# Wyoming SF 195: AN ACT relating to emergency loan programs; establishing an emergency bridge loan program for small businesses during declared natural disasters; specifying eligibility and requirements for the bridge loan program; specifying terms, conditions and obligations for bridge loans; specifying duties; creating an account; requiring reports; providing a loan; requiring rulemaking; and providing for effective dates. Wyoming SF 195, AN ACT relating to emergency loan programs; establishing an emergency bridge loan program for small businesses during declared natural disasters; specifying eligibility and requirements for the bridge loan program; specifying terms, conditions and obligations for bridge loans; specifying duties; creating an account; requiring reports; providing a loan; requiring rulemaking; and providing for effective dates., is a 2025 General Session Senate bill sponsored by Bo Biteman (Republican); status became law, last action 2025-03-03 (Assigned Chapter Number 103); PRIA reads it as touching household money (as of 2026-11-01). - Canonical: https://policyrisk.com/state-bill/WY-SF195-2025 - As of: 2026-11-01 - Plain-text twin of the page above; the HTML and this file carry the same facts. ## Facts - Bill: Wyoming SF 195 - State: Wyoming - Session: 2025 General Session - Title: AN ACT relating to emergency loan programs; establishing an emergency bridge loan program for small businesses during declared natural disasters; specifying eligibility and requirements for the bridge loan program; specifying terms, conditions and obligations for bridge loans; specifying duties; creating an account; requiring reports; providing a loan; requiring rulemaking; and providing for effective dates. - Status: became law - Chamber: Senate - Introduced: 2025-01-27 - Last action: 2025-03-03, Assigned Chapter Number 103 - Sponsor: Bo Biteman (Republican) - Cosponsors: 1 - Touches household money: yes - Roll calls: 8 (159 yes, 17 no in all) - Economic provisions PRIA read: 3 ## Summary No summary available. ## Bill overview: provisions PRIA read - State funding backs business disaster loans: benefit, low. Beginning July 1, 2025, a dedicated state account funds business disaster loans, specified processing fees, and administrative costs. The account has ongoing spending authority and receives repayments, investment earnings, and accepted grants, gifts, or other funds. The State Treasurer invests the… - Business disaster loans carry repayment rules: mixed, high. Beginning July 1, 2025, each business can borrow up to $750,000 and must repay fully within three years. Loans require security through insurance proceeds, expected disaster funds, or business land, equipment, or other assets. The interest cap equals 0% plus the state's pooled-fund investment rate… - Disaster loans for eligible Wyoming businesses: mixed, high. Beginning July 1, 2025, Wyoming provides short-term business loans in counties covered by a governor-declared natural disaster, including infrastructure failures. Businesses must be physically located and doing business in Wyoming, located in the declared area, and operating before the disaster. Ap… ## Sponsors and cosponsors - Sponsor: Bo Biteman (Republican), Senate - Cosponsor: Chip Neiman (Republican), House ## Roll call votes | Date | Chamber | Motion | Result | Yes | No | Other | | --- | --- | --- | --- | --- | --- | --- | | 2025-02-26 | Senate | S Concur:Passed 29-1-1-0-0 | pass | 29 | 1 | | | 2025-02-25 | House | H 3rd Reading:Passed 61-0-1-0-0 | pass | 61 | 0 | | | 2025-02-19 | House | H02 - Appropriations:Recommend Amend and Do Pass 7-0-0-0-0 | pass | 7 | 0 | | | 2025-02-14 | House | H09 - Minerals:Recommend Amend and Do Pass 8-0-1-0-0 | pass | 8 | 0 | | | 2025-02-12 | Senate | Amendment adopted 16-14-1-0-0 | pass | 16 | 14 | | | 2025-02-12 | Senate | S 3rd Reading:Passed 29-1-1-0-0 | pass | 29 | 1 | | | 2025-02-07 | Senate | S02 - Appropriations:Recommend Do Pass 4-1-0-0-0 | pass | 4 | 1 | | | 2025-02-06 | Senate | S05 - Agriculture:Recommend Amend and Do Pass 5-0-0-0-0 | pass | 5 | 