# Rhode Island S2633: AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE -- UNINSURED MOTORIST COVERAGE . Rhode Island S2633, AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE -- UNINSURED MOTORIST COVERAGE ., is a 2026 Regular Session Senate bill sponsored by David P. Tikoian (Democratic); status signed, last action 2026-06-19 (Signed by Governor — Chapter 389); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/RI-S2633-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Rhode Island S2633 - State: Rhode Island - Session: 2026 Regular Session - Title: AN ACT RELATING TO INSURANCE -- LIABILITY INSURANCE -- UNINSURED MOTORIST COVERAGE . - Status: signed - Chamber: Senate - Introduced: 2026-02-13 - Last action: 2026-06-19, Signed by Governor — Chapter 389 - Sponsor: David P. Tikoian (Democratic) - Cosponsors: 1 - Touches household money: yes - Roll calls: 2 (97 yes, 5 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Drivers get higher default uninsured injury coverage: benefit, medium. For vehicles registered or mainly garaged in Rhode Island, auto policies must include uninsured motorist injury coverage equal to your liability limits. The coverage cannot be below the state minimum. You can choose lower limits in writing. If you buy only the state minimum, you can reduce this cov… - Easier uninsured claims and higher payout rights: mixed, medium. You do not have to sue the at‑fault driver before making a claim with your insurer for uninsured or underinsured coverage. If your insurer consents to you releasing the at‑fault driver, you still keep your claim against your underinsurance carrier. If you paid separate uninsured motorist premiums f… - Property damage added to underinsured coverage: mixed, medium. Underinsured motorist coverage now includes property damage, not just injuries. You can reject uninsured property‑damage coverage in writing. If you already have collision, the insurer does not provide uninsured property‑damage coverage unless you choose to buy it. Uninsured property‑damage collisi… ## Sponsors and cosponsors - Sponsor: David P. Tikoian (Democratic), Senate - Cosponsor: Frank A. Ciccone, III (Democratic), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-06-08 | House | LIABILITY-UNINSURED MOTORIST PASSAGE IN CONCURRENCE | pass | 59 | 5 | | | 2026-06-03 | Senate | INSURANCE -- LIABILITY INSURANCE -- UNINSURED MOTORIST COVERAGE Passage | pass | 38 | 0 | | ## Actions (12) - 2026-06-19: Signed by Governor — Chapter 389 (Governor) - 2026-06-16: Transmitted to Governor (Governor) - 2026-06-08: House passed Sub A in concurrence (House) - 2026-06-05: Placed on House Calendar (06/08/2026) (House) - 2026-06-03: Senate passed Sub A (Senate) - 2026-05-29: Placed on Senate Calendar (06/03/2026) (Senate) - 2026-05-28: Committee recommends passage of Sub A - 2026-05-27: Proposed Substitute - 2026-05-26: Scheduled for consideration (05/28/2026) - 2026-03-03: Committee recommended measure be held for further study - 2026-02-27: Scheduled for hearing and/or consideration (03/03/2026) - 2026-02-13: Introduced, referred to Senate Judiciary (Senate) ## Bill text - S2633 - As Introduced, 2026-02-13: [HTML](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633.htm), [PDF](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633.pdf) - S2633 - Substitute, 2026-02-13: [HTML](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633A.htm), [PDF](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633A.pdf) ## Related bills - S3047: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE -- PROCEDURE GENERALLY -- DISTRICT COURT PRACTICE . (became law) - H8605: JOINT RESOLUTION MAKING AN APPROPRIATION TO PAY CERTAIN CLAIMS . (became law) - H8580: AN ACT RELATING TO THE NORTH TIVERTON FIRE DISTRICT . (became law) - H8586: AN ACT RELATING TO HIGHWAYS -- RHODE ISLAND TURNPIKE AND BRIDGE AUTHORITY . (became law) - H8525: AN ACT RELATING TO TAXATION -- LEVY AND ASSESSMENT OF LOCAL TAXES . (became law) - H8506: AN ACT RELATING TO TOWNS AND CITIES -- RELATING TO CENTRAL FALLS PENSION PLAN . (became law) ## Sources - [S2633 - As Introduced (HTML)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633.htm) - [S2633 - As Introduced (PDF)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633.pdf) - [S2633 - Substitute (HTML)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633A.htm) - [S2633 - Substitute (PDF)](https://webserver.rilegislature.gov/BillText26/SenateText26/S2633A.pdf) ## Related - [S3047: AN ACT RELATING TO COURTS AND CIVIL PROCEDURE -- PROCEDURE GENERALLY -- DISTRIC…](https://policyrisk.com/state-bill/RI-S3047-2026) - [H8605: JOINT RESOLUTION MAKING AN APPROPRIATION TO PAY CERTAIN CLAIMS .](https://policyrisk.com/state-bill/RI-H8605-2026) - [H8580: AN ACT RELATING TO THE NORTH TIVERTON FIRE DISTRICT .](https://policyrisk.com/state-bill/RI-H8580-2026) - [H8586: AN ACT RELATING TO HIGHWAYS -- RHODE ISLAND TURNPIKE AND BRIDGE AUTHORITY .](https://policyrisk.com/state-bill/RI-H8586-2026) - [H8525: AN ACT RELATING TO TAXATION -- LEVY AND ASSESSMENT OF LOCAL TAXES .](https://policyrisk.com/state-bill/RI-H8525-2026) - [H8506: AN ACT RELATING TO TOWNS AND CITIES -- RELATING TO CENTRAL FALLS PENSION PLAN .](https://policyrisk.com/state-bill/RI-H8506-2026) - [Rhode Island bills](https://policyrisk.com/states/rhode-island/bills) - [Rhode Island state hub](https://policyrisk.com/states/rhode-island) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/RI-S2633-2026 (as of 2026-11-01).