# Virginia HB2443: Portable benefit accounts; Va. resident who has worked as an independent contractor to establish.

Virginia HB2443, Portable benefit accounts; Va. resident who has worked as an independent contractor to establish., is a 2025 Regular Session House bill sponsored by Phillip A. Scott (Republican); status failed, last action 2025-02-05 (Left in Labor and Commerce) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/VA-HB2443-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB2443
- State: Virginia
- Session: 2025 Regular Session
- Title: Portable benefit accounts; Va. resident who has worked as an independent contractor to establish.
- Status: failed
- Chamber: House
- Introduced: 2025-01-08
- Last action: 2025-02-05, Left in Labor and Commerce
- Sponsor: Phillip A. Scott (Republican)
- Cosponsors: 0
- Subjects: Labor and Commerce
- Touches household money: no
- Roll calls: 1 (4 yes, 3 no in all)
- Economic provisions PRIA read: 0

## Summary

Portable benefit accounts. Authorizes a Virginia resident who has worked as an independent contractor to establish a portable benefit account. Under the bill, a portable benefit account may be offered through and administered by a bank, investment management firm, technology provider, or program manager that offers services through a bank or investment management firm. Distributions from the account may be used for the payment of various health-related costs and other benefits including income replacement insurance, life insurance, or retirement benefits. Under the bill, contributions may be made using the funds of a hiring party or a percentage of funds withheld from the compensation owed to a sole proprietor or independent contractor. The bill provides that contributions using withheld funds can only be made if (i) withheld compensation is expressly agreed to in writing; (ii) such agreement is clear, unambiguous, and prominently displayed in the work contract or a separate notice; (iii) such withholdings are voluntary and require a sole proprietor or independent contractor to opt in; and (iv) a sole proprietor or independent contractor may elect to opt out of such withholdings at any time.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Phillip A. Scott (Republican), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-01-23 | House | Subcommittee recommends passing by indefinitely | pass | 4 | 3 | 1 |

## Actions (6)

- 2025-02-05: Left in Labor and Commerce (House)
- 2025-01-23: Subcommittee recommends passing by indefinitely (4-Y 3-N) (House)
- 2025-01-21: Fiscal Impact Statement from Department of Planning and Budget (HB2443) (House)
- 2025-01-21: Assigned L & C sub: Subcommittee #2 (House)
- 2025-01-08: Referred to Committee on Labor and Commerce (House)
- 2025-01-08: Prefiled and ordered printed; Offered 01-08-2025 25104200D (House)

## Bill text

- Introduced, 2025-01-08: [HTML](https://lis.blob.core.windows.net/files/1016343.HTML), [PDF](https://lis.blob.core.windows.net/files/1016342.PDF)

## Related bills

- HR671: Commending JR's Auto Care. (adopted)
- SB941: Robbery; use of air or gas operated weapon, etc., penalty. (failed)
- HB1746: Public safety officer; definition. (failed)
- HB1600: Budget Bill. (failed)
- SB1449: Data centers; site assessment for high energy use facility. (failed)
- HB1609: Essential health benefits benchmark plan; Commission to consider coverage for infertility treatment. (to governor)

## Sources
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1016343.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1016342.PDF)

## Related
- [HR671: Commending JR's Auto Care.](https://policyrisk.com/state-bill/VA-HR671-2025)
- [SB941: Robbery; use of air or gas operated weapon, etc., penalty.](https://policyrisk.com/state-bill/VA-SB941-2025)
- [HB1746: Public safety officer; definition.](https://policyrisk.com/state-bill/VA-HB1746-2025)
- [HB1600: Budget Bill.](https://policyrisk.com/state-bill/VA-HB1600-2025)
- [SB1449: Data centers; site assessment for high energy use facility.](https://policyrisk.com/state-bill/VA-SB1449-2025)
- [HB1609: Essential health benefits benchmark plan; Commission to consider coverage for i…](https://policyrisk.com/state-bill/VA-HB1609-2025)
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Source: PRIA, https://policyrisk.com/state-bill/VA-HB2443-2025 (as of 2026-10-17).