# Tennessee SB 0286: AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 26, relative to multiple employer welfare arrangements. Tennessee SB 0286, AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 26, relative to multiple employer welfare arrangements., is a 114th General Assembly (2025-2026) Senate bill sponsored by no sponsor on record; status signed, last action 2025-05-02 (Effective date(s) 04/11/2025) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/TN-SB0286-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Tennessee SB 0286 - State: Tennessee - Session: 114th General Assembly (2025-2026) - Title: AN ACT to amend Tennessee Code Annotated, Title 56, Chapter 26, relative to multiple employer welfare arrangements. - Status: signed - Chamber: Senate - Introduced: 2025-01-24 - Last action: 2025-05-02, Effective date(s) 04/11/2025 - Sponsors: no sponsor on record - Cosponsors: 0 - Subjects: Insurance Companies, Agents, Brokers, Policies - Touches household money: no - Roll calls: 2 (39 yes, 0 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Associations gain protection for member health coverage: benefit, low. Tennessee’s pooling-agreement rules cannot prohibit or discourage lawful associations from offering health coverage to their members in Tennessee. Associations formed under Tennessee law or another state’s law receive this protection. The coverage must follow federal law, including when offered thr… - Bank employee health plans gain Tennessee recognition: benefit, low. The law lets qualifying out-of-state bank benefit plans count as domestic plans in Tennessee. Plans must include only banks, their sponsoring association, and their employees. Eligible banks include banking and savings institutions chartered, or seeking a charter, under Tennessee, neighboring-state… - Employer health pools face taxes and waivers: mixed, low. Health pools created or treated as domestic must pay state insurance-premium taxes and follow filing, approval, and policyholder-protection rules. Tennessee’s insurance commissioner can waive any part of the state’s pooled-benefit or policyholder-protection rules for qualifying plans. A waiver requ… ## Sponsors and cosponsors - (none) ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-03-03 | Senate | FLOOR VOTE: Motion to Adopt 3/3/2025 | pass | 32 | 0 | | | 2025-02-25 | Senate | SENATE COMMERCE AND LABOR COMMITTEE | pass | 7 | 0 | | ## Actions (18) - 2025-05-02: Effective date(s) 04/11/2025 - 2025-05-02: Pub. Ch. 161 - 2025-04-11: Signed by Governor. (Senate) - 2025-04-03: Transmitted to Governor for action. (Senate) - 2025-04-02: Signed by H. Speaker (House) - 2025-04-02: Signed by Senate Speaker (Senate) - 2025-04-01: Enrolled and ready for signatures (Senate) - 2025-03-31: Passed H., Ayes 93, Nays 0, PNV 2 (House) - 2025-03-31: Subst. for comp. HB. (House) - 2025-03-06: Rcvd. from S., held on H. desk. (House) - 2025-03-03: Engrossed; ready for transmission to House (Senate) - 2025-03-03: Passed Senate, Ayes 32, Nays 0 (Senate) - 2025-02-27: Placed on Senate Consent Calendar 2 for 3/3/2025 (Senate) - 2025-02-25: Recommended for passage, refer to Senate Calendar Committee (Senate) - 2025-02-18: Placed on Senate Commerce and Labor Committee calendar for 2/25/2025 (Senate) - 2025-02-10: Passed on Second Consideration, refer to Senate Commerce and Labor Committee (Senate) - 2025-01-27: Introduced, Passed on First Consideration (Senate) - 2025-01-24: Filed for introduction (Senate) ## Bill text - Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0161.pdf) - Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/HB0329.pdf) - Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/SB0286.pdf) ## Related bills - SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (signed) - SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (signed) - HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 85 of the Private Acts of 2004; and any other acts amendatory thereto, relative t… (signed) - HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter 335 of the Private Acts of 1968; Chapter 282 of the Private Acts of 1972; Chapte… (signed) - HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter 85 of the Private Acts of 1987; Chapter 74 of the Private Acts of 1995; Chapter… (signed) - HB 2631: AN ACT to make appropriations for the purpose of defraying the expenses of the state government for the fiscal years beginning July 1, 2025, and July 1, 2026,… (failed) ## Sources - [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0161.pdf) - [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/HB0329.pdf) - [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/SB0286.pdf) ## Related - [SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-SB0254-2025-2026) - [SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-SB0198-2025-2026) - [HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 8…](https://policyrisk.com/state-bill/TN-HB2670-2025-2026) - [HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2656-2025-2026) - [HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2666-2025-2026) - [HB 2631: AN ACT to make appropriations for the purpose of defraying the expenses of the…](https://policyrisk.com/state-bill/TN-HB2631-2025-2026) - [Tennessee bills](https://policyrisk.com/states/tennessee/bills) - [Tennessee state hub](https://policyrisk.com/states/tennessee) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/TN-SB0286-2025-2026 (as of 2026-11-01).