# West Virginia SB 556: Modifying priority of insurance coverage for drivers of certain vehicles provided by entities

West Virginia SB 556, Modifying priority of insurance coverage for drivers of certain vehicles provided by entities, is a 2026 Regular Session Senate bill sponsored by Patrick Martin (Republican); status signed, last action 2026-06-25 (Chapter 193, Acts, Regular Session, 2026) (as of 2026-11-04).

- Canonical: https://policyrisk.com/state-bill/WV-SB556-2026rs
- As of: 2026-11-04
- Plain-text twin of the page above; the HTML and this file carry the same facts.

## Facts
- Bill: West Virginia SB 556
- State: West Virginia
- Session: 2026 Regular Session
- Title: Modifying priority of insurance coverage for drivers of certain vehicles provided by entities
- Status: signed
- Chamber: Senate
- Introduced: 2026-01-21
- Last action: 2026-06-25, Chapter 193, Acts, Regular Session, 2026
- Sponsor: Patrick Martin (Republican)
- Cosponsors: 3
- Subjects: §33-6-29
- Touches household money: no
- Roll calls: 2 (111 yes, 16 no in all)
- Economic provisions PRIA read: 3

## Summary

No summary available.

## Bill overview: provisions PRIA read

- Company car: employer insurance first: benefit, medium. Beginning June 9, 2026, if you are an employee driving a company vehicle for work with permission, your employer’s auto liability insurance is primary. Your own auto insurance is secondary. These rules apply to policies issued or in effect on or after that date.
- Passenger injuries must be covered: benefit, medium. Beginning June 9, 2026, auto liability policies in West Virginia cannot exclude coverage for guest passengers. Passengers are covered for injuries and damage to their property under the vehicle owner’s liability policy. These rules apply to policies issued or in effect on or after that date.
- Who pays first for rentals and loaners: mixed, medium. Beginning June 9, 2026, your own auto policy is primary when you drive a dealer or service replacement car with permission, you did not pay extra at pickup, and your car is in the shop. The business’s policy pays only after your coverage is used up. For vehicles owned by rental, leasing, sales, rep…

## Sponsors and cosponsors

- Sponsor: Patrick Martin (Republican), Senate
- Cosponsor: Rupie Phillips (Republican), Senate
- Cosponsor: Tom Takubo (Republican), Senate
- Cosponsor: Mike Woelfel (Democratic), Senate

## Roll call votes

| Date | Chamber | Motion | Result | Yes | No | Other |
| --- | --- | --- | --- | --- | --- | --- |
| 2026-03-11 | House | Passed House (Roll No. 390) | pass | 77 | 16 |   |
| 2026-02-03 | Senate | Passed Senate with amended title (Roll No. 37) | pass | 34 | 0 |   |

## Actions (35)

- 2026-06-25: Chapter 193, Acts, Regular Session, 2026 (Senate)
- 2026-04-01: Approved by Governor 4/1/2026 (Senate)
- 2026-03-14: Approved by Governor 4/1/2026 - Senate Journal (Senate)
- 2026-03-14: Approved by Governor 4/1/2026 - House Journal (House)
- 2026-03-13: To Governor 3/13/2026 (Senate)
- 2026-03-11: On 3rd reading, Special Calendar (House)
- 2026-03-11: Read 3rd time (House)
- 2026-03-11: Passed House (Roll No. 390) (House)
- 2026-03-11: Communicated to Senate (House)
- 2026-03-11: Completed legislative action (House)
- 2026-03-11: House Message received (Senate)
- 2026-03-10: On 2nd reading, Special Calendar (House)
- 2026-03-10: Read 2nd time (House)
- 2026-03-09: Do pass, but first to Finance (House)
- 2026-03-09: 2nd reference dispensed (House)
- 2026-03-09: Immediate consideration (House)
- 2026-03-09: Read 1st time (House)
- 2026-03-05: Markup Discussion (House)
- 2026-02-04: House received Senate message (House)
- 2026-02-04: Introduced in House (House)
- 2026-02-04: To Judiciary then Finance (House)
- 2026-02-04: To House Judiciary (House)
- 2026-02-03: On 3rd reading (Senate)
- 2026-02-03: Read 3rd time (Senate)
- 2026-02-03: Passed Senate with amended title (Roll No. 37) (Senate)
- 2026-02-03: Ordered to House (Senate)
- 2026-02-02: On 2nd reading (Senate)
- 2026-02-02: Read 2nd time (Senate)
- 2026-01-30: On 1st reading (Senate)
- 2026-01-30: Read 1st time (Senate)
- 2026-01-29: Reported do pass, with title amendment (Senate)
- 2026-01-21: Filed for introduction (Senate)
- 2026-01-21: To Finance (Senate)
- 2026-01-21: Introduced in Senate (Senate)
- 2026-01-21: To Finance (Senate)

## Bill text

- Engrossed: [HTML](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 eng.htm), [PDF](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 eng.pdf)
- Enrolled: [HTML](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 enr.htm), [PDF](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 enr.pdf)
- Introduced Version: [HTML](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 intr.htm), [PDF](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 intr.pdf)

## Related bills

- HB 5694: Supplemental appropriation to Department of Education, fund 0313. (signed)
- HB 5353: To bring virtual currency kiosks within the purview of money transmission licensure and create disclosure requirements and daily transaction limitations for ne… (signed)
- HB 4452: To remove Mortmain restrictions on religious organizations (signed)
- HB 4390: Relating to the temporary payment to a kinship parent of a subsidy equal to that of a foster parent (signed)
- HB 4354: Relating to necessity allowance (signed)
- HB 4191: Relating to providing child care generally (became law)

## Sources
- [Engrossed (HTML)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 eng.htm)
- [Engrossed (PDF)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 eng.pdf)
- [Enrolled (HTML)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 enr.htm)
- [Enrolled (PDF)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 enr.pdf)
- [Introduced Version (HTML)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 intr.htm)
- [Introduced Version (PDF)](https://www.wvlegislature.gov/Bill_Text_HTML/2026_SESSIONS/RS/bills/sb556 intr.pdf)

## Related
- [HB 5694: Supplemental appropriation to Department of Education, fund 0313.](https://policyrisk.com/state-bill/WV-HB5694-2026rs)
- [HB 5353: To bring virtual currency kiosks within the purview of money transmission licen…](https://policyrisk.com/state-bill/WV-HB5353-2026rs)
- [HB 4452: To remove Mortmain restrictions on religious organizations](https://policyrisk.com/state-bill/WV-HB4452-2026rs)
- [HB 4390: Relating to the temporary payment to a kinship parent of a subsidy equal to tha…](https://policyrisk.com/state-bill/WV-HB4390-2026rs)
- [HB 4354: Relating to necessity allowance](https://policyrisk.com/state-bill/WV-HB4354-2026rs)
- [HB 4191: Relating to providing child care generally](https://policyrisk.com/state-bill/WV-HB4191-2026rs)
- [West Virginia bills](https://policyrisk.com/states/west-virginia/bills)
- [West Virginia state hub](https://policyrisk.com/states/west-virginia)
- [All state legislation](https://policyrisk.com/state-bills)

Source: PRIA, https://policyrisk.com/state-bill/WV-SB556-2026rs (as of 2026-11-04).
