# Virginia HB107: Underinsured motorist benefits; actions against released defendant.

Virginia HB107, Underinsured motorist benefits; actions against released defendant., is a 2026 Regular Session House bill sponsored by Jason S. Ballard (Republican); status signed, last action 2026-04-06 (Acts of Assembly Chapter text (CHAP0064)); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/VA-HB107-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB107
- State: Virginia
- Session: 2026 Regular Session
- Title: Underinsured motorist benefits; actions against released defendant.
- Status: signed
- Chamber: House
- Introduced: 2026-01-02
- Last action: 2026-04-06, Acts of Assembly Chapter text (CHAP0064)
- Sponsor: Jason S. Ballard (Republican)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 7 (221 yes, 2 no in all)
- Economic provisions PRIA read: 3

## Summary

Underinsured motorist benefits; actions against released defendant. Provides that any action brought by an injured person to recover underinsured motorist benefits after payment of the liability insurer's available limits is required to be brought against the released defendant by name and that the complaint is required to be served on any insurer providing underinsured motorist benefits but is not required to be served on the released defendant. Additionally, the bill provides that an underinsured motorist is presumed to have failed to reasonably cooperate in the defense of any lawsuit brought against him if he fails or refuses to meet with defense counsel for a reasonable period of time after reasonable notice after the underinsured motorist benefits insurer is served with any lawsuit and again prior to his deposition and trial. Under current law, such presumption is based on such underinsured motorist's failure or refusal to meet with defense counsel for a reasonable period of time after reasonable notice within 21 days of being served with any lawsuit and again prior to deposition or trial.

## Bill overview: provisions PRIA read

- Injured people keep claims after settlement: benefit, medium. In Virginia, injured people or their personal representatives can settle for the liability insurer’s available policy limits. Fully releasing that insurer and its insured does not end the injured person’s claim for underinsured motorist benefits. After payment, the liability insurer has no further…
- Released drivers get protection but must cooperate: mixed, medium. For settlements at available liability policy limits, the agreement must be written and signed by the injured person or representative and motorist. It must include a required notice initialed by the motorist. Alternatively, the liability insurer can send the notice and release by certified mail, r…
- Court oversight protects but delays settlement money: mixed, low. Qualifying policy-limit settlements involving a person under a legal disability or a wrongful-death claim can go to court for approval. If a personal representative does not seek approval under the wrongful-death settlement statute, their lawyer must hold the money in trust. Without a lawyer, the m…

## Sponsors and cosponsors

- Sponsor: Jason S. Ballard (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-26 | Senate | Passed Senate | pass | 39 | 1 |   |
| 2026-02-25 | Senate | Constitutional reading dispensed Block Vote (on 2nd reading) | pass | 40 | 0 |   |
| 2026-02-25 | Senate | Passed by for the day Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-02-23 | Senate | Reported from Commerce and Labor | pass | 14 | 1 |   |
| 2026-01-28 | House | Read third time and passed House Block Vote | pass | 97 | 0 |   |
| 2026-01-22 | House | Reported from Labor and Commerce | pass | 22 | 0 |   |
| 2026-01-20 | House | Subcommittee recommends reporting | pass | 9 | 0 |   |

## Actions (26)

- 2026-04-06: Acts of Assembly Chapter text (CHAP0064) (Governor)
- 2026-04-06: Approved by Governor - Chapter 64 (effective - 7/1/2026) (Governor)
- 2026-03-10: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-10: Enrolled Bill communicated to Governor on March 10, 2026 (House)
- 2026-03-03: Fiscal Impact Statement from Department of Planning and Budget (HB107) (House)
- 2026-03-03: Bill text as passed House and Senate (HB107ER) (House)
- 2026-03-03: Enrolled (House)
- 2026-03-03: Signed by President (Senate)
- 2026-03-03: Signed by Speaker (House)
- 2026-02-26: Passed Senate (39-Y 1-N 0-A) (Senate)
- 2026-02-26: Read third time (Senate)
- 2026-02-25: Passed by for the day Block Vote (Voice Vote) (Senate)
- 2026-02-25: Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A) (Senate)
- 2026-02-25: Rules suspended (Senate)
- 2026-02-23: Reported from Commerce and Labor (14-Y 1-N) (Senate)
- 2026-01-29: Referred to Committee on Commerce and Labor (Senate)
- 2026-01-29: Constitutional reading dispensed (on 1st reading) (Senate)
- 2026-01-28: Read third time and passed House Block Vote (97-Y 0-N 0-A) (House)
- 2026-01-27: Read second time and engrossed (House)
- 2026-01-26: Read first time (House)
- 2026-01-22: Reported from Labor and Commerce (22-Y 0-N) (House)
- 2026-01-20: Subcommittee recommends reporting (9-Y 0-N) (House)
- 2026-01-19: Fiscal Impact Statement from Department of Planning and Budget (HB107) (House)
- 2026-01-15: Assigned HCL sub: Subcommittee #1 (House)
- 2026-01-02: Referred to Committee on Labor and Commerce (House)
- 2026-01-02: Prefiled and ordered printed; Offered 01-14-2026 26102156D (House)

## Bill text

- Chaptered, 2026-04-06: [HTML](https://lis.blob.core.windows.net/files/1216175.HTML), [PDF](https://lis.blob.core.windows.net/files/1216174.PDF)
- Enrolled, 2026-03-03: [HTML](https://lis.blob.core.windows.net/files/1186987.HTML), [PDF](https://lis.blob.core.windows.net/files/1186986.PDF)
- Introduced, 2026-01-02: [HTML](https://lis.blob.core.windows.net/files/1082420.HTML), [PDF](https://lis.blob.core.windows.net/files/1082419.PDF)

## Related bills

- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement. (signed)
- HB1393: Electric utilities; pilot program for energy assistance and weatherization for certain individuals. (signed)
- HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord. (signed)
- HB675: Protection of employees; coercion or threat based on immigration status, civil penalty. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1216175.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1216174.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1186987.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1186986.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1082420.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1082419.PDF)

## Related
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with…](https://policyrisk.com/state-bill/VA-HB95-2026)
- [HB1393: Electric utilities; pilot program for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-HB1393-2026)
- [HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, terminat…](https://policyrisk.com/state-bill/VA-HB834-2026)
- [HB675: Protection of employees; coercion or threat based on immigration status, civil…](https://policyrisk.com/state-bill/VA-HB675-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-HB107-2026 (as of 2026-10-12).