# Wyoming HB 181: AN ACT relating to insurance; amending investment authorization for prepaid or prearranged funeral contract proceeds; amending related surety bond provisions; specifying application of purchase monies and investment earnings; requiring notice to contract purchasers; and providing for effective dates. Wyoming HB 181, AN ACT relating to insurance; amending investment authorization for prepaid or prearranged funeral contract proceeds; amending related surety bond provisions; specifying application of purchase monies and investment earnings; requiring notice to contract purchasers; and providing for effective dates., is a 2025 General Session House bill sponsored by Lloyd Larsen (Republican); status signed, last action 2025-02-27 (Assigned Chapter Number 48); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/WY-HB181-2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Wyoming HB 181 - State: Wyoming - Session: 2025 General Session - Title: AN ACT relating to insurance; amending investment authorization for prepaid or prearranged funeral contract proceeds; amending related surety bond provisions; specifying application of purchase monies and investment earnings; requiring notice to contract purchasers; and providing for effective dates. - Status: signed - Chamber: House - Introduced: 2025-01-14 - Last action: 2025-02-27, Assigned Chapter Number 48 - Sponsor: Lloyd Larsen (Republican) - Cosponsors: 4 - Touches household money: yes - Roll calls: 4 (103 yes, 0 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - Funeral buyers get investment risk notices: benefit, low. Beginning July 1, 2025, Wyoming requires insurance rules covering notices to prepaid or prearranged funeral buyers. Notices must explain approved investment types, their risks, and buyers’ cancellation and refund rights. The Department of Insurance supervises and audits contract funds, with departm… - Funeral providers avoid extra trust bonds: benefit, low. Beginning July 1, 2025, Wyoming insurance rules cannot require extra surety bond amounts for qualifying irrevocable funeral trust funds. To qualify, the money must be invested in compliance with Wyoming’s trust investment law, W.S. 4-10-902. Providers still must meet the minimum surety bond require… - Funeral trusts protect funds but block refunds: mixed, medium. Beginning July 1, 2025, Wyoming approves placing prepaid funeral money in irrevocable trusts invested under state trust investment laws. Approved investments also include banks, trust companies, and federal savings and loan associations located in Wyoming. Trust earnings, including interest, income… ## Sponsors and cosponsors - Sponsor: Lloyd Larsen (Republican), House - Cosponsor: Landon Brown (Republican), House - Cosponsor: Christopher Knapp (Republican), House - Cosponsor: Art Washut (Republican), House - Cosponsor: Wendy Schuler (Republican), Senate ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-02-24 | Senate | S 3rd Reading:Passed 30-0-1-0-0 | pass | 30 | 0 | | | 2025-02-19 | Senate | S09 - Minerals:Recommend Do Pass 4-0-1-0-0 | pass | 4 | 0 | | | 2025-02-06 | House | H 3rd Reading:Passed 61-0-1-0-0 | pass | 61 | 0 | | | 2025-01-28 | House | H03 - Revenue:Recommend Amend and Do Pass 8-0-1-0-0 | pass | 8 | 0 | | ## Actions (20) - 2025-02-27: Assigned Chapter Number 48 - 2025-02-27: Governor Signed HEA No. 0027 (Governor) - 2025-02-24: S President Signed HEA No. 0027 (Senate) - 2025-02-24: H Speaker Signed HEA No. 0027 (House) - 2025-02-24: Assigned Number HEA No. 0027 - 2025-02-24: S 3rd Reading:Passed 30-0-1-0-0 (Senate) - 2025-02-21: S 2nd Reading:Passed (Senate) - 2025-02-20: S COW:Passed (Senate) - 2025-02-19: S Placed on General File (Senate) - 2025-02-19: S09 - Minerals:Recommend Do Pass 4-0-1-0-0 (Senate) - 2025-02-11: S Introduced and Referred to S09 - Minerals (Senate) - 2025-02-07: S Received for Introduction (Senate) - 2025-02-06: H 3rd Reading:Passed 61-0-1-0-0 (House) - 2025-02-05: H 2nd Reading:Passed (House) - 2025-02-04: H COW:Passed (House) - 2025-01-28: H Placed on General File (House) - 2025-01-28: H03 - Revenue:Recommend Amend and Do Pass 8-0-1-0-0 (House) - 2025-01-24: H Introduced and Referred to H03 - Revenue (House) - 2025-01-15: H Received for Introduction (House) - 2025-01-14: Bill Number Assigned ## Bill text - Engrossed: [PDF](https://wyoleg.gov/2025/Engross/HB0181.pdf) - Enrolled: [PDF](https://wyoleg.gov/2025/Enroll/HB0181.pdf) - Introduced: [PDF](https://wyoleg.gov/2025/Introduced/HB0181.pdf) ## Related bills - HB 62: AN ACT relating to crimes and offenses; amending the crimes of prostitution and solicitation of prostitution to include acts of sexual contact; providing defin… (signed) - SF 104: AN ACT relating to the probate code; amending maximum values for certain proceedings relating to the probate of estates; clarifying the effect of certain discl… (signed) - SF 95: AN ACT relating to banks, banking and finance; providing for the conversion of special purpose depository institutions into public trust companies; amending ca… (signed) - HB 279: AN ACT relating to property taxation; specifying that if multiple property tax exemptions apply to the same property the exemptions shall be applied in the man… (signed) - SF 10: AN ACT relating to children; authorizing parents and guardians to enter into binding settlements on behalf of their minor children as specified; specifying lim… (signed) - HB 136: AN ACT relating to compensation and benefits; excluding the Affordable Care Act from government sponsored health care programs that would disqualify a voluntee… (signed) ## Sources - [Engrossed (PDF)](https://wyoleg.gov/2025/Engross/HB0181.pdf) - [Enrolled (PDF)](https://wyoleg.gov/2025/Enroll/HB0181.pdf) - [Introduced (PDF)](https://wyoleg.gov/2025/Introduced/HB0181.pdf) ## Related - [HB 62: AN ACT relating to crimes and offenses; amending the crimes of prostitution and…](https://policyrisk.com/state-bill/WY-HB62-2025) - [SF 104: AN ACT relating to the probate code; amending maximum values for certain procee…](https://policyrisk.com/state-bill/WY-SF104-2025) - [SF 95: AN ACT relating to banks, banking and finance; providing for the conversion of…](https://policyrisk.com/state-bill/WY-SF95-2025) - [HB 279: AN ACT relating to property taxation; specifying that if multiple property tax…](https://policyrisk.com/state-bill/WY-HB279-2025) - [SF 10: AN ACT relating to children; authorizing parents and guardians to enter into bi…](https://policyrisk.com/state-bill/WY-SF10-2025) - [HB 136: AN ACT relating to compensation and benefits; excluding the Affordable Care Act…](https://policyrisk.com/state-bill/WY-HB136-2025) - [Wyoming bills](https://policyrisk.com/states/wyoming/bills) - [Wyoming state hub](https://policyrisk.com/states/wyoming) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/WY-HB181-2025 (as of 2026-11-01).