# Tennessee SB 0440: AN ACT to amend Tennessee Code Annotated, Title 56, relative to excepted benefits exemptions. Tennessee SB 0440, AN ACT to amend Tennessee Code Annotated, Title 56, relative to excepted benefits exemptions., is a 114th General Assembly (2025-2026) Senate bill sponsored by no sponsor on record; status signed, last action 2025-04-29 (Effective date(s) 07/01/2025); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/TN-SB0440-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Tennessee SB 0440 - State: Tennessee - Session: 114th General Assembly (2025-2026) - Title: AN ACT to amend Tennessee Code Annotated, Title 56, relative to excepted benefits exemptions. - Status: signed - Chamber: Senate - Introduced: 2025-01-28 - Last action: 2025-04-29, Effective date(s) 07/01/2025 - Sponsors: no sponsor on record - Cosponsors: 0 - Subjects: Insurance, Health, Accident - Touches household money: yes - Roll calls: 3 (128 yes, 0 no in all) - Economic provisions PRIA read: 1 ## Summary No summary available. ## Bill overview: provisions PRIA read - Fewer coverage protections for some Tennessee policyholders: cost, low. Beginning July 1, 2025, Tennessee exempts “excepted benefits,” as defined in state law § 56-7-2802, from general state coverage requirements. These benefits need not cover specific people, providers, treatments, services, conditions, or diseases. Coverage remains required when a law expressly requi… ## Sponsors and cosponsors - (none) ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-04-03 | House | FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 4/3/2025 | pass | 88 | 0 | | | 2025-03-17 | Senate | FLOOR VOTE: Third Consideration 3/17/2025 | pass | 32 | 0 | | | 2025-03-11 | Senate | SENATE COMMERCE AND LABOR COMMITTEE | pass | 8 | 0 | | ## Actions (18) - 2025-04-29: Effective date(s) 07/01/2025 - 2025-04-29: Pub. Ch. 210 - 2025-04-15: Signed by Governor. (Senate) - 2025-04-08: Transmitted to Governor for action. (Senate) - 2025-04-07: Signed by H. Speaker (House) - 2025-04-07: Signed by Senate Speaker (Senate) - 2025-04-04: Enrolled and ready for signatures (Senate) - 2025-04-03: Passed H., Ayes 88, Nays 0, PNV 1 (House) - 2025-04-03: Subst. for comp. HB. (House) - 2025-03-20: Rcvd. from S., held on H. desk. (House) - 2025-03-17: Engrossed; ready for transmission to House (Senate) - 2025-03-17: Passed Senate, Ayes 32, Nays 0 (Senate) - 2025-03-14: Placed on Senate Regular Calendar for 3/17/2025 (Senate) - 2025-03-11: Recommended for passage, refer to Senate Calendar Committee (Senate) - 2025-03-05: Placed on Senate Commerce and Labor Committee calendar for 3/11/2025 (Senate) - 2025-02-12: Passed on Second Consideration, refer to Senate Commerce and Labor Committee (Senate) - 2025-02-10: Introduced, Passed on First Consideration (Senate) - 2025-01-28: Filed for introduction (Senate) ## Bill text - Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0210.pdf) - Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/SB0440.pdf) - Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/SB0440.pdf) ## Related bills - SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (signed) - SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (signed) - HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 85 of the Private Acts of 2004; and any other acts amendatory thereto, relative t… (signed) - HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter 335 of the Private Acts of 1968; Chapter 282 of the Private Acts of 1972; Chapte… (signed) - HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter 85 of the Private Acts of 1987; Chapter 74 of the Private Acts of 1995; Chapter… (signed) - HB 2631: AN ACT to make appropriations for the purpose of defraying the expenses of the state government for the fiscal years beginning July 1, 2025, and July 1, 2026,… (failed) ## Sources - [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0210.pdf) - [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/SB0440.pdf) - [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/SB0440.pdf) ## Related - [SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-SB0254-2025-2026) - [SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-SB0198-2025-2026) - [HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 8…](https://policyrisk.com/state-bill/TN-HB2670-2025-2026) - [HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2656-2025-2026) - [HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2666-2025-2026) - [HB 2631: AN ACT to make appropriations for the purpose of defraying the expenses of the…](https://policyrisk.com/state-bill/TN-HB2631-2025-2026) - [Tennessee bills](https://policyrisk.com/states/tennessee/bills) - [Tennessee state hub](https://policyrisk.com/states/tennessee) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/TN-SB0440-2025-2026 (as of 2026-11-01).