# Virginia SB630: Health insurance; tobacco surcharge.

Virginia SB630, Health insurance; tobacco surcharge., is a 2026 Regular Session Senate bill sponsored by Jennifer D. Carroll Foy (Democratic); status signed, last action 2026-03-31 (Acts of Assembly Chapter text (CHAP0035)); PRIA reads it as touching household money (as of 2026-11-06).

- Canonical: https://policyrisk.com/state-bill/VA-SB630-2026
- As of: 2026-11-06
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: Virginia SB630
- State: Virginia
- Session: 2026 Regular Session
- Title: Health insurance; tobacco surcharge.
- Status: signed
- Chamber: Senate
- Introduced: 2026-01-14
- Last action: 2026-03-31, Acts of Assembly Chapter text (CHAP0035)
- Sponsor: Jennifer D. Carroll Foy (Democratic)
- Cosponsors: 0
- Touches household money: yes
- Roll calls: 7 (196 yes, 13 no in all)
- Economic provisions PRIA read: 1

## Summary

Health insurance; tobacco surcharge. Eliminates the authority of a health carrier to vary its premium rates based on tobacco use. Under current law, a health carrier may charge premium rates up to 1.5 times higher for a tobacco user than for a nonuser. The provisions of the bill apply to health benefit plans providing individual or small group health insurance coverage entered into, amended, extended, or renewed on or after January 1, 2027. This bill is identical to HB 220.

## Bill overview: provisions PRIA read

- No tobacco surcharges for Virginia health coverage: benefit, low. Beginning January 1, 2027, Virginia insurers cannot charge higher premiums based on tobacco use for individual or small-group health plans. This applies to plans entered into, amended, extended, or renewed on or after that date. The law does not specify how much tobacco users save.

## Sponsors and cosponsors

- Sponsor: Jennifer D. Carroll Foy (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-02-24 | House | Passed House | pass | 85 | 13 |   |
| 2026-02-19 | House | Reported from Labor and Commerce | pass | 20 | 0 |   |
| 2026-01-30 | Senate | Read third time and passed Senate Block Vote | pass | 38 | 0 |   |
| 2026-01-29 | Senate | Engrossed by Senate Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-01-28 | Senate | Passed by for the day Block Vote (Voice Vote) | pass | 0 | 0 |   |
| 2026-01-28 | Senate | Constitutional reading dispensed Block Vote (on 1st reading) | pass | 40 | 0 |   |
| 2026-01-26 | Senate | Reported from Commerce and Labor | pass | 13 | 0 |   |

## Actions (27)

- 2026-03-31: Acts of Assembly Chapter text (CHAP0035) (Governor)
- 2026-03-31: Approved by Governor-Chapter 35 (effective 7/1/2026) (Governor)
- 2026-03-10: Governor's Action Deadline 11:59 p.m., April 13, 2026 (Governor)
- 2026-03-10: Enrolled Bill communicated to Governor on March 10, 2026 (Senate)
- 2026-03-02: Fiscal Impact Statement from State Corporation Commission (SB630) (Senate)
- 2026-02-26: Bill text as passed Senate and House (SB630ER) (Senate)
- 2026-02-26: Enrolled (Senate)
- 2026-02-26: Signed by President (Senate)
- 2026-02-26: Signed by Speaker (House)
- 2026-02-24: Passed House (85-Y 13-N 0-A) (House)
- 2026-02-24: Read third time (House)
- 2026-02-23: Read second time (House)
- 2026-02-19: Reported from Labor and Commerce (20-Y 0-N) (House)
- 2026-02-17: Fiscal Impact Statement from State Corporation Commission (SB630) (Senate)
- 2026-02-04: Referred to Committee on Labor and Commerce (House)
- 2026-02-04: Read first time (House)
- 2026-02-04: Placed on Calendar (House)
- 2026-01-30: Read third time and passed Senate Block Vote (38-Y 0-N 0-A) (Senate)
- 2026-01-29: Engrossed by Senate Block Vote (Voice Vote) (Senate)
- 2026-01-29: Read second time (Senate)
- 2026-01-28: Passed by for the day Block Vote (Voice Vote) (Senate)
- 2026-01-28: Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A) (Senate)
- 2026-01-28: Passed by for the day (Senate)
- 2026-01-28: Rules suspended (Senate)
- 2026-01-26: Reported from Commerce and Labor (13-Y 0-N) (Senate)
- 2026-01-14: Referred to Committee on Commerce and Labor (Senate)
- 2026-01-14: Prefiled and ordered printed; Offered 01-14-2026 26105409D (Senate)

## Bill text

- Chaptered, 2026-03-31: [HTML](https://lis.blob.core.windows.net/files/1214984.HTML), [PDF](https://lis.blob.core.windows.net/files/1214983.PDF)
- Enrolled, 2026-02-26: [HTML](https://lis.blob.core.windows.net/files/1178989.HTML), [PDF](https://lis.blob.core.windows.net/files/1178988.PDF)
- Introduced, 2026-01-14: [HTML](https://lis.blob.core.windows.net/files/1091537.HTML), [PDF](https://lis.blob.core.windows.net/files/1091536.PDF)

## Related bills

- HB20: Minimum wage; farm laborers or farm employees, temporary foreign workers. (signed)
- SB199: Employment; paid sick leave, civil penalties. (signed)
- HB5: Employment; paid sick leave, civil penalties. (signed)
- SB253: Electric utilities; pilot programs for energy assistance and weatherization for certain individuals. (signed)
- SB226: Compost and other products containing organic soil amendments; waste disposal infrastructure, etc. (signed)
- SB225: Virginia Clean Energy Innovation Bank; created, report, membership. (signed)

## Sources
- [Chaptered (HTML)](https://lis.blob.core.windows.net/files/1214984.HTML)
- [Chaptered (PDF)](https://lis.blob.core.windows.net/files/1214983.PDF)
- [Enrolled (HTML)](https://lis.blob.core.windows.net/files/1178989.HTML)
- [Enrolled (PDF)](https://lis.blob.core.windows.net/files/1178988.PDF)
- [Introduced (HTML)](https://lis.blob.core.windows.net/files/1091537.HTML)
- [Introduced (PDF)](https://lis.blob.core.windows.net/files/1091536.PDF)

## Related
- [HB20: Minimum wage; farm laborers or farm employees, temporary foreign workers.](https://policyrisk.com/state-bill/VA-HB20-2026)
- [SB199: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-SB199-2026)
- [HB5: Employment; paid sick leave, civil penalties.](https://policyrisk.com/state-bill/VA-HB5-2026)
- [SB253: Electric utilities; pilot programs for energy assistance and weatherization for…](https://policyrisk.com/state-bill/VA-SB253-2026)
- [SB226: Compost and other products containing organic soil amendments; waste disposal i…](https://policyrisk.com/state-bill/VA-SB226-2026)
- [SB225: Virginia Clean Energy Innovation Bank; created, report, membership.](https://policyrisk.com/state-bill/VA-SB225-2026)
- [Virginia bills](https://policyrisk.com/states/virginia/bills)
- [Virginia state hub](https://policyrisk.com/states/virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/VA-SB630-2026 (as of 2026-11-06).