOCAL TAXES .](https://policyrisk.com/state-bill/RI-H8525-2026) - [H8506: AN ACT RELATING TO TOWNS AND CITIES -- RELATING TO CENTRAL FALLS PENSION PLAN .](https://policyrisk.com/state-bill/RI-H8506-2026) - [H8437: AN ACT RELATING TO TAXATION -- PROPERTY SUBJECT TO TAXATION .](https://policyrisk.com/state-bill/RI-H8437-2026) - [Rhode Island bills](https://policyrisk.com/states/rhode-island/bills) - [Rhode Island state hub](https://policyrisk.com/states/rhode-island) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/RI-S2011-2026 (as of 2026-11-01).