# Virginia SB1159: Motor vehicle insurance; underinsured motorist coverage, revises language of required notice.

Virginia SB1159, Motor vehicle insurance; underinsured motorist coverage, revises language of required notice., is a 2025 Regular Session Senate bill sponsored by Mark D. Obenshain (Republican); status to governor, last action 2025-03-21 (Acts of Assembly Chapter text (CHAP0331)) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/VA-SB1159-2025
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia SB1159
- State: Virginia
- Session: 2025 Regular Session
- Title: Motor vehicle insurance; underinsured motorist coverage, revises language of required notice.
- Status: to governor
- Chamber: Senate
- Introduced: 2025-01-07
- Last action: 2025-03-21, Acts of Assembly Chapter text (CHAP0331)
- Sponsor: Mark D. Obenshain (Republican)
- Cosponsors: 0
- Touches household money: no
- Roll calls: 6 (219 yes, 0 no in all)
- Economic provisions PRIA read: 0

## Summary

Motor vehicle insurance; underinsured motorist coverage; required notice. Revises the language of the notice required to be enclosed with all motor vehicle insurance policies issued, delivered, or renewed after July 1, 2026, in the Commonwealth. The bill requires such notice to provide that the insured may choose to change the way the insured's underinsured motorist coverage is calculated.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Mark D. Obenshain (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2025-02-18 | House | Passed House Block Vote | pass | 97 | 0 |   |
| 2025-02-13 | House | Reported from Labor and Commerce | pass | 22 | 0 |   |
| 2025-02-11 | House | Subcommittee recommends reporting | pass | 7 | 0 | 1 |
| 2025-01-24 | Senate | Read third time and passed Senate Block Vote | pass | 38 | 0 |   |
| 2025-01-22 | Senate | Constitutional reading dispensed Block Vote (on 1st reading) | pass | 40 | 0 |   |
| 2025-01-20 | Senate | Reported from Commerce and Labor with amendment | pass | 15 | 0 |   |

## Actions (32)

- 2025-03-21: Acts of Assembly Chapter text (CHAP0331) (Governor)
- 2025-03-21: Approved by Governor-Chapter 331 (Effective 07/01/25) (Governor)
- 2025-03-19: Fiscal Impact Statement from State Corporation Commission (SB1159) (Senate)
- 2025-03-05: Governor's Action Deadline 11:59 p.m., March 24, 2025 (Governor)
- 2025-03-05: Enrolled Bill Communicated to Governor on March 5, 2025 (Senate)
- 2025-02-23: Signed by President (Senate)
- 2025-02-20: Bill text as passed Senate and House (SB1159ER) (Senate)
- 2025-02-20: Enrolled (Senate)
- 2025-02-20: Signed by Speaker (House)
- 2025-02-18: Passed House Block Vote (97-Y 0-N) (House)
- 2025-02-18: Read third time (House)
- 2025-02-17: Read second time (House)
- 2025-02-13: Reported from Labor and Commerce (22-Y 0-N) (House)
- 2025-02-13: Fiscal Impact Statement from State Corporation Commission (SB1159) (Senate)
- 2025-02-11: Subcommittee recommends reporting (7-Y 0-N) (House)
- 2025-02-04: Assigned L & C sub: Subcommittee #1 (House)
- 2025-02-03: Referred to Committee on Labor and Commerce (House)
- 2025-02-03: Read first time (House)
- 2025-02-03: Placed on Calendar (House)
- 2025-01-24: Read third time and passed Senate Block Vote (38-Y 0-N) (Senate)
- 2025-01-23: Printed as engrossed 25102814D-E (Senate)
- 2025-01-23: Engrossed by Senate as amended (Senate)
- 2025-01-23: Commerce and Labor Amendment agreed to (Senate)
- 2025-01-23: Reading of amendment waived (Senate)
- 2025-01-23: Read second time (Senate)
- 2025-01-22: Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N) (Senate)
- 2025-01-22: Passed by for the day (Senate)
- 2025-01-22: Rules suspended (Senate)
- 2025-01-20: Reported from Commerce and Labor with amendment (15-Y 0-N) (Senate)
- 2025-01-19: Fiscal Impact Statement from State Corporation Commission (SB1159) (Senate)
- 2025-01-07: Referred to Committee on Commerce and Labor (Senate)
- 2025-01-07: Prefiled and ordered printed; Offered 01-08-2025 25102814D (Senate)

## Bill text

- Chaptered, 2025-03-21: [HTML](https://lis.blob.core.windows.net/files/1072707.HTML), [PDF](https://lis.blob.core.windows.net/files/1072706.PDF)
- Enrolled, 2025-02-20: [HTML](https://lis.blob.core.windows.net/files/1060105.HTML), [PDF](https://lis.blob.core.windows.net/files/1060104.PDF)
- Engrossed, 2025-01-23: [HTML](https://lis.blob.core.windows.net/files/1026581.HTML), [PDF](https://lis.blob.core.windows.net/files/1026580.PDF)
- Amendment, 2025-01-21: [HTML](https://lis.blob.core.windows.net/files/1024536.HTML)
- Introduced, 2025-01-07: [HTML](https://lis.blob.core.windows.net/files/1018404.HTML), [PDF](https://lis.blob.core.windows.net/files/1018403.PDF)

## Related bills

- HR671: Commending JR's Auto Care. (adopted)
- SB941: Robbery; use of air or gas operated weapon, etc., penalty. (failed)
- HB1746: Public safety officer; definition. (failed)
- HB1600: Budget Bill. (failed)
- SB1449: Data centers; site assessment for high energy use facility. (failed)
- HB1609: Essential health benefits benchmark plan; Commission to consider coverage for infertility treatment. (to governor)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1072707.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1072706.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1060105.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1060104.PDF)
- [Engrossed (HTML)](https://lis.blob.core.windows.net/files/1026581.HTML)
- [Engrossed (PDF)](https://lis.blob.core.windows.net/files/1026580.PDF)
- [Amendment (HTML)](https://lis.blob.core.windows.net/files/1024536.HTML)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1018404.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1018403.PDF)

## Related
- [HR671: Commending JR's Auto Care.](https://policyrisk.com/state-bill/VA-HR671-2025)
- [SB941: Robbery; use of air or gas operated weapon, etc., penalty.](https://policyrisk.com/state-bill/VA-SB941-2025)
- [HB1746: Public safety officer; definition.](https://policyrisk.com/state-bill/VA-HB1746-2025)
- [HB1600: Budget Bill.](https://policyrisk.com/state-bill/VA-HB1600-2025)
- [SB1449: Data centers; site assessment for high energy use facility.](https://policyrisk.com/state-bill/VA-SB1449-2025)
- [HB1609: Essential health benefits benchmark plan; Commission to consider coverage for i…](https://policyrisk.com/state-bill/VA-HB1609-2025)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-SB1159-2025 (as of 2026-10-17).
