# Tennessee SB 0765: AN ACT to amend Tennessee Code Annotated, Title 26; Title 45 and Title 47, relative to banking. Tennessee SB 0765, AN ACT to amend Tennessee Code Annotated, Title 26; Title 45 and Title 47, relative to banking., is a 114th General Assembly (2025-2026) Senate bill sponsored by no sponsor on record; status signed, last action 2025-04-30 (Effective date(s) 04/11/2025) (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/TN-SB0765-2025-2026 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Tennessee SB 0765 - State: Tennessee - Session: 114th General Assembly (2025-2026) - Title: AN ACT to amend Tennessee Code Annotated, Title 26; Title 45 and Title 47, relative to banking. - Status: signed - Chamber: Senate - Introduced: 2025-02-04 - Last action: 2025-04-30, Effective date(s) 04/11/2025 - Sponsors: no sponsor on record - Cosponsors: 0 - Subjects: Banks and Financial Institutions - Touches household money: no - Roll calls: 3 (132 yes, 0 no in all) - Economic provisions PRIA read: 2 ## Summary No summary available. ## Bill overview: provisions PRIA read - Lawyer fees for unpaid banking warranty claims: benefit, low. The law allows reasonable lawyer fees as recoverable expenses for covered banking warranty claims when the claimant wins. It covers claims under Tennessee Code sections 47-3-416, 47-3-417, 47-4-207, and 47-4-208. The claimant must send written notice of the breach by certified mail, registered mail… - Debtor notices come after money holds: mixed, low. A garnishment is a court order to collect a debt from money or property held by someone else. The person or business receiving it must check for the debtor’s money or property within two business days. It must hold all available funds before giving the debtor any garnishment information. Within tho… ## Sponsors and cosponsors - (none) ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-03-27 | House | FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/27/2025 | pass | 94 | 0 | | | 2025-03-10 | Senate | FLOOR VOTE: as Amended Third Consideration 3/10/2025 | pass | 29 | 0 | | | 2025-03-04 | Senate | SENATE JUDICIARY COMMITTEE | pass | 9 | 0 | | ## Actions (20) - 2025-04-30: Effective date(s) 04/11/2025 - 2025-04-30: Pub. Ch. 174 - 2025-04-11: Signed by Governor. (Senate) - 2025-04-02: Transmitted to Governor for action. (Senate) - 2025-04-02: Signed by H. Speaker (House) - 2025-04-01: Signed by Senate Speaker (Senate) - 2025-03-28: Enrolled and ready for signatures (Senate) - 2025-03-27: Passed H., Ayes 94, Nays 0, PNV 1 (House) - 2025-03-27: Am. withdrawn. (Amendment 1 - HA0124) (House) - 2025-03-27: Subst. for comp. HB. (House) - 2025-03-13: Rcvd. from S., held on H. desk. (House) - 2025-03-10: Engrossed; ready for transmission to House (Senate) - 2025-03-10: Passed Senate as amended, Ayes 29, Nays 0 (Senate) - 2025-03-10: Senate adopted Amendment (Amendment 1 - SA0043) (Senate) - 2025-03-07: Placed on Senate Regular Calendar for 3/10/2025 (Senate) - 2025-03-04: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0 (Senate) - 2025-02-26: Placed on Senate Judiciary Committee calendar for 3/4/2025 (Senate) - 2025-02-12: Passed on Second Consideration, refer to Senate Judiciary Committee (Senate) - 2025-02-10: Introduced, Passed on First Consideration (Senate) - 2025-02-04: Filed for introduction (Senate) ## Bill text - Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0174.pdf) - Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/HB0745.pdf) - HA0124: [PDF](https://capitol.tn.gov/Bills/114/Amend/HA0124.pdf) - Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/SB0765.pdf) - SA0043: [PDF](https://capitol.tn.gov/Bills/114/Amend/SA0043.pdf) ## Related bills - SB 0539: AN ACT to amend Tennessee Code Annotated, Title 7; Title 13; Title 48; Title 49; Title 67 and Title 68, relative to low-income housing. (signed) - SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (signed) - SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (signed) - HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 85 of the Private Acts of 2004; and any other acts amendatory thereto, relative t… (signed) - HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter 85 of the Private Acts of 1987; Chapter 74 of the Private Acts of 1995; Chapter… (signed) - HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter 335 of the Private Acts of 1968; Chapter 282 of the Private Acts of 1972; Chapte… (signed) ## Sources - [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0174.pdf) - [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/HB0745.pdf) - [HA0124 (PDF)](https://capitol.tn.gov/Bills/114/Amend/HA0124.pdf) - [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/SB0765.pdf) - [SA0043 (PDF)](https://capitol.tn.gov/Bills/114/Amend/SA0043.pdf) ## Related - [SB 0539: AN ACT to amend Tennessee Code Annotated, Title 7; Title 13; Title 48; Title 49…](https://policyrisk.com/state-bill/TN-SB0539-2025-2026) - [SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-SB0254-2025-2026) - [SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-SB0198-2025-2026) - [HB 2670: AN ACT to amend Chapter 33 of the Private Acts of 1985; as amended by Chapter 8…](https://policyrisk.com/state-bill/TN-HB2670-2025-2026) - [HB 2666: AN ACT to amend Chapter 131 of the Private Acts of 1969; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2666-2025-2026) - [HB 2656: AN ACT to amend Chapter 325 of the Private Acts of 1945; as amended by Chapter…](https://policyrisk.com/state-bill/TN-HB2656-2025-2026) - [Tennessee bills](https://policyrisk.com/states/tennessee/bills) - [Tennessee state hub](https://policyrisk.com/states/tennessee) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/TN-SB0765-2025-2026 (as of 2026-11-01).