# Tennessee SB 1270: AN ACT to amend Tennessee Code Annotated, Title 56 and Section 68-1-115, relative to insurance.

Tennessee SB 1270, AN ACT to amend Tennessee Code Annotated, Title 56 and Section 68-1-115, relative to insurance., is a 114th General Assembly (2025-2026) Senate bill sponsored by no sponsor on record; status signed, last action 2025-05-02 (Effective date(s) 04/11/2025, 07/01/2025, 01/01/2026) (as of 2026-11-01).

- Canonical: https://policyrisk.com/state-bill/TN-SB1270-2025-2026
- As of: 2026-11-01
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Tennessee SB 1270
- State: Tennessee
- Session: 114th General Assembly (2025-2026)
- Title: AN ACT to amend Tennessee Code Annotated, Title 56 and Section 68-1-115, relative to insurance.
- Status: signed
- Chamber: Senate
- Introduced: 2025-02-06
- Last action: 2025-05-02, Effective date(s) 04/11/2025, 07/01/2025, 01/01/2026
- Sponsors: no sponsor on record
- Cosponsors: 0
- Subjects: Insurance Companies, Agents, Brokers, Policies
- Touches household money: no
- Roll calls: 3 (134 yes, 0 no in all)
- Economic provisions PRIA read: 4

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Commercial coverage preserves farms’ agricultural status: benefit, low. Beginning January 1, 2026, state agencies cannot use commercial insurance coverage when deciding whether farming property qualifies as agricultural property. This protects farm risks and real or personal property used in farming under other Tennessee laws or rules. The change applies to plans and p…
- Employers gain health plan claims reports: benefit, low. Effective upon enactment, health plan issuers must provide written claims reports within 30 days of a written request. Covered plans, plan sponsors, and plan administrators can request them. Plans qualify with at least 50 participants or an administrator other than the employer that established and…
- Tennessee removes eleven insurance code sections: mixed, low. Effective upon enactment, the law repeals Tennessee insurance-code sections 56-7-2312 through 56-7-2322. The provided text does not explain what those sections covered. Their effects on households, insurance practices, and insurers cannot be determined from the available information.
- Insurers gain protections and added conditions: mixed, low. Beginning July 1, 2025, the insurance commissioner cannot remove jurisdictions meeting the definitions in T.C.A. § 56-2-208(b)(8)(A)(ii)(a) or (b) from the reciprocal-jurisdiction list. Qualifying letters of credit used as reinsurance security remain acceptable if their financial institution later…

## Sponsors and cosponsors

- (none)

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-27 | House | FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/27/2025 | pass | 95 | 0 |   |
| 2025-03-13 | Senate | FLOOR VOTE: as Amended Third Consideration 3/13/2025 | pass | 32 | 0 |   |
| 2025-03-04 | Senate | SENATE COMMERCE AND LABOR COMMITTEE | pass | 7 | 0 |   |

## Actions (21)

- 2025-05-02: Effective date(s) 04/11/2025, 07/01/2025, 01/01/2026
- 2025-05-02: Pub. Ch. 183
- 2025-04-11: Signed by Governor. (Senate)
- 2025-04-02: Transmitted to Governor for action. (Senate)
- 2025-04-02: Signed by H. Speaker (House)
- 2025-04-01: Signed by Senate Speaker (Senate)
- 2025-03-28: Enrolled and ready for signatures (Senate)
- 2025-03-27: Passed H., Ayes 95, Nays 0, PNV 1 (House)
- 2025-03-27: Am. withdrawn. (Amendment 1 - HA0077) (House)
- 2025-03-27: Subst. for comp. HB. (House)
- 2025-03-17: Rcvd. from S., held on H. desk. (House)
- 2025-03-13: Engrossed; ready for transmission to House (Senate)
- 2025-03-13: Passed Senate as amended, Ayes 32, Nays 0 (Senate)
- 2025-03-13: Senate adopted Amendment (Amendment 1 - SA0070) (Senate)
- 2025-03-11: Placed on Senate Regular Calendar for 3/13/2025 (Senate)
- 2025-03-04: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 7, Nays 0 PNV 0 (Senate)
- 2025-02-25: Placed on Senate Commerce and Labor Committee calendar for 3/4/2025 (Senate)
- 2025-02-25: Placed on Senate Commerce and Labor Committee calendar for 3/4/2025 (Senate)
- 2025-02-12: Passed on Second Consideration, refer to Senate Commerce and Labor Committee (Senate)
- 2025-02-10: Introduced, Passed on First Consideration (Senate)
- 2025-02-06: Filed for introduction (Senate)

