# Virginia HB1307: Mortgage lenders and brokers; criminal history records check.

Virginia HB1307, Mortgage lenders and brokers; criminal history records check., is a 2026 Regular Session House bill sponsored by Dan I. Helmer (Democratic); status signed, last action 2026-04-13 (Acts of Assembly Chapter text (CHAP0773)); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/VA-HB1307-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB1307
- State: Virginia
- Session: 2026 Regular Session
- Title: Mortgage lenders and brokers; criminal history records check.
- Status: signed
- Chamber: House
- Introduced: 2026-01-16
- Last action: 2026-04-13, Acts of Assembly Chapter text (CHAP0773)
- Sponsor: Dan I. Helmer (Democratic)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 7 (216 yes, 0 no in all)
- Economic provisions PRIA read: 2

## Summary

Mortgage lenders and brokers; criminal history records check. Replaces the option for an applicant submitting the required criminal history records check for licensure as a mortgage lender or mortgage broker, or an applicant to acquire control of a licensee, to submit fingerprints and other information to the Commissioner of Financial Institutions to forward such information to the Central Criminal Records Exchange with the option to submit such information to an FBI-approved channeler to forward such information to the FBI for the purposes of obtaining national criminal history record information. Under current law, there is also an option for such an applicant to submit such information to the Nationwide Mortgage Licensing System and Registry.

## Bill overview: provisions PRIA read

- Housing authority agents are lenders, not brokers: benefit, low. Licensed mortgage lenders count as lenders, not brokers, when acting or offering to act as Virginia Housing Development Authority loan-originating agents. They must have a signed agreement with the Authority. This classification applies even when the Authority is named as the loan note’s payee or p…
- Mortgage leaders must pay for background checks: cost, low. Mortgage license applicants’ members, senior officers, directors, and principals must consent to national criminal checks. Principals include people who own or control at least 10% of a company. Covered people must provide fingerprints and personal details and pay the costs; this also covers people…

## Sponsors and cosponsors

- Sponsor: Dan I. Helmer (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-05 | Senate | Passed Senate Block Vote | pass | 39 | 0 |   |
| 2026-03-04 | Senate | Constitutional reading dispensed Block Vote (on 2nd reading) | pass | 39 | 0 |   |
| 2026-03-04 | Senate | Passed by for the day Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-03-02 | Senate | Reported from Commerce and Labor | pass | 13 | 0 |   |
| 2026-02-17 | House | Read third time and passed House Block Vote | pass | 97 | 0 |   |
| 2026-02-12 | House | Reported from Labor and Commerce with amendment(s) | pass | 20 | 0 |   |
| 2026-02-10 | House | Subcommittee recommends reporting with amendment(s) | pass | 8 | 0 |   |

## Actions (30)

- 2026-04-13: Acts of Assembly Chapter text (CHAP0773) (Governor)
- 2026-04-13: Approved by Governor-Chapter 773 (effective 7/1/2026) (Governor)
- 2026-04-06: Fiscal Impact Statement from State Corporation Commission (HB1307) (House)
- 2026-03-14: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-14: Enrolled Bill communicated to Governor on March 14, 2026 (House)
- 2026-03-12: Signed by President (Senate)
- 2026-03-12: Signed by Speaker (House)
- 2026-03-10: Bill text as passed House and Senate (HB1307ER) (House)
- 2026-03-10: Enrolled (House)
- 2026-03-05: Passed Senate Block Vote (39-Y 0-N 0-A) (Senate)
- 2026-03-05: Read third time (Senate)
- 2026-03-04: Passed by for the day Block Vote (Voice Vote) (Senate)
- 2026-03-04: Constitutional reading dispensed Block Vote (on 2nd reading) (39-Y 0-N 0-A) (Senate)
- 2026-03-04: Rules suspended (Senate)
- 2026-03-02: Reported from Commerce and Labor (13-Y 0-N) (Senate)
- 2026-02-23: Fiscal Impact Statement from State Corporation Commission (HB1307) (House)
- 2026-02-18: Referred to Committee on Commerce and Labor (Senate)
- 2026-02-18: Constitutional reading dispensed (on 1st reading) (Senate)
- 2026-02-17: Read third time and passed House Block Vote (97-Y 0-N 0-A) (House)
- 2026-02-16: Engrossed by House as amended (House)
- 2026-02-16: committee amendments agreed to (House)
- 2026-02-16: Read second time (House)
- 2026-02-15: Read first time (House)
- 2026-02-12: Reported from Labor and Commerce with amendment(s) (20-Y 0-N) (House)
- 2026-02-10: House subcommittee offered (House)
- 2026-02-10: Subcommittee recommends reporting with amendment(s) (8-Y 0-N) (House)
- 2026-01-27: Assigned HCL sub: Subcommittee #1 (House)
- 2026-01-25: Fiscal Impact Statement from State Corporation Commission (HB1307) (House)
- 2026-01-16: Referred to Committee on Labor and Commerce (House)
- 2026-01-16: Presented and ordered printed 26102689D (House)

## Bill text

- Chaptered, 2026-04-13: [HTML](https://lis.blob.core.windows.net/files/1222679.HTML), [PDF](https://lis.blob.core.windows.net/files/1222678.PDF)
- Enrolled, 2026-03-10: [HTML](https://lis.blob.core.windows.net/files/1202274.HTML), [PDF](https://lis.blob.core.windows.net/files/1202273.PDF)
- Engrossed, 2026-02-16: [HTML](https://lis.blob.core.windows.net/files/1147054.HTML), [PDF](https://lis.blob.core.windows.net/files/1147053.PDF)
- Amendment, 2026-02-13: [HTML](https://lis.blob.core.windows.net/files/1145851.HTML)
- Amendment, 2026-02-10: [HTML](https://lis.blob.core.windows.net/files/1138883.HTML), [HTML](https://lis.blob.core.windows.net/files/1139096.HTML)
- Introduced, 2026-01-16: [HTML](https://lis.blob.core.windows.net/files/1089311.HTML), [PDF](https://lis.blob.core.windows.net/files/1089310.PDF)

## Related bills

- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement. (signed)
- HB1393: Electric utilities; pilot program for energy assistance and weatherization for certain individuals. (signed)
- HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord. (signed)
- HB675: Protection of employees; coercion or threat based on immigration status, civil penalty. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1222679.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1222678.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1202274.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1202273.PDF)
- [Engrossed (HTML)](https://lis.blob.core.windows.net/files/1147054.HTML)
- [Engrossed (PDF)](https://lis.blob.core.windows.net/files/1147053.PDF)
- [Amendment (HTML)](https://lis.blob.core.windows.net/files/1145851.HTML)
- [Amendment (HTML)](https://lis.blob.core.windows.net/files/1138883.HTML)
- [Amendment (HTML)](https://lis.blob.core.windows.net/files/1139096.HTML)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1089311.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1089310.PDF)

## Related
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with…](https://policyrisk.com/state-bill/VA-HB95-2026)
- [HB1393: Electric utilities; pilot program for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-HB1393-2026)
- [HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, terminat…](https://policyrisk.com/state-bill/VA-HB834-2026)
- [HB675: Protection of employees; coercion or threat based on immigration status, civil…](https://policyrisk.com/state-bill/VA-HB675-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-HB1307-2026 (as of 2026-10-12).