# Tennessee HB 1127: AN ACT to amend Tennessee Code Annotated, Title 35, relative to foreclosure notices. Tennessee HB 1127, AN ACT to amend Tennessee Code Annotated, Title 35, relative to foreclosure notices., is a 114th General Assembly (2025-2026) House bill sponsored by no sponsor on record; status signed, last action 2025-05-27 (Effective date(s) 07/01/2025) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/TN-HB1127-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Tennessee HB 1127 - State: Tennessee - Session: 114th General Assembly (2025-2026) - Title: AN ACT to amend Tennessee Code Annotated, Title 35, relative to foreclosure notices. - Status: signed - Chamber: House - Introduced: 2025-02-05 - Last action: 2025-05-27, Effective date(s) 07/01/2025 - Sponsors: no sponsor on record - Cosponsors: 2 - Subjects: Real Property - Touches household money: no - Roll calls: 5 (136 yes, 14 no in all) - Economic provisions PRIA read: 4 ## Summary No summary available. ## Bill overview: provisions PRIA read - Borrowers get mailed foreclosure sale notices: benefit, low. Beginning July 1, 2025, the party handling a Tennessee foreclosure sale must mail notice to borrowers and co-borrowers. Notices must use registered or certified mail, with a return receipt requested, by the first newspaper publication date. Borrower notices go to the property's mailing address, if… - Borrowers get notice of delayed foreclosure sales: benefit, low. Beginning July 1, 2025, Tennessee foreclosure sales can be postponed one or more times unless the contract forbids it. The sale must occur within one year of its original date, without requiring another newspaper ad. Each new date and time must be announced at the scheduled sale and through the onl… - Foreclosure ads appear online and in newspapers: benefit, low. Beginning July 1, 2025, Tennessee foreclosure sale ads must run twice in a newspaper published in the sale county. The first newspaper ad must run at least 20 days before the sale. A third-party company must also post the ad online for at least 20 continuous days, viewable by general internet users… - Foreclosure posting companies face new reporting duties: cost, low. Beginning July 1, 2025, foreclosure posting companies must report their main website address before doing this work in Tennessee. They must submit it to the Secretary of State's publications division and promptly report address changes. The state must list these companies and their website addresse… ## Sponsors and cosponsors - Cosponsor: Aftyn Behn (Democrat), House - Cosponsor: Rush Bricken (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-17 | Senate | FLOOR VOTE: Third Consideration 4/17/2025 | pass | 28 | 2 | | | 2025-04-15 | House | FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION 4/15/2025 | pass | 83 | 10 | | | 2025-04-14 | House | HOUSE CALENDAR & RULES COMMITTEE | fail | 0 | 0 | | | 2025-04-09 | House | HOUSE JUDICIARY COMMITTEE | pass | 20 | 1 | | | 2025-04-02 | House | HOUSE CIVIL JUSTICE SUBCOMMITTEE | pass | 5 | 1 | | ## Actions (33) - 2025-05-27: Effective date(s) 07/01/2025 - 2025-05-27: Pub. Ch. 515 - 2025-05-21: Signed by Governor. - 2025-05-09: Transmitted to Governor for his action. (House) - 2025-05-08: Signed by Senate Speaker (Senate) - 2025-04-30: Signed by H. Speaker (House) - 2025-04-23: Enrolled; ready for sig. of H. Speaker. (House) - 2025-04-21: H. Placed on Message Calendar 4/22/2025 (House) - 2025-04-17: Passed Senate, Ayes 28, Nays 2, PNV 1 (Senate) - 2025-04-17: Amendment withdrawn. (Amendment 1 - SA0184) (Senate) - 2025-04-17: Amendment withdrawn. (Amendment 2 - SA0350) (Senate) - 2025-04-17: Senate substituted House Bill for companion Senate Bill. (Senate) - 2025-04-16: Received from House, Passed on First Consideration (Senate) - 2025-04-15: Engrossed; ready for transmission to Sen. (House) - 2025-04-15: Passed H., as am., Ayes 