# Utah H.B. 279: Earned Wage Access Services Act

Utah H.B. 279, Earned Wage Access Services Act, is a 2025 General Session House bill sponsored by A. Cory Maloy (Republican); status signed, last action 2025-03-25 (Governor Signed); PRIA reads it as touching household money (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/UT-HB279-2025GS
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Utah H.B. 279
- State: Utah
- Session: 2025 General Session
- Title: Earned Wage Access Services Act
- Status: signed
- Chamber: House
- Introduced: 2025-01-20
- Last action: 2025-03-25, Governor Signed
- Sponsor: A. Cory Maloy (Republican)
- Cosponsors: 1
- Subjects: Business, Financial Institutions, Labor and Employment, Wages
- Touches household money: yes
- Roll calls: 6 (131 yes, 1 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Utah can penalize wage access violations: benefit, low. Utah’s Division of Consumer Protection can enforce the law through agency proceedings and court actions. It can deny, suspend, or revoke registration when the public interest and a listed legal ground support action. Grounds include false or incomplete applications, consumer-law violations, specifi…
- New protections for workers accessing earned pay: mixed, medium. Beginning May 7, 2025, Utah workers using covered earned wage access services gain new rights. Providers must offer a no-fee delivery option, explain how to choose it, and allow cancellation without penalty. Before an agreement, providers must explain rights, fees, and voluntary tips or donations.…
- Wage access providers face new registration rules: mixed, low. Covered earned wage access providers must register with Utah’s Division of Consumer Protection and renew each year. They pay state-set application and renewal fees, submit their consumer agreement, and provide information required by state rules. Their principal must submit fingerprints and consent…

## Sponsors and cosponsors

- Sponsor: A. Cory Maloy (Republican), House
- Cosponsor: Chris H. Wilson (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-03-04 | Senate | Senate/ passed 2nd & 3rd readings/ suspension | pass | 26 | 0 |   |
| 2025-02-28 | Senate | Senate Comm - Favorable Recommendation | pass | 4 | 0 |   |
| 2025-02-24 | House | House/ passed 3rd reading | pass | 67 | 0 |   |
| 2025-02-18 | House | House Comm - Substitute Recommendation | pass | 11 | 0 |   |
| 2025-02-18 | House | House Comm - Amendment Recommendation | pass | 11 | 1 |   |
| 2025-02-18 | House | House Comm - Favorable Recommendation | pass | 12 | 0 |   |

## Actions (34)

- 2025-03-25: Governor Signed
- 2025-03-13: House/ to Governor (House)
- 2025-03-13: House/ received enrolled bill from Printing (House)
- 2025-03-13: House/ enrolled bill to Printing (House)
- 2025-03-13: Enrolled Bill Returned to House or Senate
- 2025-03-05: Draft of Enrolled Bill Prepared
- 2025-03-05: Bill Received from House for Enrolling
- 2025-03-05: House/ signed by Speaker/ sent for enrolling (House)
- 2025-03-05: House/ received from Senate (House)
- 2025-03-04: Senate/ to House (Senate)
- 2025-03-04: Senate/ signed by President/ returned to House (Senate)
- 2025-03-04: Senate/ passed 2nd & 3rd readings/ suspension (Senate)
- 2025-03-04: Senate/ 2nd & 3rd readings/ suspension (Senate)
- 2025-02-28: Senate/ placed on 2nd Reading Calendar (Senate)
- 2025-02-28: Senate/ committee report favorable (Senate)
- 2025-02-28: Senate Comm - Favorable Recommendation (Senate)
- 2025-02-26: Senate/ to standing committee (Senate)
- 2025-02-25: Senate/ 1st reading (Introduced) (Senate)
- 2025-02-25: Senate/ received from House (Senate)
- 2025-02-24: House/ to Senate (House)
- 2025-02-24: House/ passed 3rd reading (House)
- 2025-02-24: House/ 3rd reading (House)
- 2025-02-18: House/ 2nd reading (House)
- 2025-02-18: House/ comm rpt/ substituted/ amended (House)
- 2025-02-18: House Comm - Favorable Recommendation (House)
- 2025-02-18: House Comm - Amendment Recommendation (House)
- 2025-02-18: House Comm - Substitute Recommendation (House)
- 2025-02-13: House Comm - Not Considered (House)
- 2025-02-05: House Comm - Not Considered (House)
- 2025-01-29: House/ to standing committee (House)
- 2025-01-27: House/ received fiscal note from Fiscal Analyst (House)
- 2025-01-21: House/ 1st reading (Introduced) (House)
- 2025-01-21: House/ received bill from Legislative Research (House)
- 2025-01-20: Numbered Bill Publicly Distributed

## Bill text

- Enrolled, 2025-03-13: [PDF](https://le.utah.gov/Session/2025/bills/enrolled/HB0279.pdf)
- Amended 2/18/2025 14:02:415, 2025-02-18: [PDF](https://le.utah.gov/Session/2025/bills/amended/AV_HB0279S02_2025-02-18_14-26-29.pdf)
- Substitute #2, 2025-02-18: [PDF](https://le.utah.gov/Session/2025/bills/introduced/HB0279S02.pdf)
- Substitute #1, 2025-02-13: [PDF](https://le.utah.gov/Session/2025/bills/introduced/HB0279S01.pdf)
- Introduced, 2025-01-20: [PDF](https://le.utah.gov/Session/2025/bills/introduced/HB0279.pdf)

## Related bills

- S.B. 199: Guardianship Amendments (signed)
- H.B. 562: Law Enforcement and Criminal Justice Amendments (signed)
- H.B. 493: Medical Examiner Amendments (signed)
- H.B. 482: Health and Human Services Reporting Requirements (signed)
- S.B. 197: Property Tax Amendments (vetoed)
- S.B. 3: Appropriations Adjustments (signed)

## Sources
- [Enrolled (PDF)](https://le.utah.gov/Session/2025/bills/enrolled/HB0279.pdf)
- [Amended 2/18/2025 14:02:415 (PDF)](https://le.utah.gov/Session/2025/bills/amended/AV_HB0279S02_2025-02-18_14-26-29.pdf)
- [Substitute #2 (PDF)](https://le.utah.gov/Session/2025/bills/introduced/HB0279S02.pdf)
- [Substitute #1 (PDF)](https://le.utah.gov/Session/2025/bills/introduced/HB0279S01.pdf)
- [Introduced (PDF)](https://le.utah.gov/Session/2025/bills/introduced/HB0279.pdf)

## Related
- [S.B. 199: Guardianship Amendments](https://policyrisk.com/state-bill/UT-SB199-2025GS)
- [H.B. 562: Law Enforcement and Criminal Justice Amendments](https://policyrisk.com/state-bill/UT-HB562-2025GS)
- [H.B. 493: Medical Examiner Amendments](https://policyrisk.com/state-bill/UT-HB493-2025GS)
- [H.B. 482: Health and Human Services Reporting Requirements](https://policyrisk.com/state-bill/UT-HB482-2025GS)
- [S.B. 197: Property Tax Amendments](https://policyrisk.com/state-bill/UT-SB197-2025GS)
- [S.B. 3: Appropriations Adjustments](https://policyrisk.com/state-bill/UT-SB3-2025GS)
- [Utah bills](https://policyrisk.com/states/utah/bills)
- [Utah state hub](https://policyrisk.com/states/utah)
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Source: PRIA, https://policyrisk.com/state-bill/UT-HB279-2025GS (as of 2026-10-17).
