# Virginia HB1628: Fire insurance; assignment of claims prohibited.

Virginia HB1628, Fire insurance; assignment of claims prohibited., is a 2025 Regular Session House bill sponsored by Karen Keys-Gamarra (Democratic); status to governor, last action 2025-03-19 (Acts of Assembly Chapter text (CHAP0120)) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/VA-HB1628-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB1628
- State: Virginia
- Session: 2025 Regular Session
- Title: Fire insurance; assignment of claims prohibited.
- Status: to governor
- Chamber: House
- Introduced: 2025-01-03
- Last action: 2025-03-19, Acts of Assembly Chapter text (CHAP0120)
- Sponsor: Karen Keys-Gamarra (Democratic)
- Cosponsors: 0
- Touches household money: no
- Roll calls: 7 (316 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to SB 1154.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Karen Keys-Gamarra (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-13 | Senate | Passed Senate Block Vote | pass | 40 | 0 |   |
| 2025-02-12 | Senate | Constitutional reading dispensed Block Vote (on 2nd reading) | pass | 39 | 0 |   |
| 2025-02-10 | Senate | Reported from Commerce and Labor Block Vote | pass | 15 | 0 |   |
| 2025-01-22 | House | Passed House Block Vote | pass | 97 | 0 |   |
| 2025-01-22 | House | Read third time and passed House Block Vote | pass | 96 | 0 |   |
| 2025-01-16 | House | Reported from Labor and Commerce | pass | 22 | 0 |   |
| 2025-01-14 | House | Subcommittee recommends reporting | pass | 7 | 0 | 1 |

## Actions (28)

- 2025-03-19: Acts of Assembly Chapter text (CHAP0120) (Governor)
- 2025-03-19: Approved by Governor-Chapter 120 (Effective 07/01/25) (Governor)
- 2025-03-03: Governor's Action Deadline 11:59 p.m., March 24, 2025 (Governor)
- 2025-03-03: Enrolled Bill communicated to Governor on March 3, 2024 (House)
- 2025-02-20: Signed by President (Senate)
- 2025-02-19: Fiscal Impact Statement from State Corporation Commission (HB1628) (House)
- 2025-02-18: Bill text as passed House and Senate (HB1628ER) (House)
- 2025-02-18: Enrolled (House)
- 2025-02-18: Signed by Speaker (House)
- 2025-02-13: Passed Senate Block Vote (40-Y 0-N) (Senate)
- 2025-02-13: Read third time (Senate)
- 2025-02-12: Constitutional reading dispensed Block Vote (on 2nd reading) (39-Y 0-N) (Senate)
- 2025-02-12: Passed by for the day (Senate)
- 2025-02-12: Rules suspended (Senate)
- 2025-02-10: Reported from Commerce and Labor Block Vote (15-Y 0-N) (Senate)
- 2025-01-23: Referred to Committee on Commerce and Labor (Senate)
- 2025-01-23: Constitutional reading dispensed (on 1st reading) (Senate)
- 2025-01-22: Passed House Block Vote (97-Y 0-N) (House)
- 2025-01-22: Reconsideration of passage agreed to by House (House)
- 2025-01-22: Read third time and passed House Block Vote (96-Y 0-N) (House)
- 2025-01-21: Read second time and engrossed (House)
- 2025-01-20: Read first time (House)
- 2025-01-16: Reported from Labor and Commerce (22-Y 0-N) (House)
- 2025-01-14: Subcommittee recommends reporting (7-Y 0-N) (House)
- 2025-01-10: Fiscal Impact Statement from State Corporation Commission (HB1628) (House)
- 2025-01-10: Assigned L & C sub: Subcommittee #1 (House)
- 2025-01-03: Referred to Committee on Labor and Commerce (House)
- 2025-01-03: Prefiled and ordered printed; Offered 01-08-2025 25101858D (House)

## Bill text

- Chaptered, 2025-03-19: [HTML](https://lis.blob.core.windows.net/files/1071315.HTML), [PDF](https://lis.blob.core.windows.net/files/1071314.PDF)
- Enrolled, 2025-02-18: [HTML](https://lis.blob.core.windows.net/files/1052370.HTML), [PDF](https://lis.blob.core.windows.net/files/1052369.PDF)
- Introduced, 2025-01-03: [HTML](https://lis.blob.core.windows.net/files/1012368.HTML), [PDF](https://lis.blob.core.windows.net/files/1012367.PDF)

## Related bills

- HR671: Commending JR's Auto Care. (adopted)
- SB941: Robbery; use of air or gas operated weapon, etc., penalty. (failed)
- HB1746: Public safety officer; definition. (failed)
- HB1600: Budget Bill. (failed)
- SB1449: Data centers; site assessment for high energy use facility. (failed)
- HB1609: Essential health benefits benchmark plan; Commission to consider coverage for infertility treatment. (to governor)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1071315.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1071314.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1052370.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1052369.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1012368.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1012367.PDF)

## Related
- [HR671: Commending JR's Auto Care.](https://policyrisk.com/state-bill/VA-HR671-2025)
- [SB941: Robbery; use of air or gas operated weapon, etc., penalty.](https://policyrisk.com/state-bill/VA-SB941-2025)
- [HB1746: Public safety officer; definition.](https://policyrisk.com/state-bill/VA-HB1746-2025)
- [HB1600: Budget Bill.](https://policyrisk.com/state-bill/VA-HB1600-2025)
- [SB1449: Data centers; site assessment for high energy use facility.](https://policyrisk.com/state-bill/VA-SB1449-2025)
- [HB1609: Essential health benefits benchmark plan; Commission to consider coverage for i…](https://policyrisk.com/state-bill/VA-HB1609-2025)
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- [Virginia state hub](https://policyrisk.com/states/virginia)
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Source: PRIA, https://policyrisk.com/state-bill/VA-HB1628-2025 (as of 2026-10-17).