83, Nays 10, PNV 2 (House) - 2025-04-15: Sponsor(s) Added. (House) - 2025-04-15: H. adopted am. (Amendment 1 - HA0382) (House) - 2025-04-10: H. Placed on Regular Calendar for 4/14/2025 (House) - 2025-04-09: Placed on cal. Calendar & Rules Committee for 4/10/2025 (House) - 2025-04-09: Rec. for pass. if am., ref. to Calendar & Rules Committee (House) - 2025-04-02: Placed on cal. Judiciary Committee for 4/9/2025 (House) - 2025-04-02: Rec for pass if am by s/c ref. to Judiciary Committee (House) - 2025-03-26: Placed on s/c cal Civil Justice Subcommittee for 4/2/2025 (House) - 2025-03-26: Action Def. in s/c Civil Justice Subcommittee to 4/2/2025 (House) - 2025-03-19: Placed on s/c cal Civil Justice Subcommittee for 3/26/2025 (House) - 2025-03-19: Action Def. in s/c Civil Justice Subcommittee to 3/26/2025 (House) - 2025-03-19: Sponsor(s) Added. (House) - 2025-03-12: Placed on s/c cal Civil Justice Subcommittee for 3/19/2025 (House) - 2025-03-05: Assigned to s/c Civil Justice Subcommittee (House) - 2025-03-05: Ref. to Judiciary Committee (House) - 2025-02-12: P2C, caption bill, held on desk - pending amdt. (House) - 2025-02-10: Intro., P1C. (House) - 2025-02-05: Filed for introduction (House) ## Bill text - HA0382 (Substitute), 2025-04-15: [PDF](https://capitol.tn.gov/Bills/114/Amend/HA0382.pdf) - Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0515.pdf) - Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/SB0727.pdf) - Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/HB1127.pdf) - SA0184: [PDF](https://capitol.tn.gov/Bills/114/Amend/SA0184.pdf) - SA0350: [PDF](https://capitol.tn.gov/Bills/114/Amend/SA0350.pdf) ## Related bills - HB 0794: AN ACT to amend Tennessee Code Annotated, Title 4; Title 5; Title 6; Title 7; Title 8; Title 12; Title 13; Title 29; Title 54; Title 64; Title 65; Title 68 and… (failed) - HB 0489: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (failed) - HB 0162: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (failed) - SB 2733: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 85 of the Private Acts of 2004; and any other acts amendatory thereto, relative t… (failed) - SB 2702: AN ACT to amend Chapter 154 of the Private Acts of 1955; as amended by Chapter 158 of the Private Acts of 1988; Chapter 204 of the Private Acts of 1990; and an… (failed) - SB 2690: AN ACT to make appropriations for the purpose of defraying the expenses of the state government for the fiscal years beginning July 1, 2025, and July 1, 2026,… (signed) ## Sources - [HA0382 (Substitute) (PDF)](https://capitol.tn.gov/Bills/114/Amend/HA0382.pdf) - [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0515.pdf) - [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/SB0727.pdf) - [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/HB1127.pdf) - [SA0184 (PDF)](https://capitol.tn.gov/Bills/114/Amend/SA0184.pdf) - [SA0350 (PDF)](https://capitol.tn.gov/Bills/114/Amend/SA0350.pdf) ## Related - [HB 0794: AN ACT to amend Tennessee Code Annotated, Title 4; Title 5; Title 6; Title 7; T…](https://policyrisk.com/state-bill/TN-HB0794-2025-2026) - [HB 0489: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-HB0489-2025-2026) - [HB 0162: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-HB0162-2025-2026) - [SB 2733: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 8…](https://policyrisk.com/state-bill/TN-SB2733-2025-2026) - [SB 2702: AN ACT to amend Chapter 154 of the Private Acts of 1955; as amended by Chapter…](https://policyrisk.com/state-bill/TN-SB2702-2025-2026) - [SB 2690: AN ACT to make appropriations for the purpose of defraying the expenses of the…](https://policyrisk.com/state-bill/TN-SB2690-2025-2026) - [Tennessee bills](https://policyrisk.com/states/tennessee/bills) - [Tennessee state hub](https://policyrisk.com/states/tennessee) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/TN-HB1127-2025-2026 (as of 2026-11-01).