2025-00211RuleWallet

Pension Cops Inflate Their Fines for New Year

Published Date: 1/8/2025

Rule

Summary

Starting January 8, 2025, the Pension Benefit Guaranty Corporation is raising the fines for not sending important pension plan notices. If you’re involved with multiemployer or other pension plans, expect penalties up to $2,739 or $365 depending on the notice missed. These changes keep penalties fair by adjusting for inflation, so everyone stays on their toes!

Analyzed Economic Effects

2 provisions identified: 0 benefits, 2 costs, 0 mixed.

Higher Maximum Penalty for ERISA §4071 Notices

Starting January 8, 2025, the maximum civil penalty under ERISA section 4071 for failing to provide certain notices or material information is adjusted to $2,739. The new maximum applies to penalties assessed after January 8, 2025.

Higher Maximum Penalty for Multiemployer Notices

Starting January 8, 2025, the maximum civil penalty under ERISA section 4302 for failing to provide required multiemployer plan notices is adjusted to $365. The new maximum applies to penalties assessed after January 8, 2025.

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Key Dates

Published Date
Rule Effective
1/8/2025
1/8/2025

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