# Virginia SB594: Motor vehicle insurance; unauthorized addition of insured drivers prohibited.

Virginia SB594, Motor vehicle insurance; unauthorized addition of insured drivers prohibited., is a 2026 Regular Session Senate bill sponsored by Bill DeSteph (Republican); status signed, last action 2026-04-13 (Acts of Assembly Chapter text (CHAP0898)); PRIA reads it as touching household money (as of 2026-10-12).

- Canonical: https://policyrisk.com/state-bill/VA-SB594-2026
- As of: 2026-10-12
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia SB594
- State: Virginia
- Session: 2026 Regular Session
- Title: Motor vehicle insurance; unauthorized addition of insured drivers prohibited.
- Status: signed
- Chamber: Senate
- Introduced: 2026-01-14
- Last action: 2026-04-13, Acts of Assembly Chapter text (CHAP0898)
- Sponsor: Bill DeSteph (Republican)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 9 (268 yes, 0 no in all)
- Economic provisions PRIA read: 1

## Summary

Motor vehicle insurance; unauthorized addition of insured drivers prohibited. Prohibits an insurance carrier authorized to issue motor vehicle liability insurance policies from automatically adding any person to the list of persons insured under a motor vehicle owner's policy or to the household of a named insured for purposes of such policy based solely on certain information enumerated in the bill.

## Bill overview: provisions PRIA read

- No surprise additions to auto policies: mixed, low. Beginning January 1, 2027, these rules apply to new, amended, or renewed auto policies in Virginia. Insurers cannot add someone to your policy or household based only on third‑party data or a belief they live at your address. Disallowed sources include residential‑search and address‑match databases…

## Sponsors and cosponsors

- Sponsor: Bill DeSteph (Republican), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-03 | House | Passed House Block Vote | pass | 97 | 0 |   |
| 2026-02-26 | House | Reported from Labor and Commerce | pass | 21 | 0 |   |
| 2026-02-24 | House | Subcommittee recommends reporting | pass | 8 | 0 |   |
| 2026-02-16 | Senate | Commerce and Labor Substitute agreed to | pass | 0 | 0 |   |
| 2026-02-16 | Senate | Constitutional reading dispensed Block Vote (on 3rd reading) | pass | 39 | 0 |   |
| 2026-02-16 | Senate | Read third time and passed Senate Block Vote | pass | 39 | 0 |   |
| 2026-02-13 | Senate | Constitutional reading dispensed Block Vote (on 1st reading) | pass | 35 | 0 |   |
| 2026-02-12 | Senate | Reported from Commerce and Labor with substitute | pass | 15 | 0 |   |
| 2026-01-29 | Senate | Rereferred from Transportation to Commerce and Labor | pass | 14 | 0 |   |

## Actions (37)

- 2026-04-13: Acts of Assembly Chapter text (CHAP0898) (Governor)
- 2026-04-13: Approved by Governor-Chapter 898 (effective 7/1/2026) (Governor)
- 2026-03-12: Fiscal Impact Statement from State Corporation Commission (SB594) (Senate)
- 2026-03-10: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-10: Enrolled Bill communicated to Governor on March 10, 2026 (Senate)
- 2026-03-09: Bill text as passed Senate and House (SB594ER) (Senate)
- 2026-03-09: Enrolled (Senate)
- 2026-03-09: Signed by President (Senate)
- 2026-03-09: Signed by Speaker (House)
- 2026-03-03: Fiscal Impact Statement from State Corporation Commission (SB594) (Senate)
- 2026-03-03: Passed House Block Vote (97-Y 0-N 0-A) (House)
- 2026-03-03: Passed by temporarily (House)
- 2026-03-03: Read third time (House)
- 2026-03-02: Read second time (House)
- 2026-02-26: Reported from Labor and Commerce (21-Y 0-N) (House)
- 2026-02-24: Subcommittee recommends reporting (8-Y 0-N) (House)
- 2026-02-20: Read first time (House)
- 2026-02-20: Assigned HCL sub: Subcommittee #1 (House)
- 2026-02-20: Referred to Committee on Labor and Commerce (House)
- 2026-02-20: Placed on Calendar (House)
- 2026-02-16: Read third time and passed Senate Block Vote (39-Y 0-N 0-A) (Senate)
- 2026-02-16: Constitutional reading dispensed Block Vote (on 3rd reading) (39-Y 0-N 0-A) (Senate)
- 2026-02-16: Commerce and Labor Substitute agreed to (Senate)
- 2026-02-16: Blank Action (Senate)
- 2026-02-16: Rules suspended (Senate)
- 2026-02-16: Engrossed by Senate - committee substitute Block Vote (Voice Vote) (Senate)
- 2026-02-16: Read second time (Senate)
- 2026-02-13: Constitutional reading dispensed Block Vote (on 1st reading) (35-Y 0-N 0-A) (Senate)
- 2026-02-13: Committee substitute printed 26107848D-S1 (Senate)
- 2026-02-13: Passed by for the day (Senate)
- 2026-02-13: Rules suspended (Senate)
- 2026-02-12: Senate committee offered (Senate)
- 2026-02-12: Reported from Commerce and Labor with substitute (15-Y 0-N) (Senate)
- 2026-02-08: Fiscal Impact Statement from State Corporation Commission (SB594) (Senate)
- 2026-01-29: Rereferred from Transportation to Commerce and Labor (14-Y 0-N) (Senate)
- 2026-01-14: Referred to Committee on Transportation (Senate)
- 2026-01-14: Prefiled and ordered printed; Offered 01-14-2026 26101203D (Senate)

## Bill text

- Chaptered, 2026-04-13: [HTML](https://lis.blob.core.windows.net/files/1223124.HTML), [PDF](https://lis.blob.core.windows.net/files/1223123.PDF)
- Enrolled, 2026-03-09: [HTML](https://lis.blob.core.windows.net/files/1196042.HTML), [PDF](https://lis.blob.core.windows.net/files/1196041.PDF)
- Substitute, 2026-02-13: [HTML](https://lis.blob.core.windows.net/files/1147133.HTML), [PDF](https://lis.blob.core.windows.net/files/1147132.PDF)
- Substitute, 2026-02-12: [HTML](https://lis.blob.core.windows.net/files/1144849.HTML), [PDF](https://lis.blob.core.windows.net/files/1144848.PDF)
- Introduced, 2026-01-14: [HTML](https://lis.blob.core.windows.net/files/1090986.HTML), [PDF](https://lis.blob.core.windows.net/files/1090985.PDF)

## Related bills

- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with rental agreement. (signed)
- HB1393: Electric utilities; pilot program for energy assistance and weatherization for certain individuals. (signed)
- HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, termination by landlord. (signed)
- HB675: Protection of employees; coercion or threat based on immigration status, civil penalty. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1223124.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1223123.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1196042.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1196041.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1147133.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1147132.PDF)
- [Substitute (HTML)](https://lis.blob.core.windows.net/files/1144849.HTML)
- [Substitute (PDF)](https://lis.blob.core.windows.net/files/1144848.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1090986.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1090985.PDF)

## Related
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB95: Va. Residential Landlord and Tenant Act; landlord remedies, noncompliance with…](https://policyrisk.com/state-bill/VA-HB95-2026)
- [HB1393: Electric utilities; pilot program for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-HB1393-2026)
- [HB834: Virginia Residential Landlord and Tenant Act; fire or casualty damage, terminat…](https://policyrisk.com/state-bill/VA-HB834-2026)
- [HB675: Protection of employees; coercion or threat based on immigration status, civil…](https://policyrisk.com/state-bill/VA-HB675-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-SB594-2026 (as of 2026-10-12).