# West Virginia HB 3097: Prohibiting credit bureaus and other consumer reporting agencies from selling consumer information to third party financing entities

West Virginia HB 3097, Prohibiting credit bureaus and other consumer reporting agencies from selling consumer information to third party financing entities, is a 2025 Regular Session House bill sponsored by Barnhart; status failed, last action 2025-03-19 (To House Finance) (as of 2026-10-17).

- Canonical: https://policyrisk.com/state-bill/WV-HB3097-2025rs
- As of: 2026-10-17
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: West Virginia HB 3097
- State: West Virginia
- Session: 2025 Regular Session
- Title: Prohibiting credit bureaus and other consumer reporting agencies from selling consumer information to third party financing entities
- Status: failed
- Chamber: House
- Introduced: 2025-03-04
- Last action: 2025-03-19, To House Finance
- Sponsor: Barnhart
- Cosponsors: 4
- Subjects: §46A-6C-3, House Finance
- Touches household money: no
- Economic provisions PRIA read: 0

## Summary

No summary available.

## Bill overview

No economic impacts identified for this bill.

## Sponsors and cosponsors

- Sponsor: Barnhart
- Cosponsor: Jarred Cannon (Republican), House
- Cosponsor: Vernon Criss (Republican), House
- Cosponsor: John Paul Hott (Republican), House
- Cosponsor: Phil Mallow (Republican), House

## Actions (6)

- 2025-03-19: To House Finance (House)
- 2025-03-06: To House Banking and Insurance (House)
- 2025-03-04: Filed for introduction (House)
- 2025-03-04: To Finance (House)
- 2025-03-04: Introduced in House (House)
- 2025-03-04: To House Finance (House)

## Bill text

- Introduced Version: [HTML](https://www.wvlegislature.gov/Bill_Text_HTML/2025_SESSIONS/RS/bills/hb3097 intr.htm), [PDF](https://www.wvlegislature.gov/Bill_Text_HTML/2025_SESSIONS/RS/bills/hb3097 intr.pdf)

## Related bills

- HB 2451: To facilitate the creation of home-based businesses (signed)
- SB 464: Creating license plate for recipients of Medal of Valor (signed)
- SB 196: Lauren's Law (signed)
- SB 138: Enhancing penalties for fleeing officer (signed)
- SB 270: Declaring sale and manufacture of firearms essential business during declared emergency (signed)
- SB 617: Discouraging gang activity (signed)

## Sources
- [Introduced Version (HTML)](https://www.wvlegislature.gov/Bill_Text_HTML/2025_SESSIONS/RS/bills/hb3097 intr.htm)
- [Introduced Version (PDF)](https://www.wvlegislature.gov/Bill_Text_HTML/2025_SESSIONS/RS/bills/hb3097 intr.pdf)

## Related
- [HB 2451: To facilitate the creation of home-based businesses](https://policyrisk.com/state-bill/WV-HB2451-2025rs)
- [SB 464: Creating license plate for recipients of Medal of Valor](https://policyrisk.com/state-bill/WV-SB464-2025rs)
- [SB 196: Lauren's Law](https://policyrisk.com/state-bill/WV-SB196-2025rs)
- [SB 138: Enhancing penalties for fleeing officer](https://policyrisk.com/state-bill/WV-SB138-2025rs)
- [SB 270: Declaring sale and manufacture of firearms essential business during declared e…](https://policyrisk.com/state-bill/WV-SB270-2025rs)
- [SB 617: Discouraging gang activity](https://policyrisk.com/state-bill/WV-SB617-2025rs)
- [West Virginia bills](https://policyrisk.com/states/west-virginia/bills)
- [West Virginia state hub](https://policyrisk.com/states/west-virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/WV-HB3097-2025rs (as of 2026-10-17).