# Virginia SB1154: Fire insurance; assignment of claims prohibited.

Virginia SB1154, Fire insurance; assignment of claims prohibited., is a 2025 Regular Session Senate bill sponsored by Mark D. Obenshain (Republican); status to governor, last action 2025-03-19 (Acts of Assembly Chapter text (CHAP0134)) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/VA-SB1154-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia SB1154
- State: Virginia
- Session: 2025 Regular Session
- Title: Fire insurance; assignment of claims prohibited.
- Status: to governor
- Chamber: Senate
- Introduced: 2025-01-07
- Last action: 2025-03-19, Acts of Assembly Chapter text (CHAP0134)
- Sponsor: Mark D. Obenshain (Republican)
- Cosponsors: 0
- Touches household money: no
- Roll calls: 5 (208 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Fire insurance; assignment of claims prohibited. Prohibits a fire insurance policy or a fire insurance policy in combination with other coverages from assigning or otherwise transferring, in whole or in part, to any other person the duties, rights, or benefits of the insured under the policy arising from a claim or covered loss without written consent of the insurer. Any such contract provision is void and unenforceable under the bill. This bill is identical to HB 1628.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Mark D. Obenshain (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-11 | House | Passed House Block Vote | pass | 94 | 0 |   |
| 2025-02-06 | House | Reported from Labor and Commerce | pass | 21 | 0 |   |
| 2025-01-24 | Senate | Read third time and passed Senate Block Vote | pass | 38 | 0 |   |
| 2025-01-22 | Senate | Constitutional reading dispensed Block Vote (on 1st reading) | pass | 40 | 0 |   |
| 2025-01-20 | Senate | Reported from Commerce and Labor | pass | 15 | 0 |   |

## Actions (26)

- 2025-03-19: Acts of Assembly Chapter text (CHAP0134) (Governor)
- 2025-03-19: Approved by Governor-Chapter 134 (Effective 07/01/25) (Governor)
- 2025-02-20: Governor's Action Deadline 11:59 p.m., March 24, 2025 (Governor)
- 2025-02-20: Enrolled Bill Communicated to Governor on February 20, 2025 (Senate)
- 2025-02-19: Fiscal Impact Statement from State Corporation Commission (SB1154) (Senate)
- 2025-02-16: Signed by President (Senate)
- 2025-02-13: Bill text as passed Senate and House (SB1154ER) (Senate)
- 2025-02-13: Enrolled (Senate)
- 2025-02-13: Signed by Speaker (House)
- 2025-02-11: Passed House Block Vote (94-Y 0-N) (House)
- 2025-02-11: Read third time (House)
- 2025-02-10: Read second time (House)
- 2025-02-06: Reported from Labor and Commerce (21-Y 0-N) (House)
- 2025-02-03: Referred to Committee on Labor and Commerce (House)
- 2025-02-03: Read first time (House)
- 2025-02-03: Placed on Calendar (House)
- 2025-01-24: Read third time and passed Senate Block Vote (38-Y 0-N) (Senate)
- 2025-01-23: Engrossed by Senate (Senate)
- 2025-01-23: Read second time (Senate)
- 2025-01-22: Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N) (Senate)
- 2025-01-22: Passed by for the day (Senate)
- 2025-01-22: Rules suspended (Senate)
- 2025-01-20: Reported from Commerce and Labor (15-Y 0-N) (Senate)
- 2025-01-18: Fiscal Impact Statement from State Corporation Commission (SB1154) (Senate)
- 2025-01-07: Referred to Committee on Commerce and Labor (Senate)
- 2025-01-07: Prefiled and ordered printed; Offered 01-08-2025 25102464D (Senate)

## Bill text

- Chaptered, 2025-03-19: [HTML](https://lis.blob.core.windows.net/files/1071427.HTML), [PDF](https://lis.blob.core.windows.net/files/1071426.PDF)
- Enrolled, 2025-02-13: [HTML](https://lis.blob.core.windows.net/files/1047343.HTML), [PDF](https://lis.blob.core.windows.net/files/1047342.PDF)
- Introduced, 2025-01-07: [HTML](https://lis.blob.core.windows.net/files/1018392.HTML), [PDF](https://lis.blob.core.windows.net/files/1018391.PDF)

## Related bills

- HR671: Commending JR's Auto Care. (adopted)
- SB941: Robbery; use of air or gas operated weapon, etc., penalty. (failed)
- HB1746: Public safety officer; definition. (failed)
- HB1600: Budget Bill. (failed)
- SB1449: Data centers; site assessment for high energy use facility. (failed)
- HB1609: Essential health benefits benchmark plan; Commission to consider coverage for infertility treatment. (to governor)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1071427.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1071426.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1047343.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1047342.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1018392.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1018391.PDF)

## Related
- [HR671: Commending JR's Auto Care.](https://policyrisk.com/state-bill/VA-HR671-2025)
- [SB941: Robbery; use of air or gas operated weapon, etc., penalty.](https://policyrisk.com/state-bill/VA-SB941-2025)
- [HB1746: Public safety officer; definition.](https://policyrisk.com/state-bill/VA-HB1746-2025)
- [HB1600: Budget Bill.](https://policyrisk.com/state-bill/VA-HB1600-2025)
- [SB1449: Data centers; site assessment for high energy use facility.](https://policyrisk.com/state-bill/VA-SB1449-2025)
- [HB1609: Essential health benefits benchmark plan; Commission to consider coverage for i…](https://policyrisk.com/state-bill/VA-HB1609-2025)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-SB1154-2025 (as of 2026-10-17).