## Bill text

- Enrolled / Public Chapter: [PDF](https://publications.tnsosfiles.com/acts/114/pub/pc0183.pdf)
- Fiscal Note: [PDF](https://capitol.tn.gov/Bills/114/Fiscal/SB1270.pdf)
- HA0077: [PDF](https://capitol.tn.gov/Bills/114/Amend/HA0077.pdf)
- Introduced: [PDF](https://capitol.tn.gov/Bills/114/Bill/SB1270.pdf)
- SA0070: [PDF](https://capitol.tn.gov/Bills/114/Amend/SA0070.pdf)

## Related bills

- SB 1232: AN ACT to amend Tennessee Code Annotated, Title 40, Chapter 32, Part 1, relative to expunction of criminal records. (signed)
- SB 1255: AN ACT to amend Tennessee Code Annotated, Title 37; Title 49; Title 63; Title 68 and Title 71, relative to blood lead level testing. (signed)
- SB 0855: AN ACT to amend Tennessee Code Annotated, Title 4; Title 5; Title 6; Title 7; Title 8; Title 12; Title 13; Title 29; Title 54; Title 64; Title 65; Title 68 and… (signed)
- SB 0539: AN ACT to amend Tennessee Code Annotated, Title 7; Title 13; Title 48; Title 49; Title 67 and Title 68, relative to low-income housing. (signed)
- SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Title 55, relative to criminal law. (signed)
- SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes. (signed)

## Sources
- [Enrolled / Public Chapter (PDF)](https://publications.tnsosfiles.com/acts/114/pub/pc0183.pdf)
- [Fiscal Note (PDF)](https://capitol.tn.gov/Bills/114/Fiscal/SB1270.pdf)
- [HA0077 (PDF)](https://capitol.tn.gov/Bills/114/Amend/HA0077.pdf)
- [Introduced (PDF)](https://capitol.tn.gov/Bills/114/Bill/SB1270.pdf)
- [SA0070 (PDF)](https://capitol.tn.gov/Bills/114/Amend/SA0070.pdf)

## Related
- [SB 1232: AN ACT to amend Tennessee Code Annotated, Title 40, Chapter 32, Part 1, relativ…](https://policyrisk.com/state-bill/TN-SB1232-2025-2026)
- [SB 1255: AN ACT to amend Tennessee Code Annotated, Title 37; Title 49; Title 63; Title 6…](https://policyrisk.com/state-bill/TN-SB1255-2025-2026)
- [SB 0855: AN ACT to amend Tennessee Code Annotated, Title 4; Title 5; Title 6; Title 7; T…](https://policyrisk.com/state-bill/TN-SB0855-2025-2026)
- [SB 0539: AN ACT to amend Tennessee Code Annotated, Title 7; Title 13; Title 48; Title 49…](https://policyrisk.com/state-bill/TN-SB0539-2025-2026)
- [SB 0254: AN ACT to amend Tennessee Code Annotated, Title 38; Title 39; Title 40 and Titl…](https://policyrisk.com/state-bill/TN-SB0254-2025-2026)
- [SB 0198: AN ACT to amend Tennessee Code Annotated, Title 67, relative to taxes.](https://policyrisk.com/state-bill/TN-SB0198-2025-2026)
- [Tennessee bills](https://policyrisk.com/states/tennessee/bills)
- [Tennessee state hub](https://policyrisk.com/states/tennessee)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/TN-SB1270-2025-2026 (as of 2026-11-01).