# Virginia HB190: Electronic fund transfers; Office of AG shall convene work group to review fraudulent activity, etc.

Virginia HB190, Electronic fund transfers; Office of AG shall convene work group to review fraudulent activity, etc., is a 2026 Regular Session House bill sponsored by Kelly K. Convirs-Fowler (Democratic); status signed, last action 2026-04-13 (Acts of Assembly Chapter text (CHAP0576)); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/VA-HB190-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB190
- State: Virginia
- Session: 2026 Regular Session
- Title: Electronic fund transfers; Office of AG shall convene work group to review fraudulent activity, etc.
- Status: signed
- Chamber: House
- Introduced: 2026-01-07
- Last action: 2026-04-13, Acts of Assembly Chapter text (CHAP0576)
- Sponsor: Kelly K. Convirs-Fowler (Democratic)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 9 (314 yes, 2 no in all)
- Economic provisions PRIA read: 1

## Summary

Office of the Attorney General; work group; fraudulent activity in electronic fund transfers; report. Directs the Office of the Attorney General to convene a work group to review the Electronic Funds Transfers Act, develop recommendations to aid individuals in the Commonwealth in preventing and mitigating fraudulent activity in electronic fund transfers, and submit a report of its findings and recommendations to the General Assembly no later than December 1, 2026.

## Bill overview: provisions PRIA read

- Attorney General team to fight transfer scams: benefit, low. The law requires the Virginia Attorney General to convene a work group on electronic fund transfer fraud. The group reviews the Electronic Funds Transfer Act and Regulation E, and studies recent fraud reports. Members include the Attorney General’s Office, the State Corporation Commission’s Bureau…

## Sponsors and cosponsors

- Sponsor: Kelly K. Convirs-Fowler (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-03 | House | Senate substitute agreed to by House | pass | 97 | 0 |   |
| 2026-02-27 | Senate | Passed Senate Block Vote | pass | 37 | 0 |   |
| 2026-02-26 | Senate | Senator Deeds Substitute agreed to | pass | 0 | 0 |   |
| 2026-02-25 | Senate | Passed by for the day Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-02-25 | Senate | Constitutional reading dispensed Block Vote (on 2nd reading) | pass | 40 | 0 |   |
| 2026-02-23 | Senate | Reported from Commerce and Labor | pass | 15 | 0 |   |
| 2026-02-11 | House | Read third time and passed House | pass | 95 | 1 |   |
| 2026-02-05 | House | Reported from Labor and Commerce with substitute | pass | 21 | 1 |   |
| 2026-02-03 | House | Subcommittee recommends reporting with substitute | pass | 9 | 0 |   |

