# Virginia HB676: Health insurance claims; electronic attachments accepted, delayed effective date.

Virginia HB676, Health insurance claims; electronic attachments accepted, delayed effective date., is a 2026 Regular Session House bill sponsored by Michelle Lopes Maldonado (Democratic); status signed, last action 2026-04-06 (Acts of Assembly Chapter text (CHAP0200)); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/VA-HB676-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia HB676
- State: Virginia
- Session: 2026 Regular Session
- Title: Health insurance claims; electronic attachments accepted, delayed effective date.
- Status: signed
- Chamber: House
- Introduced: 2026-01-13
- Last action: 2026-04-06, Acts of Assembly Chapter text (CHAP0200)
- Sponsor: Michelle Lopes Maldonado (Democratic)
- Cosponsors: 0
- Subjects: General Laws and Technology
- Touches household money: yes
- Roll calls: 7 (222 yes, 1 no in all)
- Economic provisions PRIA read: 2

## Summary

Health insurance; carrier business practices; electronic attachments. Provides that, in the following contexts, information may be submitted by a provider to a health insurance carrier through electronic attachment, as defined in the bill: (i) information related to services rendered as required by the carrier in its provider contract; (ii) information related to any defect or impropriety that prevents the carrier from deeming a health insurance claim a clean claim, as defined in existing law; and (iii) information required to establish medical necessity, benefit coverage, or prior authorization of services, or to conduct reconsideration activities. The bill has a delayed effective date of January 1, 2027. This bill is identical to SB 172.

## Bill overview: provisions PRIA read

- Insurers and providers move health paperwork online: benefit, low. Beginning January 1, 2027, covered Virginia health insurers must accept electronic claim attachments meeting federal standards and provider-contract rules. They cannot require paper when a compliant electronic attachment can be used, but they may reject noncompliant submissions. Insurers must send…
- Virginia commission cannot decide individual insurance disputes: cost, low. Beginning January 1, 2027, the Virginia State Corporation Commission cannot decide individual disputes under these health insurance claim rules. This limits the Commission's dispute role without changing the underlying claim rules. The Commission still has authority to determine whether insurers vi…

## Sponsors and cosponsors

- Sponsor: Michelle Lopes Maldonado (Democratic), House

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-26 | Senate | Passed Senate Block Vote | pass | 40 | 0 |   |
| 2026-02-25 | Senate | Passed by for the day Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-02-25 | Senate | Constitutional reading dispensed Block Vote (on 2nd reading) | pass | 40 | 0 |   |
| 2026-02-23 | Senate | Reported from Commerce and Labor | pass | 14 | 0 |   |
| 2026-02-11 | House | Read third time and passed House | pass | 98 | 0 |   |
| 2026-02-05 | House | Reported from Labor and Commerce with substitute | pass | 21 | 1 |   |
| 2026-02-03 | House | Subcommittee recommends reporting with substitute | pass | 9 | 0 |   |

## Actions (30)

- 2026-04-06: Acts of Assembly Chapter text (CHAP0200) (Governor)
- 2026-04-06: Approved by Governor - Chapter 200 (effective 1/1/2027) (Governor)
- 2026-03-10: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-10: Enrolled Bill communicated to Governor on March 10, 2026 (House)
- 2026-03-05: Fiscal Impact Statement from State Corporation Commission (HB676) (House)
- 2026-03-03: Bill text as passed House and Senate (HB676ER) (House)
- 2026-03-03: Enrolled (House)
- 2026-03-03: Signed by President (Senate)
- 2026-03-03: Signed by Speaker (House)
- 2026-02-26: Passed Senate Block Vote (40-Y 0-N 0-A) (Senate)
- 2026-02-26: Read third time (Senate)
- 2026-02-25: Passed by for the day Block Vote (Voice Vote) (Senate)
- 2026-02-25: Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A) (Senate)
- 2026-02-25: Rules suspended (Senate)
- 2026-02-23: Reported from Commerce and Labor (14-Y 0-N) (Senate)
- 2026-02-17: Fiscal Impact Statement from State Corporation Commission (HB676) (House)
- 2026-02-12: Referred to Committee on Commerce and Labor (Senate)
- 2026-02-12: Constitutional reading dispensed (on 1st reading) (Senate)
- 2026-02-11: Read third time and passed House (98-Y 0-N 0-A) (House)
- 2026-02-10: Engrossed by House - committee substitute (House)
- 2026-02-10: committee substitute agreed to (House)
- 2026-02-10: Read second time (House)
- 2026-02-09: Read first time (House)
- 2026-02-05: Committee substitute printed 26106262D-H1 (House)
- 2026-02-05: Reported from Labor and Commerce with substitute (21-Y 1-N) (House)
- 2026-02-03: House subcommittee offered (House)
- 2026-02-03: Subcommittee recommends reporting with substitute (9-Y 0-N) (House)
- 2026-01-20: Assigned HCL sub: Subcommittee #1 (House)
- 2026-01-13: Referred to Committee on Labor and Commerce (House)
- 2026-01-13: Prefiled and ordered printed; Offered 01-14-2026 26102772D (House)

## Bill text

- Chaptered, 2026-04-06: [HTML](https://lis.blob.core.windows.net/files/1216770.HTML), [PDF](https://lis.blob.core.windows.net/files/1216769.PDF)
- Enrolled, 2026-03-03: [HTML](https://lis.blob.core.windows.net/files/1187071.HTML), [PDF](https://lis.blob.core.windows.net/files/1187070.PDF)
- Substitute, 2026-02-05: [HTML](https://lis.blob.core.windows.net/files/1129910.HTML), [PDF](https://lis.blob.core.windows.net/files/1129909.PDF)
- Substitute, 2026-02-04: [HTML](https://lis.blob.core.windows.net/files/1115890.HTML), [PDF](https://lis.blob.core.windows.net/files/1115889.PDF)
- Substitute, 2026-02-03: [HTML](https://lis.blob.core.windows.net/files/1115510.HTML), [PDF](https://lis.blob.core.windows.net/files/1115509.PDF)
- Introduced, 2026-01-13: [HTML](https://lis.blob.core.windows.net/files/1085457.HTML), [PDF](https://lis.blob.core.windows.net/files/1085456.PDF)

## Related bills

- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement. (signed)
- HB1393: Electric utilities; pilot program for energy assistance and weatherization for certain individuals. (signed)
- HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord. (signed)
- HB675: Protection of employees; coercion or threat based on immigration status, civil penalty. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1216770.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1216769.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1187071.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1187070.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1129910.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1129909.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1115890.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1115889.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1115510.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1115509.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1085457.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1085456.PDF)

## Related
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with…](https://policyrisk.com/state-bill/VA-HB95-2026)
- [HB1393: Electric utilities; pilot program for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-HB1393-2026)
- [HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, terminat…](https://policyrisk.com/state-bill/VA-HB834-2026)
- [HB675: Protection of employees; coercion or threat based on immigration status, civil…](https://policyrisk.com/state-bill/VA-HB675-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-HB676-2026 (as of 2026-10-12).