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Privacy Policy

Last updated on January 30, 2022

PolicyRisk.com (“Site”) is committed to protecting the information of those who register to use the PolicyRisk.com diagnostic tools (“Service”). This Privacy Policy describes the PolicyRisk.com privacy practices regarding such information. Unless specifically defined, terms used throughout this policy have the same definitions as those given in the PolicyRisk.com Terms of Service.

Information We Collect:

We may collect the following categories of Personal Information, including but not limited to:

How We Use the Information We Collect:

We use Personal Information to:

How We Disclose Personal Information:

We will not, without your permission, sell, publish, or share Personal Information to third parties for their marketing or other purposes, except that we reserve the right to share or disclose Personal Information:

  1. With the Advisor that provided you with access to PolicyRisk.com
  2. Regulatory, governmental, or law enforcement authorities to respond to subpoenas, court orders, or legal process
  3. To investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites, or Services
  4. To respond to claims that any posting or other content violates the rights of third parties
  5. In an emergency, to protect the health and safety of our Sites’ users or the general public
  6. As otherwise required by any applicable law

We may share your Personal Information with our employees and third-party service providers to enable them to assist in fulfilling the requests you make or the transactions you conduct via the Site, including the operation of certain Site functions and Services (e.g., our email service providers, and payment processors). Our employees and the third parties acting on our behalf that are given access to your Personal Information are contractually obligated to protect this information and only use it to provide their services.

We may use third-party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online promotions or analyze Site activity. We may permit these service providers to use cookies and similar technologies to perform these services. For example, we may use service providers such as Google Analytics on parts of the Site to determine age, gender, interest, and other data to better serve our customers.

How We Use Cookies and Similar Technologies:

To help operate the Site, enhance your experience, and collect information about online activity, we may place small data files on your computer or other device. These data files may be in the form of cookies, pixel tags, local shared objects, or other similar technologies. Cookies and similar technologies enable us to personalize our Site and Service for you. These technologies may allow us to store and manage your preferences and settings, measure and analyze how you use our Site and the effectiveness of our communications, offer targeted products, programs, and services, and help us improve our products, services, and security.

You can generally accept or decline the use of cookies through a functionality built into your web browser. Please note that if you do elect to disable your web browser’s ability to accept cookies, you may not be able to access or take advantage of many features of the Site.

Do Not Track Notice:

Because there is not yet a consensus on how companies should respond to web browser-based do-not-track (DNT) mechanisms, we do not respond to any browser-based DNT signals.

This Privacy Policy applies only to the Site. This Site may contain links to other websites not operated or controlled by PolicyRisk.com (the “Third Party Sites”). The policies and procedures we described here do not apply to the Third-Party Sites. The links from this Site do not imply that PolicyRisk.com endorses or has reviewed the Third-Party Sites. We suggest contacting those sites directly for information on their privacy policies.

Protection of Personal Information:

We have security practices and procedures in place to prevent unauthorized use or access to Personal Information. Within the PolicyRisk.com site, Personal Information is only available to those individuals requiring access to service your account. We follow generally accepted industry standards to protect the Personal Information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is completely secure. Therefore, while we strive to use commercially acceptable means to protect Personal Information, we cannot guarantee its absolute security. If you have any questions about security on our Site, you can email us at security@PolicyRisk.com . For more information about our security protocols, please see our Security Statement.

Changes to Personal Information:

You may access, review, and update much of the information you have submitted to us at any time via the Site or Service.

You may choose to close or request that we delete your account for the Service at any time. We will use commercially reasonable efforts to remove your information, although some information may be retained. For example, some information may be retained on a backup server or media, which is necessary to help ensure the continued availability of our Service.

We retain Personal Information as long as necessary to provide the services you have requested. Additionally, we may retain Personal Information to comply with law, prevent fraud, resolve disputes, troubleshoot problems, enforce our Terms of Use, and as permitted by applicable law.

Modifications to Our Privacy Policy:

We change our privacy practices from time to time as the need arises. When we do, we will revise this Privacy Policy and post the revised policy or statement on our website.