# Tennessee HB 0569: AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 35 and Title 66, relative to real property transactions. Tennessee HB 0569, AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 35 and Title 66, relative to real property transactions., is a 114th General Assembly (2025-2026) House bill sponsored by no sponsor on record; status signed, last action 2026-04-27 (Effective date(s) 07/01/2026) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/TN-HB0569-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Tennessee HB 0569 - State: Tennessee - Session: 114th General Assembly (2025-2026) - Title: AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 35 and Title 66, relative to real property transactions. - Status: signed - Chamber: House - Introduced: 2025-01-29 - Last action: 2026-04-27, Effective date(s) 07/01/2026 - Sponsors: no sponsor on record - Cosponsors: 0 - Subjects: Insurance Companies, Agents, Brokers, Policies - Touches household money: no - Roll calls: 5 (138 yes, 6 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Buyer protections in title fee-sharing deals: benefit, low. Beginning July 1, 2026, when two different title agencies for the buyer and seller agree to share title premiums, commissions, or fees, they must give written notice to both sides and get signed acknowledgements. A title agency cannot say it will accept, share, or guarantee losses on a title policy… - Title agencies can refuse fee-sharing: benefit, low. Beginning July 1, 2026, a title insurance agency does not have to join any arrangement to share title premiums, commissions, or fees. This applies to Tennessee deals for homes with 1 to 4 units. It does not cover the first sale of new construction 1–4 unit property, a new construction condo or sing… - Chosen settlement agency issues title policy: cost, low. Beginning July 1, 2026, if the buyer’s or borrower’s contract lists a settlement agency, that agency alone is authorized to issue the title insurance policy. This is subject to any right of approval by the lender, mortgage broker, or loan servicer. No party can waive or change this rule. It applies… ## Sponsors and cosponsors - (none) ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2026-04-06 | Senate | FLOOR VOTE: Third Consideration 4/6/2026 | pass | 26 | 2 | | | 2026-03-30 | House | FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 3/30/2026 | pass | 86 | 2 | | | 2026-03-30 | House | HOUSE CALENDAR & RULES COMMITTEE | fail | 0 | 0 | | | 2026-03-25 | House | HOUSE COMMERCE COMMITTEE | pass | 19 | 0 | | | 2026-03-18 | House | HOUSE BUSINESS AND UTILITIES SUBCOMMITTEE | pass | 7 | 2 | | ## Bill text - HA0852 (Substitute), 2026-03-30: [PDF](https://capitol.tn.gov/Bills/114/Amend/HA0852.pdf) - Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0769.pdf) - Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/SB0394.pdf) - Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/HB0569.pdf) - SA0919: [PDF](https://capitol.tn.gov/Bills/114/Amend/SA0919.pdf) ## Related bills - HB 0489: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (failed) - HB 0162: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (failed) - SB 2733: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 85 of the Private Acts of 2004; and any other acts amendatory thereto, relative t… (failed) - SB 2690: AN ACT to make appropriations for the purpose of defraying the expenses of the state government for the fiscal years beginning July 1, 2025, and July 1, 2026,… (signed) - SB 2702: AN ACT to amend Chapter 154 of the Private Acts of 1955; as amended by Chapter 158 of the Private Acts of 1988; Chapter 204 of the Private Acts of 1990; and an… (failed) - SB 2716: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter 335 of the Private Acts of 1968; Chapter 282 of the Private Acts of 1972; Chapte… (failed) ## Sources - [HA0852 (Substitute) (PDF)](https://capitol.tn.gov/Bills/114/Amend/HA0852.pdf) - [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0769.pdf) - [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/SB0394.pdf) - [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/HB0569.pdf) - [SA0919 (PDF)](https://capitol.tn.gov/Bills/114/Amend/SA0919.pdf) ## Related - [HB 0489: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-HB0489-2025-2026) - [HB 0162: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-HB0162-2025-2026) - [SB 2733: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 8…](https://policyrisk.com/state-bill/TN-SB2733-2025-2026) - [SB 2690: AN ACT to make appropriations for the purpose of defraying the expenses of the…](https://policyrisk.com/state-bill/TN-SB2690-2025-2026) - [SB 2702: AN ACT to amend Chapter 154 of the Private Acts of 1955; as amended by Chapter…](https://policyrisk.com/state-bill/TN-SB2702-2025-2026) - [SB 2716: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter…](https://policyrisk.com/state-bill/TN-SB2716-2025-2026) - [Tennessee bills](https://policyrisk.com/states/tennessee/bills) - [Tennessee state hub](https://policyrisk.com/states/tennessee) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/TN-HB0569-2025-2026 (as of 2026-11-01).