## Actions (40)

- 2026-04-13: Acts of Assembly Chapter text (CHAP0576) (Governor)
- 2026-04-13: Approved by Governor-Chapter 576 (effective 7/1/2026) (Governor)
- 2026-03-14: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-14: Enrolled Bill communicated to Governor on March 14, 2026 (House)
- 2026-03-10: Fiscal Impact Statement from Department of Planning and Budget (HB190) (House)
- 2026-03-10: Bill text as passed House and Senate (HB190ER) (House)
- 2026-03-10: Enrolled (Senate)
- 2026-03-10: Enrolled (Senate)
- 2026-03-10: Signed by President (Senate)
- 2026-03-10: Signed by Speaker (House)
- 2026-03-03: Senate substitute agreed to by House (97-Y 0-N 0-A) (House)
- 2026-03-02: Fiscal Impact Statement from Department of Planning and Budget (HB190) (House)
- 2026-02-27: Passed Senate Block Vote (37-Y 0-N 0-A) (Senate)
- 2026-02-27: Read third time (Senate)
- 2026-02-26: Senator Deeds Substitute agreed to (Senate)
- 2026-02-26: Floor Offered (Senate)
- 2026-02-26: Floor substitute printed 26108664D-S1 (Deeds) (Senate)
- 2026-02-26: Passed by for the day (Senate)
- 2026-02-26: Engrossed by Senate - floor substitute (Senate)
- 2026-02-26: Reading of substitute waived (Voice Vote) (Senate)
- 2026-02-26: Read third time (Senate)
- 2026-02-25: Passed by for the day Block Vote (Voice Vote) (Senate)
- 2026-02-25: Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A) (Senate)
- 2026-02-25: Rules suspended (Senate)
- 2026-02-23: Reported from Commerce and Labor (15-Y 0-N) (Senate)
- 2026-02-12: Referred to Committee on Commerce and Labor (Senate)
- 2026-02-12: Constitutional reading dispensed (on 1st reading) (Senate)
- 2026-02-11: Read third time and passed House (95-Y 1-N 0-A) (House)
- 2026-02-10: Engrossed by House - committee substitute (House)
- 2026-02-10: committee substitute agreed to (House)
- 2026-02-10: Read second time (House)
- 2026-02-09: Read first time (House)
- 2026-02-05: Committee substitute printed 26105752D-H1 (House)
- 2026-02-05: Reported from Labor and Commerce with substitute (21-Y 1-N) (House)
- 2026-02-03: House subcommittee offered (House)
- 2026-02-03: Subcommittee recommends reporting with substitute (9-Y 0-N) (House)
- 2026-01-29: Fiscal Impact Statement from State Corporation Commission (HB190) (House)
- 2026-01-15: Assigned HCL sub: Subcommittee #1 (House)
- 2026-01-07: Referred to Committee on Labor and Commerce (House)
- 2026-01-07: Prefiled and ordered printed; Offered 01-14-2026 26101464D (House)

## Bill text

- Chaptered, 2026-04-13: [HTML](https://lis.blob.core.windows.net/files/1218791.HTML), [PDF](https://lis.blob.core.windows.net/files/1218790.PDF)
- Enrolled, 2026-03-10: [HTML](https://lis.blob.core.windows.net/files/1197781.HTML), [PDF](https://lis.blob.core.windows.net/files/1197780.PDF)
- Substitute, 2026-02-26: [HTML](https://lis.blob.core.windows.net/files/1182218.HTML), [PDF](https://lis.blob.core.windows.net/files/1182217.PDF)
- Substitute, 2026-02-05: [HTML](https://lis.blob.core.windows.net/files/1129879.HTML), [PDF](https://lis.blob.core.windows.net/files/1129878.PDF)
- Substitute, 2026-02-04: [HTML](https://lis.blob.core.windows.net/files/1115850.HTML), [PDF](https://lis.blob.core.windows.net/files/1115849.PDF)
- Substitute, 2026-02-03: [HTML](https://lis.blob.core.windows.net/files/1115146.HTML), [PDF](https://lis.blob.core.windows.net/files/1115145.PDF)
- Introduced, 2026-01-07: [HTML](https://lis.blob.core.windows.net/files/1082798.HTML), [PDF](https://lis.blob.core.windows.net/files/1082797.PDF)

## Related bills

- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement. (signed)
- HB1393: Electric utilities; pilot program for energy assistance and weatherization for certain individuals. (signed)
- HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord. (signed)
- HB675: Protection of employees; coercion or threat based on immigration status, civil penalty. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1218791.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1218790.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1197781.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1197780.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1182218.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1182217.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1129879.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1129878.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1115850.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1115849.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1115146.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1115145.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1082798.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1082797.PDF)

## Related
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with…](https://policyrisk.com/state-bill/VA-HB95-2026)
- [HB1393: Electric utilities; pilot program for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-HB1393-2026)
- [HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, terminat…](https://policyrisk.com/state-bill/VA-HB834-2026)
- [HB675: Protection of employees; coercion or threat based on immigration status, civil…](https://policyrisk.com/state-bill/VA-HB675-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-HB190-2026 (as of 2026-10-12).