0 | | ## Actions (27) - 2025-03-03: Assigned Chapter Number 103 - 2025-03-03: Became Law without Signature - 2025-02-27: H Speaker Signed SEA No. 0050 (House) - 2025-02-27: S President Signed SEA No. 0050 (Senate) - 2025-02-26: Assigned Number SEA No. 0050 - 2025-02-26: S Concur:Passed 29-1-1-0-0 (Senate) - 2025-02-25: S Received for Concurrence (Senate) - 2025-02-25: H 3rd Reading:Passed 61-0-1-0-0 (House) - 2025-02-24: H 2nd Reading:Passed (House) - 2025-02-21: H COW:Passed (House) - 2025-02-19: H Placed on General File (House) - 2025-02-19: H02 - Appropriations:Recommend Amend and Do Pass 7-0-0-0-0 (House) - 2025-02-18: H COW:Rerefer to H02 - Appropriations (House) - 2025-02-14: H Placed on General File (House) - 2025-02-14: H09 - Minerals:Recommend Amend and Do Pass 8-0-1-0-0 (House) - 2025-02-13: H Introduced and Referred to H09 - Minerals (House) - 2025-02-13: H Received for Introduction (House) - 2025-02-12: S 3rd Reading:Passed 29-1-1-0-0 (Senate) - 2025-02-11: S 2nd Reading:Passed (Senate) - 2025-02-10: S COW:Passed (Senate) - 2025-02-07: S Placed on General File (Senate) - 2025-02-07: S02 - Appropriations:Recommend Do Pass 4-1-0-0-0 (Senate) - 2025-02-06: :Rerefer to S02 - Appropriations (Senate) - 2025-02-06: S05 - Agriculture:Recommend Amend and Do Pass 5-0-0-0-0 (Senate) - 2025-01-29: S Introduced and Referred to S05 - Agriculture (Senate) - 2025-01-28: S Received for Introduction (Senate) - 2025-01-27: Bill Number Assigned ## Bill text - Engrossed: [PDF](https://wyoleg.gov/2025/Engross/SF0195.pdf) - Enrolled: [PDF](https://wyoleg.gov/2025/Enroll/SF0195.pdf) - Introduced: [PDF](https://wyoleg.gov/2025/Introduced/SF0195.pdf) ## Related bills - SF 104: AN ACT relating to the probate code; amending maximum values for certain proceedings relating to the probate of estates; clarifying the effect of certain discl… (signed) - HB 62: AN ACT relating to crimes and offenses; amending the crimes of prostitution and solicitation of prostitution to include acts of sexual contact; providing defin… (signed) - SF 95: AN ACT relating to banks, banking and finance; providing for the conversion of special purpose depository institutions into public trust companies; amending ca… (signed) - HB 279: AN ACT relating to property taxation; specifying that if multiple property tax exemptions apply to the same property the exemptions shall be applied in the man… (signed) - SF 10: AN ACT relating to children; authorizing parents and guardians to enter into binding settlements on behalf of their minor children as specified; specifying lim… (signed) - SF 91: AN ACT relating to crimes and offenses and state lands; creating a misdemeanor offense for injury to petroglyphs, pictographs and historic inscriptions; provid… (signed) ## Sources - [Engrossed (PDF)](https://wyoleg.gov/2025/Engross/SF0195.pdf) - [Enrolled (PDF)](https://wyoleg.gov/2025/Enroll/SF0195.pdf) - [Introduced (PDF)](https://wyoleg.gov/2025/Introduced/SF0195.pdf) ## Related - [SF 104: AN ACT relating to the probate code; amending maximum values for certain procee…](https://policyrisk.com/state-bill/WY-SF104-2025) - [HB 62: AN ACT relating to crimes and offenses; amending the crimes of prostitution and…](https://policyrisk.com/state-bill/WY-HB62-2025) - [SF 95: AN ACT relating to banks, banking and finance; providing for the conversion of…](https://policyrisk.com/state-bill/WY-SF95-2025) - [HB 279: AN ACT relating to property taxation; specifying that if multiple property tax…](https://policyrisk.com/state-bill/WY-HB279-2025) - [SF 10: AN ACT relating to children; authorizing parents and guardians to enter into bi…](https://policyrisk.com/state-bill/WY-SF10-2025) - [SF 91: AN ACT relating to crimes and offenses and state lands; creating a misdemeanor…](https://policyrisk.com/state-bill/WY-SF91-2025) - [Wyoming bills](https://policyrisk.com/states/wyoming/bills) - [Wyoming state hub](https://policyrisk.com/states/wyoming) - [All state legislation](https://policyrisk.com/state-bills) Source: PRIA, https://policyrisk.com/state-bill/WY-SF195-2025 (as of 2026-11-01).